Medi Assist Healthcare Services (NSE:MEDIASSIST) Interest Coverage: 42.01 (As of Mar. 2026) — 134% Above Median

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NSE:MEDIASSIST Medi Assist Healthcare Services Ltd NSE:MEDIASSIST
54 GF Score
Price ₹365.55
! 4 Warning Signs
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What is Medi Assist Healthcare Services Interest Coverage?

Medi Assist Healthcare Services NSE:MEDIASSIST +2.17% 54 Interest Coverage is 42.01 as of Mar. 2026, which is 134% above its 10-year median of 17.92. GuruFocus rates NSE:MEDIASSIST with a GF Score™ of 54/100. The stock has 4 warning signs investors should review. Among 15 Healthcare Plans companies, Medi Assist Healthcare Services ranks worse than 53.33% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Medi Assist Healthcare Services's Operating Income for the three months ended in Mar. 2026 was ₹273 Mil. Medi Assist Healthcare Services's Interest Expense for the three months ended in Mar. 2026 was ₹-7 Mil. Medi Assist Healthcare Services's interest coverage for the quarter that ended in Mar. 2026 was 42.01. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Medi Assist Healthcare Services's Interest Coverage or its related term are showing as below:

NSE:MEDIASSIST' s Interest Coverage Range Over the Past 10 Years
Min: 4.55   Med: 17.92   Max: 33.06
Current: 4.55


NSE:MEDIASSIST's Interest Coverage is ranked worse than
53.33% of 15 companies
in the Healthcare Plans industry
Industry Median: 4.55 vs NSE:MEDIASSIST: 4.55

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Medi Assist Healthcare Services  (NSE:MEDIASSIST) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Medi Assist Healthcare Services Interest Coverage Related Terms


Medi Assist Healthcare Services Interest Coverage Historical Data

* Premium members only.

The historical data trend for Medi Assist Healthcare Services's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Medi Assist Healthcare Services Interest Coverage Chart

Medi Assist Healthcare Services Annual Data
Trend Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial 26.29 32.35 33.06 9.55 4.55

Medi Assist Healthcare Services Quarterly Data
Mar21 Mar22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.11 5.84 2.47 2.80 42.01

NSE:MEDIASSIST vs UNH, CVS, ELV: Interest Coverage Comparison

For the Healthcare Plans subindustry, Medi Assist Healthcare Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Medi Assist Healthcare Services Interest Coverage vs Healthcare Plans Industry

For the Healthcare Plans industry and Healthcare sector, Medi Assist Healthcare Services's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Medi Assist Healthcare Services's Interest Coverage falls into.


NSE:MEDIASSIST
54GF Score
Medi Assist Healthcare Services Ltd NSE:MEDIASSIST
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Medi Assist Healthcare Services Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Medi Assist Healthcare Services's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Medi Assist Healthcare Services's Interest Expense was ₹-214 Mil. Its Operating Income was ₹975 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹376 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*974.82/-214.12
=4.55

Medi Assist Healthcare Services's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Medi Assist Healthcare Services's Interest Expense was ₹-7 Mil. Its Operating Income was ₹273 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹376 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*273.08/-6.5
=42.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 42.01 mean?
Medi Assist Healthcare Services (NSE:MEDIASSIST) has a Interest Coverage of 42.01 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Medi Assist Healthcare Services and its competitors. This is 134% above median its historical median of 17.92. Over the past decade, Medi Assist Healthcare Services' Interest Coverage has ranged from 4.55 to 33.06. According to the industry distribution chart, Medi Assist Healthcare Services ranks #8 out of 15 companies in the Healthcare Plans industry, placing it in the top 53.3%.
Is Medi Assist Healthcare Services' Interest Coverage too high?
Medi Assist Healthcare Services' current Interest Coverage of 42.01 is 134% above median its 10-year median of 17.92. Over the past 10 years, this metric has ranged from a low of 4.55 to a high of 33.06. The Healthcare Plans industry median Interest Coverage is 4.55. Medi Assist Healthcare Services' value of 42.01 is 823.3% above this industry median. Based on the distribution chart, Medi Assist Healthcare Services ranks #8 out of 15 companies in the Healthcare Plans industry, which is below the industry midpoint. Overall, Medi Assist Healthcare Services has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Medi Assist Healthcare Services' Interest Coverage compare to UNH and CVS?
According to the Healthcare Plans industry distribution chart, Medi Assist Healthcare Services ranks #8 out of 15 companies for Interest Coverage. This places Medi Assist Healthcare Services in the lower half of its industry. The industry median Interest Coverage is 4.55. Medi Assist Healthcare Services' value of 42.01 is 823.3% above this benchmark. Historically, Medi Assist Healthcare Services' own Interest Coverage has ranged from 4.55 to 33.06 over the past decade. While the company's 10-year median is 17.92 vs. the industry median of 4.55, Medi Assist Healthcare Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Plans company?
The median Interest Coverage among Healthcare Plans companies is 4.55, based on 15 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Medi Assist Healthcare Services's current Interest Coverage of 42.01 is 823.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Medi Assist Healthcare Services and its competitors. For the Healthcare Plans industry, the median Interest Coverage is 4.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Medi Assist Healthcare Services's current Interest Coverage is 42.01, which is 134% above median its own 10-year median of 17.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medi Assist Healthcare Services stock overvalued right now?
Medi Assist Healthcare Services (NSE:MEDIASSIST) has a current Interest Coverage of 42.01. The current Interest Coverage is 42.01, which is 134% above median its 10-year median of 17.92 and 823.3% above the Healthcare Plans industry median of 4.55. Medi Assist Healthcare Services' overall GF Score™ is 54/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Medi Assist Healthcare Services (NSE:MEDIASSIST), the current Interest Coverage is 42.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Medi Assist Healthcare Services Business Description

Other Exchanges 544088:India
Address 4/1 Bannerghatta Road, Tower D, 4th floor, IBC Knowledge Park, Bengaluru, KA, IND, 560029
Medi Assist Healthcare Services Ltd is a HealthTech and InsurTech company focused on administering health benefits across employers, retail members, and public health schemes. Its clients are insurance companies and also serve as an intermediary between (a) general and health insurance companies and the insured members, (b) insurance companies and healthcare providers (such as hospitals), and (c) the Government and beneficiaries of public health schemes. The company derives income by providing health management services, software subscriptions, software license services, consultancy services, and other allied services pertaining to the healthcare and health insurance sectors. It also offers business support services and other technical services.
54GF Score

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