MZDAY (Mazda Motor) Interest Coverage: 25.95 (As of Mar. 2026) — 78% Above Median


MZDAY Mazda Motor Corp MZDAY
83 GF Score
Price $3.28
GF Value $3.70
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Mazda Motor Interest Coverage?

Mazda Motor MZDAY +1.17% 83 Interest Coverage is 25.95 as of Mar. 2026, which is 78% above its 10-year median of 14.61. GuruFocus rates MZDAY with a GF Score™ of 83/100 and a GF Value™ of $3.70 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 1,066 Vehicles & Parts companies, Mazda Motor ranks worse than 62.38% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Mazda Motor's Operating Income for the three months ended in Mar. 2026 was $471 Mil. Mazda Motor's Interest Expense for the three months ended in Mar. 2026 was $-18 Mil. Mazda Motor's interest coverage for the quarter that ended in Mar. 2026 was 25.95. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Mazda Motor's Interest Coverage or its related term are showing as below:

MZDAY' s Interest Coverage Range Over the Past 10 Years
Min: 1.1   Med: 14.61   Max: 31.96
Current: 4.71


MZDAY's Interest Coverage is ranked worse than
62.38% of 1066 companies
in the Vehicles & Parts industry
Industry Median: 8.295 vs MZDAY: 4.71

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Mazda Motor  (OTCPK:MZDAY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Mazda Motor Interest Coverage Related Terms


Mazda Motor Interest Coverage Historical Data

* Premium members only.

The historical data trend for Mazda Motor's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Mazda Motor Interest Coverage Chart

Mazda Motor Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.37 16.74 31.96 18.59 4.71

Mazda Motor Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.81 0.00 0.00 11.63 25.95

MZDAY vs TSLA, GM, F: Interest Coverage Comparison

For the Auto Manufacturers subindustry, Mazda Motor's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mazda Motor Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Mazda Motor's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Mazda Motor's Interest Coverage falls into.


MZDAY
83GF Score
Mazda Motor Corp MZDAY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Mazda Motor Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Mazda Motor's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Mazda Motor's Interest Expense was $-69 Mil. Its Operating Income was $325 Mil. And its Long-Term Debt & Capital Lease Obligation was $4,756 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*325.045/-69.031
=4.71

Mazda Motor's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Mazda Motor's Interest Expense was $-18 Mil. Its Operating Income was $471 Mil. And its Long-Term Debt & Capital Lease Obligation was $4,756 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*470.744/-18.143
=25.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 25.95 mean?
Mazda Motor (MZDAY) has a Interest Coverage of 25.95 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mazda Motor and its competitors. This is 78% above median its historical median of 14.61. Over the past decade, Mazda Motor's Interest Coverage has ranged from 1.10 to 31.96. According to the industry distribution chart, Mazda Motor ranks #665 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 62.4%.
Is Mazda Motor's Interest Coverage too high?
Mazda Motor's current Interest Coverage of 25.95 is 78% above median its 10-year median of 14.61. Over the past 10 years, this metric has ranged from a low of 1.10 to a high of 31.96. The Vehicles & Parts industry median Interest Coverage is 8.30. Mazda Motor's value of 25.95 is 212.8% above this industry median. Based on the distribution chart, Mazda Motor ranks #665 out of 1066 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Mazda Motor has a GF Score™ of 83/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mazda Motor's Interest Coverage compare to TSLA and GM?
According to the Vehicles & Parts industry distribution chart, Mazda Motor ranks #665 out of 1066 companies for Interest Coverage. This places Mazda Motor in the lower half of its industry. The industry median Interest Coverage is 8.30. Mazda Motor's value of 25.95 is 212.8% above this benchmark. Historically, Mazda Motor's own Interest Coverage has ranged from 1.10 to 31.96 over the past decade. While the company's 10-year median is 14.61 vs. the industry median of 8.30, Mazda Motor has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.30, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mazda Motor's current Interest Coverage of 25.95 is 212.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Mazda Motor and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mazda Motor's current Interest Coverage is 25.95, which is 78% above median its own 10-year median of 14.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mazda Motor stock overvalued right now?
Based on GuruFocus' analysis, Mazda Motor (MZDAY) is currently considered Modestly Undervalued. The stock's GF Value™ is $3.70, compared to a current price of $3.28 — trading 11.4% below its estimated fair value. The current Interest Coverage is 25.95, which is 78% above median its 10-year median of 14.61 and 212.8% above the Vehicles & Parts industry median of 8.30. Mazda Motor's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Mazda Motor (MZDAY), the current Interest Coverage is 25.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mazda Motor (MZDAY) Overvalued in 2026?

Based on GuruFocus' analysis, Mazda Motor stock appears to be undervalued. The current stock price of $3.28 is trading 11.4% below its estimated GF Value™ of $3.70. GuruFocus considers Mazda Motor to be Modestly Undervalued.

Key valuation signals for MZDAY:

  • Interest Coverage: 25.95 (78% above median its 10-year median of 14.61)
  • GF Value™: $3.70 vs. price of $3.28 (11.4% below fair value)
  • GF Score™: 83/100 with 7 warning signs
  • Industry Position: 212.8% above the Vehicles & Parts median (#665 of 1066)

No single metric tells the full story. See the MZDAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mazda Motor Business Description

Address 3-1 Shinchi, Fuchu-cho, Aki-gun, Hiroshima, JPN, 730-8670
Mazda Motor Corp is a Japanese automobile manufacturer. The company mainly manufactures passenger cars and commercial vehicles. It also manufactures diesel and petroleum gasoline engines, along with manual and automatic transmissions for vehicles. The vast majority of the companys production is manufactured locally. The company segments itself across four geographic areas: Japan, North America, Europe, and other markets.
83GF Score

Get the complete analysis for MZDAY

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.28
Price
$3.70
GF Value