GFT Technologies SE (LTS:0O2W) Interest Coverage: 10.88 (As of Mar. 2026) — 21% Below Median


LTS:0O2W GFT Technologies SE LTS:0O2W
91 GF Score
Price €20.85
GF Value €24.61
Valuation Modestly Undervalued
! 4 Warning Signs
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What is GFT Technologies SE Interest Coverage?

GFT Technologies SE LTS:0O2W -0.95% 91 Interest Coverage is 10.88 as of Mar. 2026, which is 21% below its 10-year median of 13.78. GuruFocus rates LTS:0O2W with a GF Score™ of 91/100 and a GF Value™ of €24.61 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,706 Software companies, GFT Technologies SE ranks worse than 67.06% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. GFT Technologies SE's Operating Income for the three months ended in Mar. 2026 was €12.8 Mil. GFT Technologies SE's Interest Expense for the three months ended in Mar. 2026 was €-1.2 Mil. GFT Technologies SE's interest coverage for the quarter that ended in Mar. 2026 was 10.88. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for GFT Technologies SE's Interest Coverage or its related term are showing as below:

LTS:0O2W' s Interest Coverage Range Over the Past 10 Years
Min: 7.01   Med: 13.78   Max: 46.78
Current: 9.25


LTS:0O2W's Interest Coverage is ranked worse than
67.06% of 1706 companies
in the Software industry
Industry Median: 24.695 vs LTS:0O2W: 9.25

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


GFT Technologies SE  (LTS:0O2W) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


GFT Technologies SE Interest Coverage Related Terms


GFT Technologies SE Interest Coverage Historical Data

* Premium members only.

The historical data trend for GFT Technologies SE's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

GFT Technologies SE Interest Coverage Chart

GFT Technologies SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.76 46.78 20.03 9.24 8.48

GFT Technologies SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.35 6.88 8.95 10.50 10.88

LTS:0O2W vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, GFT Technologies SE's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GFT Technologies SE Interest Coverage vs Software Industry

For the Software industry and Technology sector, GFT Technologies SE's Interest Coverage distribution charts can be found below:

* The bar in red indicates where GFT Technologies SE's Interest Coverage falls into.


LTS:0O2W
91GF Score
GFT Technologies SE LTS:0O2W
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

GFT Technologies SE Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

GFT Technologies SE's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, GFT Technologies SE's Interest Expense was €-6.1 Mil. Its Operating Income was €51.8 Mil. And its Long-Term Debt & Capital Lease Obligation was €71.9 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*51.775/-6.104
=8.48

GFT Technologies SE's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, GFT Technologies SE's Interest Expense was €-1.2 Mil. Its Operating Income was €12.8 Mil. And its Long-Term Debt & Capital Lease Obligation was €0.0 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*12.757/-1.173
=10.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 10.88 mean?
GFT Technologies SE (LTS:0O2W) has a Interest Coverage of 10.88 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GFT Technologies SE and its competitors. This is 21% below median its historical median of 13.78. Over the past decade, GFT Technologies SE's Interest Coverage has ranged from 7.01 to 46.78. According to the industry distribution chart, GFT Technologies SE ranks #1144 out of 1706 companies in the Software industry, placing it in the top 67.1%.
Is GFT Technologies SE's Interest Coverage too high?
GFT Technologies SE's current Interest Coverage of 10.88 is 21% below median its 10-year median of 13.78. Over the past 10 years, this metric has ranged from a low of 7.01 to a high of 46.78. The Software industry median Interest Coverage is 24.70. GFT Technologies SE's value of 10.88 is 55.9% below this industry median. Based on the distribution chart, GFT Technologies SE ranks #1144 out of 1706 companies in the Software industry, which is below the industry midpoint. Overall, GFT Technologies SE has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GFT Technologies SE's Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, GFT Technologies SE ranks #1144 out of 1706 companies for Interest Coverage. This places GFT Technologies SE in the lower half of its industry. The industry median Interest Coverage is 24.70. GFT Technologies SE's value of 10.88 is 55.9% below this benchmark. Historically, GFT Technologies SE's own Interest Coverage has ranged from 7.01 to 46.78 over the past decade. While the company's 10-year median is 13.78 vs. the industry median of 24.70, GFT Technologies SE has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.70, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. GFT Technologies SE's current Interest Coverage of 10.88 is 55.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on GFT Technologies SE and its competitors. For the Software industry, the median Interest Coverage is 24.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. GFT Technologies SE's current Interest Coverage is 10.88, which is 21% below median its own 10-year median of 13.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GFT Technologies SE stock overvalued right now?
Based on GuruFocus' analysis, GFT Technologies SE (LTS:0O2W) is currently considered Modestly Undervalued. The stock's GF Value™ is €24.61, compared to a current price of €20.85 — trading 15.3% below its estimated fair value. The current Interest Coverage is 10.88, which is 21% below median its 10-year median of 13.78 and 55.9% below the Software industry median of 24.70. GFT Technologies SE's overall GF Score™ is 91/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For GFT Technologies SE (LTS:0O2W), the current Interest Coverage is 10.88 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GFT Technologies SE (LTS:0O2W) Overvalued in 2026?

Based on GuruFocus' analysis, GFT Technologies SE stock appears to be undervalued. The current stock price of €20.85 is trading 15.3% below its estimated GF Value™ of €24.61. GuruFocus considers GFT Technologies SE to be Modestly Undervalued.

Key valuation signals for LTS:0O2W:

  • Interest Coverage: 10.88 (21% below median its 10-year median of 13.78)
  • GF Value™: €24.61 vs. price of €20.85 (15.3% below fair value)
  • GF Score™: 91/100 with 4 warning signs
  • Industry Position: 55.9% below the Software median (#1144 of 1706)

No single metric tells the full story. See the LTS:0O2W stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GFT Technologies SE Business Description

Address Schelmenwasenstrasse 34, Stuttgart, BW, DEU, 70567
GFT Technologies SE is engaged in shaping the digital transformation of companies in the financial and insurance sectors, as well as in the manufacturing industry. As an IT service provider and developer of digital solutions, it offers consulting, development, and implementation skills across all aspects of pioneering technologies from cloud engineering to artificial intelligence and blockchain. The company has operating segments; The Americas, UK & APAC comprises operating companies in the following countries: Brazil, Chile, Costa Rica, Singapore, the United Kingdom, the United States of America, Canada, Vietnam, and others; Continental Europe comprises operating companies in the following countries: Belgium, Poland, Germany, Switzerland, France, Spain, and Italy; and Others.
91GF Score

Get the complete analysis for LTS:0O2W

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.85
Price
€24.61
GF Value