Indian Railway Catering And Tourism (NSE:IRCTC) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:IRCTC Indian Railway Catering And Tourism Corp Ltd NSE:IRCTC
93 GF Score
Price ₹503.25
GF Value ₹950.78
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Indian Railway Catering And Tourism Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

NSE:IRCTC
93GF Score
Indian Railway Catering And Tourism Corp Ltd NSE:IRCTC
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Indian Railway Catering And Tourism (NSE:IRCTC) Overvalued in 2026?

Based on GuruFocus' analysis, Indian Railway Catering And Tourism stock appears to be undervalued. The current stock price of ₹503.25 is trading 47.1% below its estimated GF Value™ of ₹950.78. GuruFocus considers Indian Railway Catering And Tourism to be Significantly Undervalued.

Key valuation signals for NSE:IRCTC:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹950.78 vs. price of ₹503.25 (47.1% below fair value)
  • GF Score™: 93/100 with 2 warning signs

No single metric tells the full story. See the NSE:IRCTC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Indian Railway Catering And Tourism Business Description

Other Exchanges 542830:India
Address World Trade Centre, 4th Floor, Tower-D, Nauroji Nagar, New Delhi, IND, 110029
Indian Railway Catering And Tourism Corp Ltd is engaged in catering and hospitality services at stations, on trains, and other locations, and to promote domestic and international tourism through the development of budget hotels, special tour packages, information, and commercial publicity and world-wide reservation systems. The company's segments are Catering, Rail Neer, Internet Ticketing, and Tourism & Train Operation. A vast majority of its revenues are derived from the Catering business.
93GF Score

Get the complete analysis for NSE:IRCTC

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹503.25
Price
₹950.78
GF Value