Colgate-Palmolive (Pakistan) (KAR:COLG) Interest Coverage: 199.78 (As of Mar. 2026) — 28% Above Median


KAR:COLG Colgate-Palmolive (Pakistan) Ltd KAR:COLG
86 GF Score
Price ₨1,263.91
GF Value ₨1,473.22
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Colgate-Palmolive (Pakistan) Interest Coverage?

Colgate-Palmolive (Pakistan) KAR:COLG +0.44% 86 Interest Coverage is 199.78 as of Mar. 2026, which is 28% above its 10-year median of 155.71. GuruFocus rates KAR:COLG with a GF Score™ of 86/100 and a GF Value™ of ₨1,473.22 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,504 Consumer Packaged Goods companies, Colgate-Palmolive (Pakistan) ranks better than 91.42% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Colgate-Palmolive (Pakistan)'s Operating Income for the three months ended in Mar. 2026 was ₨7,218 Mil. Colgate-Palmolive (Pakistan)'s Interest Expense for the three months ended in Mar. 2026 was ₨-36 Mil. Colgate-Palmolive (Pakistan)'s interest coverage for the quarter that ended in Mar. 2026 was 199.78. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Colgate-Palmolive (Pakistan) Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Colgate-Palmolive (Pakistan)'s Interest Coverage or its related term are showing as below:

KAR:COLG' s Interest Coverage Range Over the Past 10 Years
Min: 99.59   Med: 155.71   Max: 426.25
Current: 426.25


KAR:COLG's Interest Coverage is ranked better than
91.42% of 1504 companies
in the Consumer Packaged Goods industry
Industry Median: 8.585 vs KAR:COLG: 426.25

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Colgate-Palmolive (Pakistan)  (KAR:COLG) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Colgate-Palmolive (Pakistan) Interest Coverage Related Terms


Colgate-Palmolive (Pakistan) Interest Coverage Historical Data

* Premium members only.

The historical data trend for Colgate-Palmolive (Pakistan)'s Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Colgate-Palmolive (Pakistan) Interest Coverage Chart

Colgate-Palmolive (Pakistan) Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 127.69 99.59 187.23 343.29 375.50

Colgate-Palmolive (Pakistan) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 164.84 0.00 160.95 147.61 199.78

KAR:COLG vs PG, CL, KVUE: Interest Coverage Comparison

For the Household & Personal Products subindustry, Colgate-Palmolive (Pakistan)'s Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Colgate-Palmolive (Pakistan) Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Colgate-Palmolive (Pakistan)'s Interest Coverage distribution charts can be found below:

* The bar in red indicates where Colgate-Palmolive (Pakistan)'s Interest Coverage falls into.


KAR:COLG
86GF Score
Colgate-Palmolive (Pakistan) Ltd KAR:COLG
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Colgate-Palmolive (Pakistan) Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Colgate-Palmolive (Pakistan)'s Interest Coverage for the fiscal year that ended in Jun. 2025 is calculated as

Here, for the fiscal year that ended in Jun. 2025, Colgate-Palmolive (Pakistan)'s Interest Expense was ₨-68 Mil. Its Operating Income was ₨25,502 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨760 Mil.

Interest Coverage=-1* Operating Income (A: Jun. 2025 )/Interest Expense (A: Jun. 2025 )
=-1*25502.035/-67.914
=375.50

Colgate-Palmolive (Pakistan)'s Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Colgate-Palmolive (Pakistan)'s Interest Expense was ₨-36 Mil. Its Operating Income was ₨7,218 Mil. And its Long-Term Debt & Capital Lease Obligation was ₨648 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*7218.32/-36.131
=199.78

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 199.78 mean?
Colgate-Palmolive (Pakistan) (KAR:COLG) has a Interest Coverage of 199.78 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Colgate-Palmolive (Pakistan) and its competitors. This is 28% above median its historical median of 155.71. Over the past decade, Colgate-Palmolive (Pakistan)'s Interest Coverage has ranged from 99.59 to 426.25. According to the industry distribution chart, Colgate-Palmolive (Pakistan) ranks #129 out of 1504 companies in the Consumer Packaged Goods industry, placing it in the top 8.6%.
Is Colgate-Palmolive (Pakistan)'s Interest Coverage too high?
Colgate-Palmolive (Pakistan)'s current Interest Coverage of 199.78 is 28% above median its 10-year median of 155.71. Over the past 10 years, this metric has ranged from a low of 99.59 to a high of 426.25. The Consumer Packaged Goods industry median Interest Coverage is 8.59. Colgate-Palmolive (Pakistan)'s value of 199.78 is 2227.1% above this industry median. Based on the distribution chart, Colgate-Palmolive (Pakistan) ranks #129 out of 1504 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Colgate-Palmolive (Pakistan) has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Colgate-Palmolive (Pakistan)'s Interest Coverage compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, Colgate-Palmolive (Pakistan) ranks #129 out of 1504 companies for Interest Coverage. This places Colgate-Palmolive (Pakistan) in the top 9% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.59. Colgate-Palmolive (Pakistan)'s value of 199.78 is 2227.1% above this benchmark. Historically, Colgate-Palmolive (Pakistan)'s own Interest Coverage has ranged from 99.59 to 426.25 over the past decade. While the company's 10-year median is 155.71 vs. the industry median of 8.59, Colgate-Palmolive (Pakistan) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.59, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Colgate-Palmolive (Pakistan)'s current Interest Coverage of 199.78 is 2227.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Colgate-Palmolive (Pakistan) and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Colgate-Palmolive (Pakistan)'s current Interest Coverage is 199.78, which is 28% above median its own 10-year median of 155.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Colgate-Palmolive (Pakistan) stock overvalued right now?
Based on GuruFocus' analysis, Colgate-Palmolive (Pakistan) (KAR:COLG) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨1,473.22, compared to a current price of ₨1,263.91 — trading 14.2% below its estimated fair value. The current Interest Coverage is 199.78, which is 28% above median its 10-year median of 155.71 and 2227.1% above the Consumer Packaged Goods industry median of 8.59. Colgate-Palmolive (Pakistan)'s overall GF Score™ is 86/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Colgate-Palmolive (Pakistan) (KAR:COLG), the current Interest Coverage is 199.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Colgate-Palmolive (Pakistan) (KAR:COLG) Overvalued in 2026?

Based on GuruFocus' analysis, Colgate-Palmolive (Pakistan) stock appears to be undervalued. The current stock price of ₨1,263.91 is trading 14.2% below its estimated GF Value™ of ₨1,473.22. GuruFocus considers Colgate-Palmolive (Pakistan) to be Modestly Undervalued.

Key valuation signals for KAR:COLG:

  • Interest Coverage: 199.78 (28% above median its 10-year median of 155.71)
  • GF Value™: ₨1,473.22 vs. price of ₨1,263.91 (14.2% below fair value)
  • GF Score™: 86/100 with 3 warning signs
  • Industry Position: 2227.1% above the Consumer Packaged Goods median (#129 of 1504)

No single metric tells the full story. See the KAR:COLG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Colgate-Palmolive (Pakistan) Business Description

Address Sarwar Shaheed Road, Lakson Square, Building Number 2, Karachi, SD, PAK, 74200
Colgate-Palmolive (Pakistan) Ltd is involved in the manufacturing and sale of detergents, personal care, and other related products. The company consists of a single reportable segment, the principal classes of products of which are Personal Care, Home Care, and Others. Maximum revenue for the company is generated from the sale of Home Care products.
86GF Score

Get the complete analysis for KAR:COLG

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨1,263.91
Price
₨1,473.22
GF Value