RNFI ServicesNSE:RNFI -1.75%41 ROA % is 9.26% as of Mar. 2026, which is 34% above its 10-year median of 6.90. GuruFocus rates NSE:RNFI with a GF Score™ of 41/100. The stock has 5 warning signs investors should review. Among 819 Capital Markets companies, RNFI Services ranks better than 83.76% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. RNFI Services's annualizedNet Income for the quarter that ended in Mar. 2026 was ₹319 Mil.
RNFI Services's average Total Assets over the quarter that ended in Mar. 2026 was ₹3,449 Mil. Therefore, RNFI Services's annualized ROA % for the quarter that ended in Mar. 2026 was 9.26%.
The historical rank and industry rank for RNFI Services's ROA % or its related term are showing as below:
NSE:RNFI'
s ROA % Range Over the Past 10 Years
Min: 4.04 Med: 6.9 Max: 9.06
Current: 8.97
During the past 6 years, RNFI Services's highest ROA % was 9.06%. The lowest was 4.04%. And the median was 6.90%.
NSE:RNFI's ROA % is ranked better than 83.76% of 819
companies
in the Capital Markets industry
Industry Median: 1.5
vs NSE:RNFI: 8.97
RNFI Services (NSE:RNFI) ROA % Explanation
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
RNFI Services ROA % Related Terms
RNFI Services ROA % Historical Data
* Premium members only.
The historical data trend for RNFI Services's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, RNFI Services's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RNFI Services ROA % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, RNFI Services's ROA % distribution charts can be found below:
* The bar in red indicates where RNFI Services's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Mar. 2026) net income data.
ROA % is displayed in the 30-year financial page.
RNFI Services (NSE:RNFI) has a ROA % of 9.26% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on RNFI Services and its competitors. This is 34% above median its historical median of 6.90. Over the past decade, RNFI Services' ROA % has ranged from 4.04 to 9.06. According to the industry distribution chart, RNFI Services ranks #133 out of 819 companies in the Capital Markets industry, placing it in the top 16.2%.
Is RNFI Services' ROA % too high?
RNFI Services' current ROA % of 9.26% is 34% above median its 10-year median of 6.90. Over the past 10 years, this metric has ranged from a low of 4.04 to a high of 9.06. The Capital Markets industry median ROA % is 1.50. RNFI Services' value of 9.26% is 517.3% above this industry median. Based on the distribution chart, RNFI Services ranks #133 out of 819 companies in the Capital Markets industry, which is in the top quartile — a strong position relative to peers. Overall, RNFI Services has a GF Score™ of 41/100, reflecting its overall financial health beyond just this single metric.
How does RNFI Services' ROA % compare to MS and GS?
According to the Capital Markets industry distribution chart, RNFI Services ranks #133 out of 819 companies for ROA %. This places RNFI Services in the top 16% of its industry — outperforming the majority of peers. The industry median ROA % is 1.50. RNFI Services' value of 9.26% is 517.3% above this benchmark. Historically, RNFI Services' own ROA % has ranged from 4.04 to 9.06 over the past decade. While the company's 10-year median is 6.90 vs. the industry median of 1.50, RNFI Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.50, based on 819 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RNFI Services's current ROA % of 9.26% is 517.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on RNFI Services and its competitors. For the Capital Markets industry, the median ROA % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RNFI Services's current ROA % is 9.26%, which is 34% above median its own 10-year median of 6.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RNFI Services stock overvalued right now?
RNFI Services (NSE:RNFI) has a current ROA % of 9.26%. The current ROA % is 9.26%, which is 34% above median its 10-year median of 6.90 and 517.3% above the Capital Markets industry median of 1.50. RNFI Services' overall GF Score™ is 41/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For RNFI Services (NSE:RNFI), the current ROA % is 9.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
RNFI Services Ltd is a business correspondent of various banks and payment banks and engaged in the business of Domestic Money Transfer (DMT), IMPS, Aadhar Enabled Payment System (AEPS), Mobile Recharges, Railway and Air Tickets, Cash Management Services, EMI Collection Services, Delinquent Loan Collection and other incidental business through its merchants (namely Retailers, Distributors, Partners and Super Distributors) network across India. The group's reportable segments are: Business Correspondent, Non-Business Correspondent, Full Fledge Money Changer, and Direct Insurance Broking. Maximum revenue is generated from its Full Fledge Money Changer segment, which comprises all sales and purchases of foreign currency and services belonging to FFMC (Full Fledge Money Changer).
41GF Score
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