EmamiNSE:EMAMILTD +0.52%91 Interest Coverage is 45.86 as of Mar. 2026, which is 17% below its 10-year median of 55.05. GuruFocus rates NSE:EMAMILTD with a GF Score™ of 91/100 and a GF Value™ of ₹586.64 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,505 Consumer Packaged Goods companies, Emami ranks better than 81.4% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Emami's
Operating Income
for the
three
months ended in Mar. 2026 was ₹1,445 Mil. Emami's Interest Expense for the
three
months ended in Mar. 2026 was ₹-32 Mil.
Emami's interest coverage for the quarter that ended in Mar. 2026 was 45.86.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Emami Ltd has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for Emami's Interest Coverage or its related term are showing as below:
NSE:EMAMILTD'
s Interest Coverage Range Over the Past 10 Years
Min: 7.78 Med: 55.05 Max: 121.74
Current: 70.65
NSE:EMAMILTD's Interest Coverage is ranked better than 81.4% of 1505
companies
in the Consumer Packaged Goods industry
Industry Median: 8.57
vs NSE:EMAMILTD: 70.65
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Emami Interest Coverage Related Terms
Emami Interest Coverage Historical Data
* Premium members only.
The historical data trend for Emami's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:EMAMILTD vs PG, CL, KVUE: Interest Coverage Comparison
For the Household & Personal Products subindustry, Emami's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emami Interest Coverage vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Emami's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Emami's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emami (NSE:EMAMILTD) has a Interest Coverage of 45.86 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Emami and its competitors. This is 17% below median its historical median of 55.05. Over the past decade, Emami's Interest Coverage has ranged from 7.78 to 121.74. According to the industry distribution chart, Emami ranks #280 out of 1505 companies in the Consumer Packaged Goods industry, placing it in the top 18.6%.
Is Emami's Interest Coverage too high?
Emami's current Interest Coverage of 45.86 is 17% below median its 10-year median of 55.05. Over the past 10 years, this metric has ranged from a low of 7.78 to a high of 121.74. The Consumer Packaged Goods industry median Interest Coverage is 8.57. Emami's value of 45.86 is 435.1% above this industry median. Based on the distribution chart, Emami ranks #280 out of 1505 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Emami has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Emami's Interest Coverage compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, Emami ranks #280 out of 1505 companies for Interest Coverage. This places Emami in the top 19% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.57. Emami's value of 45.86 is 435.1% above this benchmark. Historically, Emami's own Interest Coverage has ranged from 7.78 to 121.74 over the past decade. While the company's 10-year median is 55.05 vs. the industry median of 8.57, Emami has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.57, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emami's current Interest Coverage of 45.86 is 435.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Emami and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emami's current Interest Coverage is 45.86, which is 17% below median its own 10-year median of 55.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emami stock overvalued right now?
Based on GuruFocus' analysis, Emami (NSE:EMAMILTD) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹586.64, compared to a current price of ₹416.85 — trading 28.9% below its estimated fair value. The current Interest Coverage is 45.86, which is 17% below median its 10-year median of 55.05 and 435.1% above the Consumer Packaged Goods industry median of 8.57. Emami's overall GF Score™ is 91/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Emami (NSE:EMAMILTD), the current Interest Coverage is 45.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emami (NSE:EMAMILTD) Overvalued in 2026?
Based on GuruFocus' analysis, Emami stock appears to be undervalued.
The current stock price of ₹416.85 is trading 28.9% below its estimated GF Value™ of ₹586.64.
GuruFocus considers Emami to be Modestly Undervalued.
Key valuation signals for NSE:EMAMILTD:
Interest Coverage: 45.86 (17% below median its 10-year median of 55.05)
GF Value™: ₹586.64 vs. price of ₹416.85 (28.9% below fair value)
Industry Position: 435.1% above the Consumer Packaged Goods median (#280 of 1505)
No single metric tells the full story. See the NSE:EMAMILTD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emami Ltd is a fast-moving consumer goods company engaged in the manufacturing and marketing of personal care & healthcare products.. The company's portfolio includes trusted power brands like Navratna, BoroPlus, Fair & Handsome, Zandu Balm, Mentho Plus, and Kesh King. Geographically, the company generates the majority of its revenue from India.
91GF Score
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