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Malibu Life HoldingsLSE:MLHL +0.93%33 PB Ratio is 0.49 as of Jul. 16, 2026, which is 41% below its 10-year median of 0.83. GuruFocus rates LSE:MLHL with a GF Score™ of 33/100. The stock has 3 warning signs investors should review. Among 498 Insurance companies, Malibu Life Holdings ranks better than 91.57% on this metric.
The historical rank and industry rank for Malibu Life Holdings's PB Ratio or its related term are showing as below:
LSE:MLHL'
s PB Ratio Range Over the Past 10 Years
Min: 0.43 Med: 0.83 Max: 1.17
Current: 0.49
During the past 13 years, Malibu Life Holdings's highest PB Ratio was 1.17. The lowest was 0.43. And the median was 0.83.
LSE:MLHL's PB Ratio is ranked better than 91.57% of 498
companies
in the Insurance industry
Industry Median: 1.4
vs LSE:MLHL: 0.49
During the past 12 months, Malibu Life Holdings's average Book Value Per Share Growth Rate was 4.40% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 10.90% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.40% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Malibu Life Holdings was 23.40% per year. The lowest was -0.90% per year. And the median was 6.40% per year.
Back to Basics: PB Ratio
Malibu Life Holdings (LSE:MLHL) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Malibu Life Holdings PB Ratio Related Terms
Malibu Life Holdings PB Ratio Historical Data
* Premium members only.
The historical data trend for Malibu Life Holdings's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Reinsurance subindustry, Malibu Life Holdings's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Malibu Life Holdings PB Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Malibu Life Holdings's PB Ratio distribution charts can be found below:
* The bar in red indicates where Malibu Life Holdings's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Malibu Life Holdings (LSE:MLHL) has a PB Ratio of 0.49 as of Jul. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Malibu Life Holdings and its competitors. This is 41% below median its historical median of 0.83. Over the past decade, Malibu Life Holdings' PB Ratio has ranged from 0.43 to 1.17. According to the industry distribution chart, Malibu Life Holdings ranks #42 out of 498 companies in the Insurance industry, placing it in the top 8.4%.
Is Malibu Life Holdings' PB Ratio too high?
Malibu Life Holdings' current PB Ratio of 0.49 is 41% below median its 10-year median of 0.83. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 1.17. The Insurance industry median PB Ratio is 1.40. Malibu Life Holdings' value of 0.49 is 65% below this industry median. Based on the distribution chart, Malibu Life Holdings ranks #42 out of 498 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Malibu Life Holdings has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does Malibu Life Holdings' PB Ratio compare to RGA and EG?
According to the Insurance industry distribution chart, Malibu Life Holdings ranks #42 out of 498 companies for PB Ratio. This places Malibu Life Holdings in the top 8% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.40. Malibu Life Holdings' value of 0.49 is 65% below this benchmark. Historically, Malibu Life Holdings' own PB Ratio has ranged from 0.43 to 1.17 over the past decade. While the company's 10-year median is 0.83 vs. the industry median of 1.40, Malibu Life Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Insurance company?
The median PB Ratio among Insurance companies is 1.40, based on 498 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malibu Life Holdings's current PB Ratio of 0.49 is 65% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Malibu Life Holdings and its competitors. For the Insurance industry, the median PB Ratio is 1.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malibu Life Holdings's current PB Ratio is 0.49, which is 41% below median its own 10-year median of 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malibu Life Holdings stock overvalued right now?
Malibu Life Holdings (LSE:MLHL) has a current PB Ratio of 0.49. The current PB Ratio is 0.49, which is 41% below median its 10-year median of 0.83 and 65% below the Insurance industry median of 1.40. Malibu Life Holdings' overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Malibu Life Holdings (LSE:MLHL), the current PB Ratio is 0.49 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Malibu Life Holdings Ltd operates as a annuity reinsurance company. The company has partnered with insurers by providing asset-intensive reinsurance solutions supported by integrated asset management capabilities.
33GF Score
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