CVS Health (MEX:CVS) Interest Coverage: 6.05 (As of Mar. 2026) — 18% Above Median


MEX:CVS CVS Health Corp MEX:CVS
70 GF Score
Price MXN1,787.51
GF Value MXN1,330.95
Valuation Significantly Overvalued
! 10 Warning Signs
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What is CVS Health Interest Coverage?

CVS Health MEX:CVS 70 Interest Coverage is 6.05 as of Mar. 2026, which is 18% above its 10-year median of 5.14. GuruFocus rates MEX:CVS with a GF Score™ of 70/100 and a GF Value™ of MXN1,330.95 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 15 Healthcare Plans companies, CVS Health ranks worse than 60% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CVS Health's Operating Income for the three months ended in Mar. 2026 was MXN84,393 Mil. CVS Health's Interest Expense for the three months ended in Mar. 2026 was MXN-13,957 Mil. CVS Health's interest coverage for the quarter that ended in Mar. 2026 was 6.05. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for CVS Health's Interest Coverage or its related term are showing as below:

MEX:CVS' s Interest Coverage Range Over the Past 10 Years
Min: 3.28   Med: 5.14   Max: 9.63
Current: 3.76


MEX:CVS's Interest Coverage is ranked worse than
60% of 15 companies
in the Healthcare Plans industry
Industry Median: 4.55 vs MEX:CVS: 3.76

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


CVS Health  (MEX:CVS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


CVS Health Interest Coverage Related Terms


CVS Health Interest Coverage Historical Data

* Premium members only.

The historical data trend for CVS Health's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

CVS Health Interest Coverage Chart

CVS Health Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.03 7.12 5.49 3.28 3.33

CVS Health Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.30 3.12 3.21 2.68 6.05

MEX:CVS vs ELV, CI, HUM: Interest Coverage Comparison

For the Healthcare Plans subindustry, CVS Health's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CVS Health Interest Coverage vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, CVS Health's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CVS Health's Interest Coverage falls into.


MEX:CVS
70GF Score
CVS Health Corp MEX:CVS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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CVS Health Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CVS Health's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, CVS Health's Interest Expense was MXN-56,160 Mil. Its Operating Income was MXN186,989 Mil. And its Long-Term Debt & Capital Lease Obligation was MXN1,335,033 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*186989.195/-56159.778
=3.33

CVS Health's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, CVS Health's Interest Expense was MXN-13,957 Mil. Its Operating Income was MXN84,393 Mil. And its Long-Term Debt & Capital Lease Obligation was MXN1,331,913 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*84393.036/-13957.31
=6.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.05 mean?
CVS Health (MEX:CVS) has a Interest Coverage of 6.05 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CVS Health and its competitors. This is 18% above median its historical median of 5.14. Over the past decade, CVS Health's Interest Coverage has ranged from 3.28 to 9.63. According to the industry distribution chart, CVS Health ranks #9 out of 15 companies in the Healthcare Plans industry, placing it in the top 60%.
Is CVS Health's Interest Coverage too high?
CVS Health's current Interest Coverage of 6.05 is 18% above median its 10-year median of 5.14. Over the past 10 years, this metric has ranged from a low of 3.28 to a high of 9.63. The Healthcare Plans industry median Interest Coverage is 4.55. CVS Health's value of 6.05 is 33% above this industry median. Based on the distribution chart, CVS Health ranks #9 out of 15 companies in the Healthcare Plans industry, which is below the industry midpoint. Overall, CVS Health has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does CVS Health's Interest Coverage compare to ELV and CI?
According to the Healthcare Plans industry distribution chart, CVS Health ranks #9 out of 15 companies for Interest Coverage. This places CVS Health in the lower half of its industry. The industry median Interest Coverage is 4.55. CVS Health's value of 6.05 is 33% above this benchmark. Historically, CVS Health's own Interest Coverage has ranged from 3.28 to 9.63 over the past decade. While the company's 10-year median is 5.14 vs. the industry median of 4.55, CVS Health has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Plans company?
The median Interest Coverage among Healthcare Plans companies is 4.55, based on 15 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CVS Health's current Interest Coverage of 6.05 is 33% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CVS Health and its competitors. For the Healthcare Plans industry, the median Interest Coverage is 4.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CVS Health's current Interest Coverage is 6.05, which is 18% above median its own 10-year median of 5.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CVS Health stock overvalued right now?
Based on GuruFocus' analysis, CVS Health (MEX:CVS) is currently considered Significantly Overvalued. The stock's GF Value™ is MXN1,330.95, compared to a current price of MXN1,787.51 — trading 34.3% above its estimated fair value. The current Interest Coverage is 6.05, which is 18% above median its 10-year median of 5.14 and 33% above the Healthcare Plans industry median of 4.55. CVS Health's overall GF Score™ is 70/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CVS Health (MEX:CVS), the current Interest Coverage is 6.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CVS Health (MEX:CVS) Overvalued in 2026?

Based on GuruFocus' analysis, CVS Health stock appears to be overvalued. The current stock price of MXN1,787.51 is trading 34.3% above its estimated GF Value™ of MXN1,330.95. GuruFocus considers CVS Health to be Significantly Overvalued.

Key valuation signals for MEX:CVS:

  • Interest Coverage: 6.05 (18% above median its 10-year median of 5.14)
  • GF Value™: MXN1,330.95 vs. price of MXN1,787.51 (34.3% above fair value)
  • GF Score™: 70/100 with 10 warning signs
  • Industry Position: 33% above the Healthcare Plans median (#9 of 15)

No single metric tells the full story. See the MEX:CVS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CVS Health Business Description

Address One CVS Drive, Woonsocket, RI, USA, 02895
CVS Health offers a diverse set of healthcare services. Its roots are in its retail pharmacy operations, where it operates around 9,000 stores primarily in the US. CVS is also a large pharmacy benefit manager (acquired through Caremark), processing about 2 billion adjusted claims annually. It operates a top-tier health insurer (acquired through Aetna) through which it serves about 27 million medical members. The acquisition of Oak Street Health added primary care services to the mix, which could have significant synergies with all existing business lines.
70GF Score

Get the complete analysis for MEX:CVS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,787.51
Price
MXN1,330.95
GF Value