Motisons JewellersNSE:MOTISONS -0.56%42 Interest Coverage is 3.92 as of Mar. 2026, which is 48% above its 10-year median of 2.65. GuruFocus rates NSE:MOTISONS with a GF Score™ of 42/100. The stock has 1 warning sign investors should review. Among 822 Retail - Cyclical companies, Motisons Jewellers ranks better than 62.9% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Motisons Jewellers's
Operating Income
for the
three
months ended in Mar. 2026 was ₹79 Mil. Motisons Jewellers's Interest Expense for the
three
months ended in Mar. 2026 was ₹-20 Mil.
Motisons Jewellers's interest coverage for the quarter that ended in Mar. 2026 was 3.92.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Motisons Jewellers's Interest Coverage or its related term are showing as below:
NSE:MOTISONS'
s Interest Coverage Range Over the Past 10 Years
Min: 1.25 Med: 2.65 Max: 14.1
Current: 14.1
NSE:MOTISONS's Interest Coverage is ranked better than 62.9% of 822
companies
in the Retail - Cyclical industry
Industry Median: 7.67
vs NSE:MOTISONS: 14.10
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Motisons Jewellers Interest Coverage Related Terms
Motisons Jewellers Interest Coverage Historical Data
* Premium members only.
The historical data trend for Motisons Jewellers's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Luxury Goods subindustry, Motisons Jewellers's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Motisons Jewellers Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Motisons Jewellers's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Motisons Jewellers's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Motisons Jewellers (NSE:MOTISONS) has a Interest Coverage of 3.92 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Motisons Jewellers and its competitors. This is 48% above median its historical median of 2.65. Over the past decade, Motisons Jewellers' Interest Coverage has ranged from 1.25 to 14.10. According to the industry distribution chart, Motisons Jewellers ranks #305 out of 822 companies in the Retail - Cyclical industry, placing it in the top 37.1%.
Is Motisons Jewellers' Interest Coverage too high?
Motisons Jewellers' current Interest Coverage of 3.92 is 48% above median its 10-year median of 2.65. Over the past 10 years, this metric has ranged from a low of 1.25 to a high of 14.10. The Retail - Cyclical industry median Interest Coverage is 7.67. Motisons Jewellers' value of 3.92 is 48.9% below this industry median. Based on the distribution chart, Motisons Jewellers ranks #305 out of 822 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Motisons Jewellers has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does Motisons Jewellers' Interest Coverage compare to TPR?
According to the Retail - Cyclical industry distribution chart, Motisons Jewellers ranks #305 out of 822 companies for Interest Coverage. This puts Motisons Jewellers in the upper half of its industry. The industry median Interest Coverage is 7.67. Motisons Jewellers' value of 3.92 is 48.9% below this benchmark. Historically, Motisons Jewellers' own Interest Coverage has ranged from 1.25 to 14.10 over the past decade. While the company's 10-year median is 2.65 vs. the industry median of 7.67, Motisons Jewellers has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.67, based on 822 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Motisons Jewellers's current Interest Coverage of 3.92 is 48.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Motisons Jewellers and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.67 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Motisons Jewellers's current Interest Coverage is 3.92, which is 48% above median its own 10-year median of 2.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Motisons Jewellers stock overvalued right now?
Motisons Jewellers (NSE:MOTISONS) has a current Interest Coverage of 3.92. The current Interest Coverage is 3.92, which is 48% above median its 10-year median of 2.65 and 48.9% below the Retail - Cyclical industry median of 7.67. Motisons Jewellers' overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Motisons Jewellers (NSE:MOTISONS), the current Interest Coverage is 3.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Motisons Jewellers Ltd is an established Indian jewellery company. It is engaged in the manufacture, retail, and export of a wide range of jewellery products including gold, diamond, kundan, pearls, silver, platinum, and other metals. The product portfolio includes traditional, modern, and combination designs catering to various occasions such as weddings and everyday use, targeting all ages and genders. Motisons operates multiple showrooms in Jaipur, including a flagship store called Motisons Tower, known for its grand design and elaborate gemstone decorations.
42GF Score
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