Service Industries (KAR:SRVI) LT-Debt-to-Total-Asset: 0.16 (As of Mar. 2026)

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KAR:SRVI Service Industries Ltd KAR:SRVI
92 GF Score
Price ₨2,055.26
GF Value ₨1,460.32
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Service Industries LT-Debt-to-Total-Asset?

Service Industries KAR:SRVI -0.93% 92 LT-Debt-to-Total-Asset is 0.16 as of Mar. 2026. GuruFocus rates KAR:SRVI with a GF Score™ of 92/100 and a GF Value™ of ₨1,460.32 (Significantly Overvalued). The stock has 2 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Service Industries's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.16.

Service Industries's long-term debt to total assets ratio declined from Mar. 2025 (0.21) to Mar. 2026 (0.16). It may suggest that Service Industries is progressively becoming less dependent on debt to grow their business.

Service Industries  (KAR:SRVI) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Service Industries LT-Debt-to-Total-Asset Related Terms

Service Industries LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Service Industries's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Service Industries LT-Debt-to-Total-Asset Chart

Service Industries Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.26 0.23 0.24 0.17 0.13

Service Industries Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.19 0.16 0.13 0.16
KAR:SRVI
92GF Score
Service Industries Ltd KAR:SRVI
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Service Industries LT-Debt-to-Total-Asset Calculation

Service Industries's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=17955.52/136807.603
=0.13

Service Industries's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=19403.475/122398.98
=0.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.16 mean?
Service Industries (KAR:SRVI) has a LT-Debt-to-Total-Asset of 0.16 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Service Industries and its competitors.
Is Service Industries' LT-Debt-to-Total-Asset too high?
Service Industries' current LT-Debt-to-Total-Asset is 0.16. Overall, Service Industries has a GF Score™ of 92/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Service Industries' LT-Debt-to-Total-Asset compare to ORLY and AZO?
Service Industries' LT-Debt-to-Total-Asset of 0.16 can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Vehicles & Parts company?
A good LT-Debt-to-Total-Asset depends on the Vehicles & Parts industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Service Industries and its competitors. Service Industries's current LT-Debt-to-Total-Asset is 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Service Industries stock overvalued right now?
Based on GuruFocus' analysis, Service Industries (KAR:SRVI) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨1,460.32, compared to a current price of ₨2,055.26 — trading 40.7% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.16. Service Industries' overall GF Score™ is 92/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Service Industries (KAR:SRVI), the current LT-Debt-to-Total-Asset is 0.16 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Service Industries (KAR:SRVI) Overvalued in 2026?

Based on GuruFocus' analysis, Service Industries stock appears to be overvalued. The current stock price of ₨2,055.26 is trading 40.7% above its estimated GF Value™ of ₨1,460.32. GuruFocus considers Service Industries to be Significantly Overvalued.

Key valuation signals for KAR:SRVI:

  • LT-Debt-to-Total-Asset: 0.16
  • GF Value™: ₨1,460.32 vs. price of ₨2,055.26 (40.7% above fair value)
  • GF Score™: 92/100 with 2 warning signs

No single metric tells the full story. See the KAR:SRVI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Service Industries Business Description

Address Servis House, 2 Main Gulberg, Lahore, PAK, 54662
Service Industries Ltd manufactures and sells footwear, tyres, tubes, and technical rubber products. The company's reportable segments are Footwear which includes the purchase, manufacturing and sale of different qualities of footwear, Tyres which includes the manufacturing of different qualities of tyres and tubes, and Others, which includes the manufacturing of different qualities of rubber products on specifications and trading and manufacturing of spare parts of automobiles. The company generates a majority of its revenues from the Tyre division. Geographically, the company derives a majority of its revenue from Pakistan and the rest from Europe, Asia, North America, Australia and other regions.
92GF Score

Get the complete analysis for KAR:SRVI

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨2,055.26
Price
₨1,460.32
GF Value