Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Network People Services Technologies's
Operating Income
for the
three
months ended in Mar. 2026 was ₹98 Mil. Network People Services Technologies's Interest Expense for the
three
months ended in Mar. 2026 was ₹-4 Mil.
Network People Services Technologies's interest coverage for the quarter that ended in Mar. 2026 was 28.00.
The higher the ratio, the stronger the company's financial strength is.
Network People Services Technologies (NSE:NPST) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Network People Services Technologies Interest Coverage Related Terms
Network People Services Technologies Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Network People Services Technologies Interest Coverage Chart
NSE:NPST vs UBER, SHOP, CRM: Interest Coverage Comparison
For the Software - Application subindustry, Network People Services Technologies's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Network People Services Technologies Interest Coverage vs Software Industry
For the Software industry and Technology sector, Network People Services Technologies's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Network People Services Technologies's Interest Coverage falls into.
Network People Services Technologies Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Network People Services Technologies (NSE:NPST) has a Interest Coverage of 28.00 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Network People Services Technologies and its competitors. This is 86% below median its historical median of 201.08. Over the past decade, Network People Services Technologies' Interest Coverage has ranged from 45.46 to 1,157.18. According to the industry distribution chart, Network People Services Technologies ranks #719 out of 1704 companies in the Software industry, placing it in the top 42.2%.
Is Network People Services Technologies' Interest Coverage too high?
Network People Services Technologies' current Interest Coverage of 28.00 is 86% below median its 10-year median of 201.08. Over the past 10 years, this metric has ranged from a low of 45.46 to a high of 1,157.18. The Software industry median Interest Coverage is 24.75. Network People Services Technologies' value of 28.00 is 13.1% above this industry median. Based on the distribution chart, Network People Services Technologies ranks #719 out of 1704 companies in the Software industry, which is above the industry midpoint. Overall, Network People Services Technologies has a GF Score™ of 94/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Network People Services Technologies' Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, Network People Services Technologies ranks #719 out of 1704 companies for Interest Coverage. This puts Network People Services Technologies in the upper half of its industry. The industry median Interest Coverage is 24.75. Network People Services Technologies' value of 28.00 is 13.1% above this benchmark. Historically, Network People Services Technologies' own Interest Coverage has ranged from 45.46 to 1,157.18 over the past decade. While the company's 10-year median is 201.08 vs. the industry median of 24.75, Network People Services Technologies has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Network People Services Technologies's current Interest Coverage of 28.00 is 13.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Network People Services Technologies and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Network People Services Technologies's current Interest Coverage is 28.00, which is 86% below median its own 10-year median of 201.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Network People Services Technologies stock overvalued right now?
Based on GuruFocus' analysis, Network People Services Technologies (NSE:NPST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,336.68, compared to a current price of ₹1,695.40 — trading 27.4% below its estimated fair value. The current Interest Coverage is 28.00, which is 86% below median its 10-year median of 201.08 and 13.1% above the Software industry median of 24.75. Network People Services Technologies' overall GF Score™ is 94/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Network People Services Technologies (NSE:NPST), the current Interest Coverage is 28.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Network People Services Technologies (NSE:NPST) Overvalued in 2026?
Based on GuruFocus' analysis, Network People Services Technologies stock appears to be undervalued.
The current stock price of ₹1,695.40 is trading 27.4% below its estimated GF Value™ of ₹2,336.68.
GuruFocus considers Network People Services Technologies to be Modestly Undervalued.
Key valuation signals for NSE:NPST:
Interest Coverage: 28.00 (86% below median its 10-year median of 201.08)
GF Value™: ₹2,336.68 vs. price of ₹1,695.40 (27.4% below fair value)
Industry Position: 13.1% above the Software median (#719 of 1704)
No single metric tells the full story. See the NSE:NPST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Network People Services Technologies Business Description
Network People Services Technologies Ltd is a banking technology service provider that offers software and mobility solutions to the banking and finance sector. It offers digital transformation solutions such as IMPS, Digital Wallet, UPI, and other smart art solutions. The company further offers software designing, consulting, development, and manpower provisioning services.
94GF Score
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