Network People Services Technologies (NSE:NPST) Financial Strength: 10 (As of Jun. 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:NPST Network People Services Technologies Ltd NSE:NPST
96 GF Score
Price ₹1,789.60
GF Value ₹2,459.65
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Network People Services Technologies Financial Strength?

Network People Services Technologies NSE:NPST -1.42% 96 Financial Strength is 10 as of Jun. 2026, which is at its 10-year median of 10.00. GuruFocus rates NSE:NPST with a GF Score™ of 96/100 and a GF Value™ of ₹2,459.65 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Network People Services Technologies has the Financial Strength Rank of 10. It shows strong financial strength and is unlikely to fall into distressed situations.

Good Sign:

Network People Services Technologies Ltd shows strong financial strength.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Network People Services Technologies's Interest Coverage for the quarter that ended in Jun. 2026 was 46.48. Network People Services Technologies's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.00. As of today, Network People Services Technologies's Altman Z-Score is 33.54.


Network People Services Technologies  (NSE:NPST) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Network People Services Technologies has the Financial Strength Rank of 10. It shows strong financial strength and is unlikely to fall into distressed situations.


Network People Services Technologies Financial Strength Related Terms


NSE:NPST vs CRM, SHOP, UBER: Financial Strength Comparison

For the Software - Application subindustry, Network People Services Technologies's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Network People Services Technologies Financial Strength vs Software Industry

For the Software industry and Technology sector, Network People Services Technologies's Financial Strength distribution charts can be found below:

* The bar in red indicates where Network People Services Technologies's Financial Strength falls into.


NSE:NPST
96GF Score
Network People Services Technologies Ltd NSE:NPST
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Network People Services Technologies Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Network People Services Technologies's Interest Expense for the months ended in Jun. 2026 was ₹0 Mil. Its Operating Income for the months ended in Jun. 2026 was ₹98 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was ₹ Mil.

Network People Services Technologies's Interest Coverage for the quarter that ended in Jun. 2026 is

Network People Services Technologies had no long-term debt (1).

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Network People Services Technologies's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=( + ) / 2259.2
=0.00

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Network People Services Technologies has a Z-score of 33.54, indicating it is in Safe Zones. This implies the Z-Score is strong.

Good Sign:

Altman Z-score of 33.54 is strong.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 10 mean?
Network People Services Technologies (NSE:NPST) has a Financial Strength of 10 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Network People Services Technologies and its competitors. This is near median its historical median of 10.00. Over the past decade, Network People Services Technologies' Financial Strength has ranged from 7.00 to 10.00.
Is Network People Services Technologies' Financial Strength too high?
Network People Services Technologies' current Financial Strength of 10 is near median its 10-year median of 10.00. Over the past 10 years, this metric has ranged from a low of 7.00 to a high of 10.00. Overall, Network People Services Technologies has a GF Score™ of 96/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Network People Services Technologies' Financial Strength compare to CRM and SHOP?
Network People Services Technologies' Financial Strength of 10 can be compared against companies in the Software industry. Historically, Network People Services Technologies' own Financial Strength has ranged from 7.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Software company?
A good Financial Strength depends on the Software industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Network People Services Technologies and its competitors. Network People Services Technologies's current Financial Strength is 10, which is near median its own 10-year median of 10.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Network People Services Technologies stock overvalued right now?
Based on GuruFocus' analysis, Network People Services Technologies (NSE:NPST) is currently considered Modestly Undervalued. The stock's GF Value™ is ₹2,459.65, compared to a current price of ₹1,789.60 — trading 27.2% below its estimated fair value. The current Financial Strength is 10, which is near median its 10-year median of 10.00. Network People Services Technologies' overall GF Score™ is 96/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Network People Services Technologies (NSE:NPST), the current Financial Strength is 10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Network People Services Technologies (NSE:NPST) Overvalued in 2026?

Based on GuruFocus' analysis, Network People Services Technologies stock appears to be undervalued. The current stock price of ₹1,789.60 is trading 27.2% below its estimated GF Value™ of ₹2,459.65. GuruFocus considers Network People Services Technologies to be Modestly Undervalued.

Key valuation signals for NSE:NPST:

  • Financial Strength: 10 (near median its 10-year median of 10.00)
  • GF Value™: ₹2,459.65 vs. price of ₹1,789.60 (27.2% below fair value)
  • GF Score™: 96/100 with 4 warning signs

No single metric tells the full story. See the NSE:NPST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Network People Services Technologies Business Description

Other Exchanges 544396:India
Address Road No. 22, OFF NO. 427/428/429, A-WING, Lodha Supremus II, Wagle Industrial Estate, Thane (West), Mumbai, MH, IND, 400604
Network People Services Technologies Ltd (NPST) is an Indian banking technology company that provides digital payment and financial technology solutions to banks, financial institutions, and fintech companies. Its core offerings include products and platforms supporting real-time payment systems such as UPI, IMPS, and digital wallets, along with mobile and internet banking solutions, payment switching, and transaction processing infrastructure. NPST also delivers software development, customization, implementation, testing, maintenance, and consultancy services, including licensing, hosting, and technical support. The company primarily serves banks and financial sector clients across India, helping them enable digital transformation and interoperable payment services. Revenue is generated through software licensing, implementation and integration fees, transaction-based or subscription charges, and ongoing maintenance and support contracts. NPST operates mainly in the Indian market, where demand is driven by the rapid growth of digital payments and government-backed payment infrastructure.
96GF Score

Get the complete analysis for NSE:NPST

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,789.60
Price
₹2,459.65
GF Value