Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Indian Railway Catering And Tourism's
Operating Income
for the
three
months ended in Mar. 2026 was ₹3,849 Mil. Indian Railway Catering And Tourism's Interest Expense for the
three
months ended in Mar. 2026 was ₹-48 Mil.
Indian Railway Catering And Tourism's interest coverage for the quarter that ended in Mar. 2026 was 80.34.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Indian Railway Catering And Tourism Corp Ltd has enough cash to cover all of its debt. Its financial situation is stable.
Indian Railway Catering And Tourism (NSE:IRCTC) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Indian Railway Catering And Tourism Interest Coverage Related Terms
Indian Railway Catering And Tourism Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Indian Railway Catering And Tourism Interest Coverage Chart
NSE:IRCTC vs BKNG, ABNB, RCL: Interest Coverage Comparison
For the Travel Services subindustry, Indian Railway Catering And Tourism's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Indian Railway Catering And Tourism Interest Coverage vs Travel & Leisure Industry
For the Travel & Leisure industry and Consumer Cyclical sector, Indian Railway Catering And Tourism's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Indian Railway Catering And Tourism's Interest Coverage falls into.
Indian Railway Catering And Tourism Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Indian Railway Catering And Tourism (NSE:IRCTC) has a Interest Coverage of 80.34 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Indian Railway Catering And Tourism and its competitors. This is near median its historical median of 80.75. Over the past decade, Indian Railway Catering And Tourism's Interest Coverage has ranged from 20.84 to 151.48. According to the industry distribution chart, Indian Railway Catering And Tourism ranks #93 out of 610 companies in the Travel & Leisure industry, placing it in the top 15.2%.
Is Indian Railway Catering And Tourism's Interest Coverage too high?
Indian Railway Catering And Tourism's current Interest Coverage of 80.34 is near median its 10-year median of 80.75. Over the past 10 years, this metric has ranged from a low of 20.84 to a high of 151.48. The Travel & Leisure industry median Interest Coverage is 5.35. Indian Railway Catering And Tourism's value of 80.34 is 1401.7% above this industry median. Based on the distribution chart, Indian Railway Catering And Tourism ranks #93 out of 610 companies in the Travel & Leisure industry, which is in the top quartile — a strong position relative to peers. Overall, Indian Railway Catering And Tourism has a GF Score™ of 91/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Indian Railway Catering And Tourism's Interest Coverage compare to BKNG and ABNB?
According to the Travel & Leisure industry distribution chart, Indian Railway Catering And Tourism ranks #93 out of 610 companies for Interest Coverage. This places Indian Railway Catering And Tourism in the top 15% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 5.35. Indian Railway Catering And Tourism's value of 80.34 is 1401.7% above this benchmark. Historically, Indian Railway Catering And Tourism's own Interest Coverage has ranged from 20.84 to 151.48 over the past decade. While the company's 10-year median is 80.75 vs. the industry median of 5.35, Indian Railway Catering And Tourism has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Travel & Leisure company?
The median Interest Coverage among Travel & Leisure companies is 5.35, based on 610 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Indian Railway Catering And Tourism's current Interest Coverage of 80.34 is 1401.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Indian Railway Catering And Tourism and its competitors. For the Travel & Leisure industry, the median Interest Coverage is 5.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Indian Railway Catering And Tourism's current Interest Coverage is 80.34, which is near median its own 10-year median of 80.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indian Railway Catering And Tourism stock overvalued right now?
Based on GuruFocus' analysis, Indian Railway Catering And Tourism (NSE:IRCTC) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹947.14, compared to a current price of ₹503.85 — trading 46.8% below its estimated fair value. The current Interest Coverage is 80.34, which is near median its 10-year median of 80.75 and 1401.7% above the Travel & Leisure industry median of 5.35. Indian Railway Catering And Tourism's overall GF Score™ is 91/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Indian Railway Catering And Tourism (NSE:IRCTC), the current Interest Coverage is 80.34 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Indian Railway Catering And Tourism (NSE:IRCTC) Overvalued in 2026?
Based on GuruFocus' analysis, Indian Railway Catering And Tourism stock appears to be undervalued.
The current stock price of ₹503.85 is trading 46.8% below its estimated GF Value™ of ₹947.14.
GuruFocus considers Indian Railway Catering And Tourism to be Significantly Undervalued.
Key valuation signals for NSE:IRCTC:
Interest Coverage: 80.34 (near median its 10-year median of 80.75)
GF Value™: ₹947.14 vs. price of ₹503.85 (46.8% below fair value)
Industry Position: 1401.7% above the Travel & Leisure median (#93 of 610)
No single metric tells the full story. See the NSE:IRCTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Indian Railway Catering And Tourism Business Description
Indian Railway Catering And Tourism Corp Ltd is engaged in catering and hospitality services at stations, on trains, and other locations, and to promote domestic and international tourism through the development of budget hotels, special tour packages, information, and commercial publicity and world-wide reservation systems. The company's segments are Catering, Rail Neer, Internet Ticketing, and Tourism & Train Operation. A vast majority of its revenues are derived from the Catering business.
91GF Score
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