Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Computer Age Management Services's
Operating Income
for the
three
months ended in Mar. 2026 was ₹1,551 Mil. Computer Age Management Services's Interest Expense for the
three
months ended in Mar. 2026 was ₹-15 Mil.
Computer Age Management Services's interest coverage for the quarter that ended in Mar. 2026 was 101.62.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Computer Age Management Services Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Computer Age Management Services's Interest Coverage or its related term are showing as below:
NSE:CAMS'
s Interest Coverage Range Over the Past 10 Years
Min: 18.45 Med: 47.46 Max: 84.82
Current: 83.79
NSE:CAMS's Interest Coverage is ranked better than 65.57% of 1705
companies
in the Software industry
Industry Median: 24.78
vs NSE:CAMS: 83.79
Computer Age Management Services (NSE:CAMS) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Computer Age Management Services Interest Coverage Related Terms
Computer Age Management Services Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Computer Age Management Services Interest Coverage Chart
NSE:CAMS vs IBM, ACN, FISV: Interest Coverage Comparison
For the Information Technology Services subindustry, Computer Age Management Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Computer Age Management Services Interest Coverage vs Software Industry
For the Software industry and Technology sector, Computer Age Management Services's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Computer Age Management Services's Interest Coverage falls into.
Computer Age Management Services Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Computer Age Management Services (NSE:CAMS) has a Interest Coverage of 101.62 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Computer Age Management Services and its competitors. This is 114% above median its historical median of 47.46. Over the past decade, Computer Age Management Services' Interest Coverage has ranged from 18.45 to 84.82. According to the industry distribution chart, Computer Age Management Services ranks #587 out of 1705 companies in the Software industry, placing it in the top 34.4%.
Is Computer Age Management Services' Interest Coverage too high?
Computer Age Management Services' current Interest Coverage of 101.62 is 114% above median its 10-year median of 47.46. Over the past 10 years, this metric has ranged from a low of 18.45 to a high of 84.82. The Software industry median Interest Coverage is 24.78. Computer Age Management Services' value of 101.62 is 310.1% above this industry median. Based on the distribution chart, Computer Age Management Services ranks #587 out of 1705 companies in the Software industry, which is above the industry midpoint. Overall, Computer Age Management Services has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Computer Age Management Services' Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, Computer Age Management Services ranks #587 out of 1705 companies for Interest Coverage. This puts Computer Age Management Services in the upper half of its industry. The industry median Interest Coverage is 24.78. Computer Age Management Services' value of 101.62 is 310.1% above this benchmark. Historically, Computer Age Management Services' own Interest Coverage has ranged from 18.45 to 84.82 over the past decade. While the company's 10-year median is 47.46 vs. the industry median of 24.78, Computer Age Management Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.78, based on 1,705 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Computer Age Management Services's current Interest Coverage of 101.62 is 310.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Computer Age Management Services and its competitors. For the Software industry, the median Interest Coverage is 24.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Computer Age Management Services's current Interest Coverage is 101.62, which is 114% above median its own 10-year median of 47.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Computer Age Management Services stock overvalued right now?
Based on GuruFocus' analysis, Computer Age Management Services (NSE:CAMS) is currently considered Fairly Valued. The stock's GF Value™ is ₹837.01, compared to a current price of ₹788.65 — trading 5.8% below its estimated fair value. The current Interest Coverage is 101.62, which is 114% above median its 10-year median of 47.46 and 310.1% above the Software industry median of 24.78. Computer Age Management Services' overall GF Score™ is 94/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Computer Age Management Services (NSE:CAMS), the current Interest Coverage is 101.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Computer Age Management Services (NSE:CAMS) Overvalued in 2026?
Based on GuruFocus' analysis, Computer Age Management Services stock appears to be undervalued.
The current stock price of ₹788.65 is trading 5.8% below its estimated GF Value™ of ₹837.01.
GuruFocus considers Computer Age Management Services to be Fairly Valued.
Key valuation signals for NSE:CAMS:
Interest Coverage: 101.62 (114% above median its 10-year median of 47.46)
GF Value™: ₹837.01 vs. price of ₹788.65 (5.8% below fair value)
Industry Position: 310.1% above the Software median (#587 of 1705)
No single metric tells the full story. See the NSE:CAMS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Computer Age Management Services Business Description
Computer Age Management Services Ltd is a technology-driven financial infrastructure and services provider to mutual funds and other financial institutions. The Group is mainly engaged in providing registrar and transfer agency services, including data processing and related activities for financial institutions. It provides technology-enabled infrastructure to mutual funds and supports the entire account lifecycle, from account creation to transaction processing and redemption of investments. Its product, UPI Offline Plus, is designed for offline UPI payments, offering real-time merchant onboarding, bulk QR code activation, dynamic settlement updates, automated split settlements, and API-enabled transaction tracking.
94GF Score
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