Kalyani Commercials (NSE:KALYANI) Interest Coverage: 1.33 (As of Mar. 2026) — Near Median


NSE:KALYANI Kalyani Commercials Ltd NSE:KALYANI
21 GF Score
Price ₹138.09
! 6 Warning Signs
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What is Kalyani Commercials Interest Coverage?

Kalyani Commercials NSE:KALYANI 21 Interest Coverage is 1.33 as of Mar. 2026, which is 3% above its 10-year median of 1.29. GuruFocus rates NSE:KALYANI with a GF Score™ of 21/100. The stock has 6 warning signs investors should review.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Kalyani Commercials's Operating Income for the three months ended in Mar. 2026 was ₹29 Mil. Kalyani Commercials's Interest Expense for the three months ended in Mar. 2026 was ₹-22 Mil. Kalyani Commercials's interest coverage for the quarter that ended in Mar. 2026 was 1.33. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Kalyani Commercials's Interest Coverage or its related term are showing as below:

NSE:KALYANI' s Interest Coverage Range Over the Past 10 Years
Min: 0.91   Med: 1.29   Max: 2.43
Current: 1.19


NSE:KALYANI's Interest Coverage is not ranked
in the Vehicles & Parts industry.
Industry Median: 8.41 vs NSE:KALYANI: 1.19

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Kalyani Commercials  (NSE:KALYANI) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Kalyani Commercials Interest Coverage Related Terms


Kalyani Commercials Interest Coverage Historical Data

* Premium members only.

The historical data trend for Kalyani Commercials's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Kalyani Commercials Interest Coverage Chart

Kalyani Commercials Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.74 2.43 1.60 1.38 1.19

Kalyani Commercials Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.92 1.38 0.91 1.26 1.33

NSE:KALYANI vs CVNA, PAG, KMX: Interest Coverage Comparison

For the Auto & Truck Dealerships subindustry, Kalyani Commercials's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kalyani Commercials Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Kalyani Commercials's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Kalyani Commercials's Interest Coverage falls into.


NSE:KALYANI
21GF Score
Kalyani Commercials Ltd NSE:KALYANI
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Kalyani Commercials Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Kalyani Commercials's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Kalyani Commercials's Interest Expense was ₹-75 Mil. Its Operating Income was ₹89 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹18 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*88.757/-74.685
=1.19

Kalyani Commercials's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Kalyani Commercials's Interest Expense was ₹-22 Mil. Its Operating Income was ₹29 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹18 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*29.148/-21.865
=1.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 1.33 mean?
Kalyani Commercials (NSE:KALYANI) has a Interest Coverage of 1.33 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Kalyani Commercials and its competitors. This is near median its historical median of 1.29. Over the past decade, Kalyani Commercials' Interest Coverage has ranged from 0.91 to 2.43.
Is Kalyani Commercials' Interest Coverage too high?
Kalyani Commercials' current Interest Coverage of 1.33 is near median its 10-year median of 1.29. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 2.43. The Vehicles & Parts industry median Interest Coverage is 8.41. Kalyani Commercials' value of 1.33 is 84.2% below this industry median. Overall, Kalyani Commercials has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Kalyani Commercials' Interest Coverage compare to CVNA and PAG?
Kalyani Commercials' Interest Coverage of 1.33 can be compared against companies in the Vehicles & Parts industry. The industry median Interest Coverage is 8.41. Kalyani Commercials' value of 1.33 is 84.2% below this benchmark. Historically, Kalyani Commercials' own Interest Coverage has ranged from 0.91 to 2.43 over the past decade. While the company's 10-year median is 1.29 vs. the industry median of 8.41, Kalyani Commercials has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.41, based on 1,067 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Kalyani Commercials's current Interest Coverage of 1.33 is 84.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Kalyani Commercials and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Kalyani Commercials's current Interest Coverage is 1.33, which is near median its own 10-year median of 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kalyani Commercials stock overvalued right now?
Kalyani Commercials (NSE:KALYANI) has a current Interest Coverage of 1.33. The current Interest Coverage is 1.33, which is near median its 10-year median of 1.29 and 84.2% below the Vehicles & Parts industry median of 8.41. Kalyani Commercials' overall GF Score™ is 21/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Kalyani Commercials (NSE:KALYANI), the current Interest Coverage is 1.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Kalyani Commercials Business Description

Address GT Karnal Road, BG-223, Sanjay Gandhi Transport Nagar, New Delhi, IND, 110 042
Kalyani Commercials Ltd engages in commercial vehicle dealerships and services. The company is also involved in two-wheeled motor vehicles and servicing and retail outlets of petroleum products. The company operates in two segments. The Automobile segment engages in the trading of vehicles and servicing including Heavy Commercial vehicles and Three Wheelers and the other segment includes retail outlets of Petroleum Products.
21GF Score

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