Malibu Life HoldingsLSE:MLHL +1.72%33 Interest Coverage is 9.50 as of Dec. 2025, which is 70% below its 10-year median of 31.73. GuruFocus rates LSE:MLHL with a GF Score™ of 33/100. The stock has 3 warning signs investors should review. Among 353 Insurance companies, Malibu Life Holdings ranks worse than 79.6% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Malibu Life Holdings's
EBIT
for the
six
months ended in Dec. 2025 was $20.0 Mil. Malibu Life Holdings's Interest Expense for the
six
months ended in Dec. 2025 was $-2.1 Mil.
Malibu Life Holdings's interest coverage for the quarter that ended in Dec. 2025 was 9.50.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Malibu Life Holdings's Interest Coverage or its related term are showing as below:
LSE:MLHL'
s Interest Coverage Range Over the Past 10 Years
Min: 1.74 Med: 31.73 Max: 136.95
Current: 4.74
LSE:MLHL's Interest Coverage is ranked worse than 79.6% of 353
companies
in the Insurance industry
Industry Median: 16.26
vs LSE:MLHL: 4.74
Malibu Life Holdings (LSE:MLHL) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Malibu Life Holdings Interest Coverage Related Terms
Malibu Life Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Malibu Life Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
LSE:MLHL vs RGA, EG, RNR: Interest Coverage Comparison
For the Insurance - Reinsurance subindustry, Malibu Life Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Malibu Life Holdings Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Malibu Life Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Malibu Life Holdings's Interest Coverage falls into.
Malibu Life Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Malibu Life Holdings (LSE:MLHL) has a Interest Coverage of 9.50 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Malibu Life Holdings and its competitors. This is 70% below median its historical median of 31.73. Over the past decade, Malibu Life Holdings' Interest Coverage has ranged from 1.74 to 136.95. According to the industry distribution chart, Malibu Life Holdings ranks #281 out of 353 companies in the Insurance industry, placing it in the top 79.6%.
Is Malibu Life Holdings' Interest Coverage too high?
Malibu Life Holdings' current Interest Coverage of 9.50 is 70% below median its 10-year median of 31.73. Over the past 10 years, this metric has ranged from a low of 1.74 to a high of 136.95. The Insurance industry median Interest Coverage is 16.26. Malibu Life Holdings' value of 9.50 is 41.6% below this industry median. Based on the distribution chart, Malibu Life Holdings ranks #281 out of 353 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Malibu Life Holdings has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does Malibu Life Holdings' Interest Coverage compare to RGA and EG?
According to the Insurance industry distribution chart, Malibu Life Holdings ranks #281 out of 353 companies for Interest Coverage. This places Malibu Life Holdings in the lower half of its industry. The industry median Interest Coverage is 16.26. Malibu Life Holdings' value of 9.50 is 41.6% below this benchmark. Historically, Malibu Life Holdings' own Interest Coverage has ranged from 1.74 to 136.95 over the past decade. While the company's 10-year median is 31.73 vs. the industry median of 16.26, Malibu Life Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.26, based on 353 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malibu Life Holdings's current Interest Coverage of 9.50 is 41.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Malibu Life Holdings and its competitors. For the Insurance industry, the median Interest Coverage is 16.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malibu Life Holdings's current Interest Coverage is 9.50, which is 70% below median its own 10-year median of 31.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malibu Life Holdings stock overvalued right now?
Malibu Life Holdings (LSE:MLHL) has a current Interest Coverage of 9.50. The current Interest Coverage is 9.50, which is 70% below median its 10-year median of 31.73 and 41.6% below the Insurance industry median of 16.26. Malibu Life Holdings' overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Malibu Life Holdings (LSE:MLHL), the current Interest Coverage is 9.50 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Malibu Life Holdings Ltd operates as a annuity reinsurance company. The company has partnered with insurers by providing asset-intensive reinsurance solutions supported by integrated asset management capabilities.
33GF Score
Get the complete analysis for LSE:MLHL
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