Munchener Ruckversicherungs-Gesellschaft AG (MEX:MUV2N) Interest Coverage: 34.32 (As of Mar. 2026) — 156% Above Median


MEX:MUV2N Munchener Ruckversicherungs-Gesellschaft AG MEX:MUV2N
80 GF Score
Price MXN11,599.03
GF Value MXN13,591.02
! 1 Warning Sign
View Full Analysis

What is Munchener Ruckversicherungs-Gesellschaft AG Interest Coverage?

Munchener Ruckversicherungs-Gesellschaft AG MEX:MUV2N 80 Interest Coverage is 34.32 as of Mar. 2026, which is 156% above its 10-year median of 13.42. GuruFocus rates MEX:MUV2N with a GF Score™ of 80/100 and a GF Value™ of MXN13,591.02. The stock has 1 warning sign investors should review. Among 351 Insurance companies, Munchener Ruckversicherungs-Gesellschaft AG ranks better than 60.11% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Munchener Ruckversicherungs-Gesellschaft AG's EBIT for the three months ended in Mar. 2026 was MXN46,510 Mil. Munchener Ruckversicherungs-Gesellschaft AG's Interest Expense for the three months ended in Mar. 2026 was MXN-1,355 Mil. Munchener Ruckversicherungs-Gesellschaft AG's interest coverage for the quarter that ended in Mar. 2026 was 34.32. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Munchener Ruckversicherungs-Gesellschaft AG's Interest Coverage or its related term are showing as below:

MEX:MUV2N' s Interest Coverage Range Over the Past 10 Years
Min: 3.09   Med: 13.42   Max: 25.97
Current: 25.97


MEX:MUV2N's Interest Coverage is ranked better than
60.11% of 351 companies
in the Insurance industry
Industry Median: 16.23 vs MEX:MUV2N: 25.97

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Munchener Ruckversicherungs-Gesellschaft AG  (MEX:MUV2N) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Munchener Ruckversicherungs-Gesellschaft AG Interest Coverage Related Terms


Munchener Ruckversicherungs-Gesellschaft AG Interest Coverage Historical Data

* Premium members only.

The historical data trend for Munchener Ruckversicherungs-Gesellschaft AG's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Munchener Ruckversicherungs-Gesellschaft AG Interest Coverage Chart

Munchener Ruckversicherungs-Gesellschaft AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.31 24.20 19.76 24.81 24.38

Munchener Ruckversicherungs-Gesellschaft AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 25.67 53.04 50.60 8.06 34.32

MEX:MUV2N vs RGA, EG, RNR: Interest Coverage Comparison

For the Insurance - Reinsurance subindustry, Munchener Ruckversicherungs-Gesellschaft AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Munchener Ruckversicherungs-Gesellschaft AG Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Munchener Ruckversicherungs-Gesellschaft AG's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Munchener Ruckversicherungs-Gesellschaft AG's Interest Coverage falls into.


MEX:MUV2N
80GF Score
Munchener Ruckversicherungs-Gesellschaft AG MEX:MUV2N
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Munchener Ruckversicherungs-Gesellschaft AG Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Munchener Ruckversicherungs-Gesellschaft AG's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Munchener Ruckversicherungs-Gesellschaft AG's Interest Expense was MXN-7,780 Mil. Its EBIT was MXN189,692 Mil. And its Long-Term Debt & Capital Lease Obligation was MXN156,738 Mil.

Interest Coverage=-1* EBIT (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*189692.369/-7779.98
=24.38

Munchener Ruckversicherungs-Gesellschaft AG's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Munchener Ruckversicherungs-Gesellschaft AG's Interest Expense was MXN-1,355 Mil. Its EBIT was MXN46,510 Mil. And its Long-Term Debt & Capital Lease Obligation was MXN156,728 Mil.

