NINtec Systems (NSE:NINSYS) Interest Coverage: 105.68 (As of Mar. 2026) — 76% Below Median


NSE:NINSYS NINtec Systems Ltd NSE:NINSYS
93 GF Score
Price ₹876.60
GF Value ₹851.00
Valuation Fairly Valued
! 8 Warning Signs
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What is NINtec Systems Interest Coverage?

NINtec Systems NSE:NINSYS +1.25% 93 Interest Coverage is 105.68 as of Mar. 2026, which is 76% below its 10-year median of 446.69. GuruFocus rates NSE:NINSYS with a GF Score™ of 93/100 and a GF Value™ of ₹851.00 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,702 Software companies, NINtec Systems ranks better than 70.74% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. NINtec Systems's Operating Income for the three months ended in Mar. 2026 was ₹133 Mil. NINtec Systems's Interest Expense for the three months ended in Mar. 2026 was ₹-1 Mil. NINtec Systems's interest coverage for the quarter that ended in Mar. 2026 was 105.68. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. NINtec Systems Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for NINtec Systems's Interest Coverage or its related term are showing as below:

NSE:NINSYS' s Interest Coverage Range Over the Past 10 Years
Min: 62.77   Med: 446.69   Max: 6134
Current: 126.83


NSE:NINSYS's Interest Coverage is ranked better than
70.74% of 1702 companies
in the Software industry
Industry Median: 24.75 vs NSE:NINSYS: 126.83

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


NINtec Systems  (NSE:NINSYS) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


NINtec Systems Interest Coverage Related Terms


NINtec Systems Interest Coverage Historical Data

* Premium members only.

The historical data trend for NINtec Systems's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

NINtec Systems Interest Coverage Chart

NINtec Systems Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,873.38 1,953.56 927.62 102.55 126.83

NINtec Systems Quarterly Data
Mar20 Sep20 Mar21 Sep21 Mar22 Jun22 Sep22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 119.82 117.90 138.17 166.16 105.68

NSE:NINSYS vs IBM, ACN, FISV: Interest Coverage Comparison

For the Information Technology Services subindustry, NINtec Systems's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NINtec Systems Interest Coverage vs Software Industry

For the Software industry and Technology sector, NINtec Systems's Interest Coverage distribution charts can be found below:

* The bar in red indicates where NINtec Systems's Interest Coverage falls into.


NSE:NINSYS
93GF Score
NINtec Systems Ltd NSE:NINSYS
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

NINtec Systems Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

NINtec Systems's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, NINtec Systems's Interest Expense was ₹-3 Mil. Its Operating Income was ₹412 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹19 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*411.687/-3.246
=126.83

NINtec Systems's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, NINtec Systems's Interest Expense was ₹-1 Mil. Its Operating Income was ₹133 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹19 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*133.051/-1.259
=105.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 105.68 mean?
NINtec Systems (NSE:NINSYS) has a Interest Coverage of 105.68 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on NINtec Systems and its competitors. This is 76% below median its historical median of 446.69. Over the past decade, NINtec Systems' Interest Coverage has ranged from 62.77 to 6,134.00. According to the industry distribution chart, NINtec Systems ranks #498 out of 1702 companies in the Software industry, placing it in the top 29.3%.
Is NINtec Systems' Interest Coverage too high?
NINtec Systems' current Interest Coverage of 105.68 is 76% below median its 10-year median of 446.69. Over the past 10 years, this metric has ranged from a low of 62.77 to a high of 6,134.00. The Software industry median Interest Coverage is 24.75. NINtec Systems' value of 105.68 is 327% above this industry median. Based on the distribution chart, NINtec Systems ranks #498 out of 1702 companies in the Software industry, which is above the industry midpoint. Overall, NINtec Systems has a GF Score™ of 93/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does NINtec Systems' Interest Coverage compare to IBM and ACN?
According to the Software industry distribution chart, NINtec Systems ranks #498 out of 1702 companies for Interest Coverage. This puts NINtec Systems in the upper half of its industry. The industry median Interest Coverage is 24.75. NINtec Systems' value of 105.68 is 327% above this benchmark. Historically, NINtec Systems' own Interest Coverage has ranged from 62.77 to 6,134.00 over the past decade. While the company's 10-year median is 446.69 vs. the industry median of 24.75, NINtec Systems has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,702 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. NINtec Systems's current Interest Coverage of 105.68 is 327% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on NINtec Systems and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. NINtec Systems's current Interest Coverage is 105.68, which is 76% below median its own 10-year median of 446.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is NINtec Systems stock overvalued right now?
Based on GuruFocus' analysis, NINtec Systems (NSE:NINSYS) is currently considered Fairly Valued. The stock's GF Value™ is ₹851.00, compared to a current price of ₹876.60 — trading 3% above its estimated fair value. The current Interest Coverage is 105.68, which is 76% below median its 10-year median of 446.69 and 327% above the Software industry median of 24.75. NINtec Systems' overall GF Score™ is 93/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For NINtec Systems (NSE:NINSYS), the current Interest Coverage is 105.68 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is NINtec Systems (NSE:NINSYS) Overvalued in 2026?

Based on GuruFocus' analysis, NINtec Systems stock appears to be overvalued. The current stock price of ₹876.60 is trading 3% above its estimated GF Value™ of ₹851.00. GuruFocus considers NINtec Systems to be Fairly Valued.

Key valuation signals for NSE:NINSYS:

  • Interest Coverage: 105.68 (76% below median its 10-year median of 446.69)
  • GF Value™: ₹851.00 vs. price of ₹876.60 (3% above fair value)
  • GF Score™: 93/100 with 8 warning signs
  • Industry Position: 327% above the Software median (#498 of 1702)

No single metric tells the full story. See the NSE:NINSYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


NINtec Systems Business Description

Other Exchanges 539843:India
Address S.G. Highway, B-11, Corporate House, Bodakdev, Ahmedabad, GJ, IND, 380054
NINtec Systems Ltd provides comprehensive software services and solutions, including business analytics, cloud services, application engineering, testing services, and artificial intelligence and machine learning. The company specializes in offshore software product development, application development and maintenance, software migration, multimedia and web design, digitization of engineering drawings, and search engine optimization. Serving diverse industries such as Healthcare & Lifesciences, Manufacturing, Automotive, Print Media & Publishing, BFSI, and Transportation & Logistics, NSL delivers strategic offshore outsourcing advantages to international customers by enhancing efficiency, reducing costs, and accelerating innovation.
93GF Score

Get the complete analysis for NSE:NINSYS

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹876.60
Price
₹851.00
GF Value