RNFI ServicesNSE:RNFI -1.60%50 Interest Coverage is 21.47 as of Mar. 2026, which is 76% above its 10-year median of 12.20. GuruFocus rates NSE:RNFI with a GF Score™ of 50/100. The stock has 5 warning signs investors should review. Among 430 Capital Markets companies, RNFI Services ranks worse than 50.7% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. RNFI Services's
Operating Income
for the
six
months ended in Mar. 2026 was ₹232 Mil. RNFI Services's Interest Expense for the
six
months ended in Mar. 2026 was ₹-11 Mil.
RNFI Services's interest coverage for the quarter that ended in Mar. 2026 was 21.47.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for RNFI Services's Interest Coverage or its related term are showing as below:
NSE:RNFI'
s Interest Coverage Range Over the Past 10 Years
Min: 3.39 Med: 12.2 Max: 22.74
Current: 18.44
NSE:RNFI's Interest Coverage is ranked worse than 50.7% of 430
companies
in the Capital Markets industry
Industry Median: 19.375
vs NSE:RNFI: 18.44
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
RNFI Services Interest Coverage Related Terms
RNFI Services Interest Coverage Historical Data
* Premium members only.
The historical data trend for RNFI Services's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
NSE:RNFI vs MS, GS, SCHW: Interest Coverage Comparison
For the Capital Markets subindustry, RNFI Services's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RNFI Services Interest Coverage vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, RNFI Services's Interest Coverage distribution charts can be found below:
* The bar in red indicates where RNFI Services's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RNFI Services (NSE:RNFI) has a Interest Coverage of 21.47 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RNFI Services and its competitors. This is 76% above median its historical median of 12.20. Over the past decade, RNFI Services' Interest Coverage has ranged from 3.39 to 22.74. According to the industry distribution chart, RNFI Services ranks #218 out of 430 companies in the Capital Markets industry, placing it in the top 50.7%.
Is RNFI Services' Interest Coverage too high?
RNFI Services' current Interest Coverage of 21.47 is 76% above median its 10-year median of 12.20. Over the past 10 years, this metric has ranged from a low of 3.39 to a high of 22.74. The Capital Markets industry median Interest Coverage is 19.38. RNFI Services' value of 21.47 is 10.8% above this industry median. Based on the distribution chart, RNFI Services ranks #218 out of 430 companies in the Capital Markets industry, which is below the industry midpoint. Overall, RNFI Services has a GF Score™ of 50/100, reflecting its overall financial health beyond just this single metric.
How does RNFI Services' Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, RNFI Services ranks #218 out of 430 companies for Interest Coverage. This places RNFI Services in the lower half of its industry. The industry median Interest Coverage is 19.38. RNFI Services' value of 21.47 is 10.8% above this benchmark. Historically, RNFI Services' own Interest Coverage has ranged from 3.39 to 22.74 over the past decade. While the company's 10-year median is 12.20 vs. the industry median of 19.38, RNFI Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 19.38, based on 430 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RNFI Services's current Interest Coverage of 21.47 is 10.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on RNFI Services and its competitors. For the Capital Markets industry, the median Interest Coverage is 19.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RNFI Services's current Interest Coverage is 21.47, which is 76% above median its own 10-year median of 12.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RNFI Services stock overvalued right now?
RNFI Services (NSE:RNFI) has a current Interest Coverage of 21.47. The current Interest Coverage is 21.47, which is 76% above median its 10-year median of 12.20 and 10.8% above the Capital Markets industry median of 19.38. RNFI Services' overall GF Score™ is 50/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For RNFI Services (NSE:RNFI), the current Interest Coverage is 21.47 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
RNFI Services Ltd is a business correspondent of various banks and payment banks and engaged in the business of Domestic Money Transfer (DMT), IMPS, Aadhar Enabled Payment System (AEPS), Mobile Recharges, Railway and Air Tickets, Cash Management Services, EMI Collection Services, Delinquent Loan Collection and other incidental business through its merchants (namely Retailers, Distributors, Partners and Super Distributors) network across India. The group's reportable segments are: Business Correspondent, Non-Business Correspondent, Full Fledge Money Changer, and Direct Insurance Broking. Maximum revenue is generated from its Full Fledge Money Changer segment, which comprises all sales and purchases of foreign currency and services belonging to FFMC (Full Fledge Money Changer).
50GF Score
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