JXN (Jackson Financial) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


JXN Jackson Financial Inc JXN
70 GF Score
Price $102.39
GF Value $157.53
Valuation Possible Value Trap
! 5 Warning Signs
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What is Jackson Financial Interest Coverage?

Jackson Financial JXN -2.40% 70 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates JXN with a GF Score™ of 70/100 and a GF Value™ of $157.53 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 353 Insurance companies, Jackson Financial ranks worse than 283285.84% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Jackson Financial's EBIT for the three months ended in Mar. 2026 was $-375 Mil. Jackson Financial's Interest Expense for the three months ended in Mar. 2026 was $-25 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Jackson Financial's Interest Coverage or its related term are showing as below:


JXN's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.26
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Jackson Financial  (NYSE:JXN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Jackson Financial Interest Coverage Related Terms


Jackson Financial Interest Coverage Historical Data

* Premium members only.

The historical data trend for Jackson Financial's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Jackson Financial Interest Coverage Chart

Jackson Financial Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial 118.43 79.92 9.79 11.12 0.00

Jackson Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 8.56 3.88 0.00 0.00

JXN vs LNC, PRI, CNO: Interest Coverage Comparison

For the Insurance - Life subindustry, Jackson Financial's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jackson Financial Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Jackson Financial's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Jackson Financial's Interest Coverage falls into.


JXN
70GF Score
Jackson Financial Inc JXN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Jackson Financial Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Jackson Financial's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Jackson Financial's Interest Expense was $-100 Mil. Its EBIT was $-14 Mil. And its Long-Term Debt & Capital Lease Obligation was $4,608 Mil.

Jackson Financial did not have earnings to cover the interest expense.

Jackson Financial's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Jackson Financial's Interest Expense was $-25 Mil. Its EBIT was $-375 Mil. And its Long-Term Debt & Capital Lease Obligation was $4,570 Mil.

Jackson Financial did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Jackson Financial (JXN) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jackson Financial and its competitors. According to the industry distribution chart, Jackson Financial ranks #999999 out of 353 companies in the Insurance industry.
Is Jackson Financial's Interest Coverage too high?
Jackson Financial's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Jackson Financial ranks #999999 out of 353 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Jackson Financial has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Jackson Financial's Interest Coverage compare to LNC and PRI?
According to the Insurance industry distribution chart, Jackson Financial ranks #999999 out of 353 companies for Interest Coverage. This places Jackson Financial in the lower half of its industry. The industry median Interest Coverage is 16.26. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.26, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jackson Financial and its competitors. For the Insurance industry, the median Interest Coverage is 16.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jackson Financial's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jackson Financial stock overvalued right now?
Based on GuruFocus' analysis, Jackson Financial (JXN) is currently considered Possible Value Trap. The stock's GF Value™ is $157.53, compared to a current price of $102.39 — trading 35% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Jackson Financial's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Jackson Financial (JXN), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jackson Financial (JXN) Overvalued in 2026?

Based on GuruFocus' analysis, Jackson Financial stock appears to be undervalued. The current stock price of $102.39 is trading 35% below its estimated GF Value™ of $157.53. GuruFocus considers Jackson Financial to be Possible Value Trap.

Key valuation signals for JXN:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: $157.53 vs. price of $102.39 (35% below fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the JXN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jackson Financial Business Description

Other Exchanges 0JKF:UK8WF:Germany
Address 1 Corporate Way, Lansing, MI, USA, 48951
Jackson Financial Inc helps Americans grow and protect their retirement savings and income to enable them to pursue financial freedom for life. Its retail product offerings are comprised of annuities, designed to help retail investors save for and live in retirement. Its diverse suite of annuities includes a variable, fixed index, and fixed annuities. The company manages its business through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks and Corporate and Other segments. The company generates the majority of its revenue from the Retail Annuities segment, which offers a variety of retirement income and savings products of variable annuities, registered index-linked annuities ("RILA"), fixed index annuities, fixed annuities, and payout annuities.
70GF Score

Get the complete analysis for JXN

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$102.39
Price
$157.53
GF Value