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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Medibank Pvt's
EBIT
for the
six
months ended in Jun. 2026 was $337 Mil. Medibank Pvt's Interest Expense for the
six
months ended in Jun. 2026 was $3 Mil.
did not have earnings to cover the interest expense.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Medibank Pvt Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Medibank Pvt's Interest Coverage or its related term are showing as below:
MDBKY'
s Interest Coverage Range Over the Past 10 Years
Min: 67.25 Med: 234.33 Max: 404.94
Current: 266.11
MDBKY's Interest Coverage is ranked better than 86.25% of 349
companies
in the Insurance industry
Industry Median: 15.34
vs MDBKY: 266.11
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Medibank Pvt Interest Coverage Related Terms
Medibank Pvt Interest Coverage Historical Data
* Premium members only.
The historical data trend for Medibank Pvt's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MDBKY vs FNF, AXS, FAF: Interest Coverage Comparison
For the Insurance - Specialty subindustry, Medibank Pvt's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Medibank Pvt Interest Coverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Medibank Pvt's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Medibank Pvt's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Interest Coverage of 0 (At Loss) mean?
Medibank Pvt (MDBKY) has a Interest Coverage of 0 (At Loss) as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Medibank Pvt and its competitors. Over the past decade, Medibank Pvt's Interest Coverage has ranged from 67.25 to 404.94. According to the industry distribution chart, Medibank Pvt ranks #48 out of 349 companies in the Insurance industry, placing it in the top 13.8%.
Is Medibank Pvt's Interest Coverage too high?
Medibank Pvt's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 67.25 to a high of 404.94. Based on the distribution chart, Medibank Pvt ranks #48 out of 349 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Medibank Pvt has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Medibank Pvt's Interest Coverage compare to FNF and AXS?
According to the Insurance industry distribution chart, Medibank Pvt ranks #48 out of 349 companies for Interest Coverage. This places Medibank Pvt in the top 14% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 15.34. Historically, Medibank Pvt's own Interest Coverage has ranged from 67.25 to 404.94 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 15.34, based on 349 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Medibank Pvt and its competitors. For the Insurance industry, the median Interest Coverage is 15.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Medibank Pvt's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medibank Pvt stock overvalued right now?
Based on GuruFocus' analysis, Medibank Pvt (MDBKY) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.02, compared to a current price of $34.65 — trading 11.7% above its estimated fair value. The current Interest Coverage is 0 (At Loss). Medibank Pvt's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Medibank Pvt (MDBKY), the current Interest Coverage is 0 (At Loss) as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Medibank Pvt (MDBKY) Overvalued in 2026?
Based on GuruFocus' analysis, Medibank Pvt stock appears to be overvalued.
The current stock price of $34.65 is trading 11.7% above its estimated GF Value™ of $31.02.
GuruFocus considers Medibank Pvt to be Modestly Overvalued.
Key valuation signals for MDBKY:
Interest Coverage: 0 (At Loss)
GF Value™: $31.02 vs. price of $34.65 (11.7% above fair value)
No single metric tells the full story. See the MDBKY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Previously owned by the Australian government, Medibank is the largest health insurer in Australia. Its two brands, Medibank Private and Ahm, cover around 5 million people. Medibank and Australia's fourth-largest health fund, NIB Holdings, are the only listed health insurers. In addition to private health insurance, the firm provides life, pet, and travel insurance, as well as health insurance for overseas students and temporary overseas workers. The Medibank Health division provides healthcare services to businesses, governments, and communities across Australia and New Zealand.
68GF Score
Get the complete analysis for MDBKY
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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