Service IndustriesKAR:SRVI -2.88%91 Interest Coverage is 6.77 as of Mar. 2026, which is 162% above its 10-year median of 2.58. GuruFocus rates KAR:SRVI with a GF Score™ of 91/100 and a GF Value™ of ₨1,456.95 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,067 Vehicles & Parts companies, Service Industries ranks worse than 63.36% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Service Industries's
Operating Income
for the
three
months ended in Mar. 2026 was ₨6,710 Mil. Service Industries's Interest Expense for the
three
months ended in Mar. 2026 was ₨-992 Mil.
Service Industries's interest coverage for the quarter that ended in Mar. 2026 was 6.77.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Service Industries's Interest Coverage or its related term are showing as below:
KAR:SRVI'
s Interest Coverage Range Over the Past 10 Years
Min: 0.88 Med: 2.58 Max: 8.51
Current: 4.46
KAR:SRVI's Interest Coverage is ranked worse than 63.36% of 1067
companies
in the Vehicles & Parts industry
Industry Median: 8.31
vs KAR:SRVI: 4.46
Service Industries (KAR:SRVI) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Service Industries Interest Coverage Related Terms
Service Industries Interest Coverage Historical Data
* Premium members only.
The historical data trend for Service Industries's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
KAR:SRVI vs ORLY, AZO, GPC: Interest Coverage Comparison
For the Auto Parts subindustry, Service Industries's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Service Industries Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Service Industries's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Service Industries's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Service Industries (KAR:SRVI) has a Interest Coverage of 6.77 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Service Industries and its competitors. This is 162% above median its historical median of 2.58. Over the past decade, Service Industries' Interest Coverage has ranged from 0.88 to 8.51. According to the industry distribution chart, Service Industries ranks #676 out of 1067 companies in the Vehicles & Parts industry, placing it in the top 63.4%.
Is Service Industries' Interest Coverage too high?
Service Industries' current Interest Coverage of 6.77 is 162% above median its 10-year median of 2.58. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 8.51. The Vehicles & Parts industry median Interest Coverage is 8.31. Service Industries' value of 6.77 is 18.5% below this industry median. Based on the distribution chart, Service Industries ranks #676 out of 1067 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Service Industries has a GF Score™ of 91/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Service Industries' Interest Coverage compare to ORLY and AZO?
According to the Vehicles & Parts industry distribution chart, Service Industries ranks #676 out of 1067 companies for Interest Coverage. This places Service Industries in the lower half of its industry. The industry median Interest Coverage is 8.31. Service Industries' value of 6.77 is 18.5% below this benchmark. Historically, Service Industries' own Interest Coverage has ranged from 0.88 to 8.51 over the past decade. While the company's 10-year median is 2.58 vs. the industry median of 8.31, Service Industries has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.31, based on 1,067 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Service Industries's current Interest Coverage of 6.77 is 18.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Service Industries and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Service Industries's current Interest Coverage is 6.77, which is 162% above median its own 10-year median of 2.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Service Industries stock overvalued right now?
Based on GuruFocus' analysis, Service Industries (KAR:SRVI) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨1,456.95, compared to a current price of ₨2,221.61 — trading 52.5% above its estimated fair value. The current Interest Coverage is 6.77, which is 162% above median its 10-year median of 2.58 and 18.5% below the Vehicles & Parts industry median of 8.31. Service Industries' overall GF Score™ is 91/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Service Industries (KAR:SRVI), the current Interest Coverage is 6.77 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Service Industries (KAR:SRVI) Overvalued in 2026?
Based on GuruFocus' analysis, Service Industries stock appears to be overvalued.
The current stock price of ₨2,221.61 is trading 52.5% above its estimated GF Value™ of ₨1,456.95.
GuruFocus considers Service Industries to be Significantly Overvalued.
Key valuation signals for KAR:SRVI:
Interest Coverage: 6.77 (162% above median its 10-year median of 2.58)
GF Value™: ₨1,456.95 vs. price of ₨2,221.61 (52.5% above fair value)
Industry Position: 18.5% below the Vehicles & Parts median (#676 of 1067)
No single metric tells the full story. See the KAR:SRVI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Service Industries Ltd manufactures and sells footwear, tyres, tubes, and technical rubber products. The company's reportable segments are Footwear which includes the purchase, manufacturing and sale of different qualities of footwear, Tyres which includes the manufacturing of different qualities of tyres and tubes, and Others, which includes the manufacturing of different qualities of rubber products on specifications and trading and manufacturing of spare parts of automobiles. The company generates a majority of its revenues from the Tyre division. Geographically, the company derives a majority of its revenue from Pakistan and the rest from Europe, Asia, North America, Australia and other regions.
91GF Score
Get the complete analysis for KAR:SRVI
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KAR:SRVI has been successfully added to your 