Interest Coverage=-1* EBIT (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*46509.773/-1355.058
=34.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 34.32 mean?
Munchener Ruckversicherungs-Gesellschaft AG (MEX:MUV2N) has a Interest Coverage of 34.32 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Munchener Ruckversicherungs-Gesellschaft AG and its competitors. This is 156% above median its historical median of 13.42. Over the past decade, Munchener Ruckversicherungs-Gesellschaft AG's Interest Coverage has ranged from 3.09 to 25.97. According to the industry distribution chart, Munchener Ruckversicherungs-Gesellschaft AG ranks #140 out of 351 companies in the Insurance industry, placing it in the top 39.9%.
Is Munchener Ruckversicherungs-Gesellschaft AG's Interest Coverage too high?
Munchener Ruckversicherungs-Gesellschaft AG's current Interest Coverage of 34.32 is 156% above median its 10-year median of 13.42. Over the past 10 years, this metric has ranged from a low of 3.09 to a high of 25.97. The Insurance industry median Interest Coverage is 16.23. Munchener Ruckversicherungs-Gesellschaft AG's value of 34.32 is 111.5% above this industry median. Based on the distribution chart, Munchener Ruckversicherungs-Gesellschaft AG ranks #140 out of 351 companies in the Insurance industry, which is above the industry midpoint. Overall, Munchener Ruckversicherungs-Gesellschaft AG has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does Munchener Ruckversicherungs-Gesellschaft AG's Interest Coverage compare to RGA and EG?
According to the Insurance industry distribution chart, Munchener Ruckversicherungs-Gesellschaft AG ranks #140 out of 351 companies for Interest Coverage. This puts Munchener Ruckversicherungs-Gesellschaft AG in the upper half of its industry. The industry median Interest Coverage is 16.23. Munchener Ruckversicherungs-Gesellschaft AG's value of 34.32 is 111.5% above this benchmark. Historically, Munchener Ruckversicherungs-Gesellschaft AG's own Interest Coverage has ranged from 3.09 to 25.97 over the past decade. While the company's 10-year median is 13.42 vs. the industry median of 16.23, Munchener Ruckversicherungs-Gesellschaft AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Munchener Ruckversicherungs-Gesellschaft AG's current Interest Coverage of 34.32 is 111.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Munchener Ruckversicherungs-Gesellschaft AG and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Munchener Ruckversicherungs-Gesellschaft AG's current Interest Coverage is 34.32, which is 156% above median its own 10-year median of 13.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Munchener Ruckversicherungs-Gesellschaft AG stock overvalued right now?
Munchener Ruckversicherungs-Gesellschaft AG (MEX:MUV2N) has a current Interest Coverage of 34.32. The stock's GF Value™ is MXN13,591.02, compared to a current price of MXN11,599.03 — trading 14.7% below its estimated fair value. The current Interest Coverage is 34.32, which is 156% above median its 10-year median of 13.42 and 111.5% above the Insurance industry median of 16.23. Munchener Ruckversicherungs-Gesellschaft AG's overall GF Score™ is 80/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Munchener Ruckversicherungs-Gesellschaft AG (MEX:MUV2N), the current Interest Coverage is 34.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Munchener Ruckversicherungs-Gesellschaft AG (MEX:MUV2N) Overvalued in 2026?

Based on GuruFocus' analysis, Munchener Ruckversicherungs-Gesellschaft AG stock appears to be undervalued. The current stock price of MXN11,599.03 is trading 14.7% below its estimated GF Value™ of MXN13,591.02.

Key valuation signals for MEX:MUV2N:

  • Interest Coverage: 34.32 (156% above median its 10-year median of 13.42)
  • GF Value™: MXN13,591.02 vs. price of MXN11,599.03 (14.7% below fair value)
  • GF Score™: 80/100 with 1 warning sign
  • Industry Position: 111.5% above the Insurance median (#140 of 351)

No single metric tells the full story. See the MEX:MUV2N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Munchener Ruckversicherungs-Gesellschaft AG Business Description

Address Koniginstrasse 107, Munich, BY, DEU, 80802
Munich Re was founded in 1880 by Carl Thieme amid a flurry of other reinsurance companies set up independent of primaries. In those early days, most reinsurers typically focused on a few strong customers. Thieme focused on a broader set of cedents to drive stronger growth in premiums. This coincided with a strategy of risk diversification and a preference to partner rather than take on a one-sided transfer of risk. In the 1890s, Munich Re introduced the first machinery insurance. After Thieme and Wilhelm von Fink founded Allianz, this was the main channel to sell machinery insurance. We believe the approach of partnering with insurers and preferring to avoid one-sided risk, in conjunction with combining inspection and insurance services, remains at the heart of the firm.
80GF Score

Get the complete analysis for MEX:MUV2N

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN11,599.03
Price
MXN13,591.02
GF Value