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Amba Autoles and ServicesNSE:AMBAAUTO +1.77%16 Interest Coverage is 2.92 as of Mar. 2025, which is 34% above its 10-year median of 2.18. GuruFocus rates NSE:AMBAAUTO with a GF Score™ of 16/100. The stock has 2 warning signs investors should review. Among 1,059 Vehicles & Parts companies, Amba Autoles and Services ranks worse than 74.22% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Amba Autoles and Services's
Operating Income
for the
six
months ended in Mar. 2025 was ₹168 Mil. Amba Autoles and Services's Interest Expense for the
six
months ended in Mar. 2025 was ₹-57 Mil.
Amba Autoles and Services's interest coverage for the quarter that ended in Mar. 2025 was 2.92.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Amba Autoles and Services's Interest Coverage or its related term are showing as below:
NSE:AMBAAUTO'
s Interest Coverage Range Over the Past 10 Years
Min: 1.39 Med: 2.18 Max: 2.92
Current: 2.92
NSE:AMBAAUTO's Interest Coverage is ranked worse than 74.22% of 1059
companies
in the Vehicles & Parts industry
Industry Median: 8.39
vs NSE:AMBAAUTO: 2.92
Amba Autoles and Services (NSE:AMBAAUTO) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Amba Autoles and Services Interest Coverage Related Terms
Amba Autoles and Services Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Amba Autoles and Services Interest Coverage Chart
Amba Autoles and Services Annual Data
Trend
Mar23
Mar24
Mar25
Interest Coverage
1.39
2.18
2.92
Amba Autoles and Services Semi-Annual Data
Mar23
Mar24
Mar25
Interest Coverage
1.39
2.18
2.92
NSE:AMBAAUTO vs CVNA, PAG, KMX: Interest Coverage Comparison
For the Auto & Truck Dealerships subindustry, Amba Autoles and Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Amba Autoles and Services Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Amba Autoles and Services's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Amba Autoles and Services's Interest Coverage falls into.
Amba Autoles and Services Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Amba Autoles and Services (NSE:AMBAAUTO) has a Interest Coverage of 2.92 as of Mar. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Amba Autoles and Services and its competitors. This is 34% above median its historical median of 2.18. Over the past decade, Amba Autoles and Services' Interest Coverage has ranged from 1.39 to 2.92. According to the industry distribution chart, Amba Autoles and Services ranks #786 out of 1059 companies in the Vehicles & Parts industry, placing it in the top 74.2%.
Is Amba Autoles and Services' Interest Coverage too high?
Amba Autoles and Services' current Interest Coverage of 2.92 is 34% above median its 10-year median of 2.18. Over the past 10 years, this metric has ranged from a low of 1.39 to a high of 2.92. The Vehicles & Parts industry median Interest Coverage is 8.39. Amba Autoles and Services' value of 2.92 is 65.2% below this industry median. Based on the distribution chart, Amba Autoles and Services ranks #786 out of 1059 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Amba Autoles and Services has a GF Score™ of 16/100, reflecting its overall financial health beyond just this single metric.
How does Amba Autoles and Services' Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Amba Autoles and Services ranks #786 out of 1059 companies for Interest Coverage. This places Amba Autoles and Services in the lower half of its industry. The industry median Interest Coverage is 8.39. Amba Autoles and Services' value of 2.92 is 65.2% below this benchmark. Historically, Amba Autoles and Services' own Interest Coverage has ranged from 1.39 to 2.92 over the past decade. While the company's 10-year median is 2.18 vs. the industry median of 8.39, Amba Autoles and Services has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.39, based on 1,059 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Amba Autoles and Services's current Interest Coverage of 2.92 is 65.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Amba Autoles and Services and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Amba Autoles and Services's current Interest Coverage is 2.92, which is 34% above median its own 10-year median of 2.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Amba Autoles and Services stock overvalued right now?
Amba Autoles and Services (NSE:AMBAAUTO) has a current Interest Coverage of 2.92. The current Interest Coverage is 2.92, which is 34% above median its 10-year median of 2.18 and 65.2% below the Vehicles & Parts industry median of 8.39. Amba Autoles and Services' overall GF Score™ is 16/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Amba Autoles and Services (NSE:AMBAAUTO), the current Interest Coverage is 2.92 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Amba Auto Sales and Services Ltd operates as an authorised dealer of Bajaj Auto Limited and LG Electronics India Limited under the brand names Amba Bajaj and Amba LG Best Shop, respectively. It is engaged in the retail sale of automobiles and consumer electronics, along with related services such as after-sales service, repairs, spare parts sales, and facilitation of financial and insurance products. Additionally, in consumer electronics, its product offerings include air conditioners, televisions, washing machines, refrigerators and small appliances. The majority of the company's revenue is derived from the sale of vehicles, mainly three-wheelers.
16GF Score
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