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Malibu Life HoldingsLSE:MLHL -2.15%33 Return-on-Tangible-Asset is 2.29% as of Dec. 2025, which is 79% below its 10-year median of 10.83. GuruFocus rates LSE:MLHL with a GF Score™ of 33/100. The stock has 3 warning signs investors should review. Among 506 Insurance companies, Malibu Life Holdings ranks worse than 56.92% on this metric.
Return-on-Tangible-Asset is calculated as Net Income divided by its average total tangible assets. Total tangible assets equals to Total Assets minus Intangible Assets. Malibu Life Holdings's annualizedNet Income for the quarter that ended in Dec. 2025 was $28.5 Mil. Malibu Life Holdings's average total tangible assets for the quarter that ended in Dec. 2025 was $1,247.3 Mil. Therefore, Malibu Life Holdings's annualized Return-on-Tangible-Asset for the quarter that ended in Dec. 2025 was 2.29%.
The historical rank and industry rank for Malibu Life Holdings's Return-on-Tangible-Asset or its related term are showing as below:
LSE:MLHL'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: -24.92 Med: 10.83 Max: 18.93
Current: 2.09
During the past 13 years, Malibu Life Holdings's highest Return-on-Tangible-Asset was 18.93%. The lowest was -24.92%. And the median was 10.83%.
LSE:MLHL's Return-on-Tangible-Asset is ranked worse than 56.92% of 506
companies
in the Insurance industry
Industry Median: 2.745
vs LSE:MLHL: 2.09
Malibu Life Holdings (LSE:MLHL) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Malibu Life Holdings Return-on-Tangible-Asset Related Terms
Malibu Life Holdings Return-on-Tangible-Asset Historical Data
* Premium members only.
The historical data trend for Malibu Life Holdings's Return-on-Tangible-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Malibu Life Holdings Return-on-Tangible-Asset Chart
LSE:MLHL vs RGA, EG, RNR: Return-on-Tangible-Asset Comparison
For the Insurance - Reinsurance subindustry, Malibu Life Holdings's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Malibu Life Holdings Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Malibu Life Holdings's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Malibu Life Holdings's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 2.29% mean?
Malibu Life Holdings (LSE:MLHL) has a Return-on-Tangible-Asset of 2.29% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Malibu Life Holdings and its competitors. This is 79% below median its historical median of 10.83. According to the industry distribution chart, Malibu Life Holdings ranks #288 out of 506 companies in the Insurance industry, placing it in the top 56.9%.
Is Malibu Life Holdings' Return-on-Tangible-Asset too high?
Malibu Life Holdings' current Return-on-Tangible-Asset of 2.29% is 79% below median its 10-year median of 10.83. The Insurance industry median Return-on-Tangible-Asset is 2.75. Malibu Life Holdings' value of 2.29% is 16.6% below this industry median. Based on the distribution chart, Malibu Life Holdings ranks #288 out of 506 companies in the Insurance industry, which is below the industry midpoint. Overall, Malibu Life Holdings has a GF Score™ of 33/100, reflecting its overall financial health beyond just this single metric.
How does Malibu Life Holdings' Return-on-Tangible-Asset compare to RGA and EG?
According to the Insurance industry distribution chart, Malibu Life Holdings ranks #288 out of 506 companies for Return-on-Tangible-Asset. This places Malibu Life Holdings in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.75. Malibu Life Holdings' value of 2.29% is 16.6% below this benchmark. While the company's 10-year median is 10.83 vs. the industry median of 2.75, Malibu Life Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.75, based on 506 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malibu Life Holdings's current Return-on-Tangible-Asset of 2.29% is 16.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Malibu Life Holdings and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malibu Life Holdings's current Return-on-Tangible-Asset is 2.29%, which is 79% below median its own 10-year median of 10.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malibu Life Holdings stock overvalued right now?
Malibu Life Holdings (LSE:MLHL) has a current Return-on-Tangible-Asset of 2.29%. The current Return-on-Tangible-Asset is 2.29%, which is 79% below median its 10-year median of 10.83 and 16.6% below the Insurance industry median of 2.75. Malibu Life Holdings' overall GF Score™ is 33/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Malibu Life Holdings (LSE:MLHL), the current Return-on-Tangible-Asset is 2.29% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Malibu Life Holdings Ltd operates as a annuity reinsurance company. The company has partnered with insurers by providing asset-intensive reinsurance solutions supported by integrated asset management capabilities.
33GF Score
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