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RNFI ServicesNSE:RNFI +1.24%42 PB Ratio is 4.20 as of Aug. 04, 2026, which is 40% below its 10-year median of 6.97. GuruFocus rates NSE:RNFI with a GF Score™ of 42/100. The stock has 5 warning signs investors should review. Among 775 Capital Markets companies, RNFI Services ranks worse than 84.52% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-08-04), RNFI Services's share price is ₹285.05. RNFI Services's Book Value per Share for the quarter that ended in Mar. 2026 was ₹67.87. Hence, RNFI Services's PB Ratio of today is 4.20.
Good Sign:
RNFI Services Ltd stock PB Ratio (=3.96) is close to 2-year low of 3.65.
The historical rank and industry rank for RNFI Services's PB Ratio or its related term are showing as below:
NSE:RNFI'
s PB Ratio Range Over the Past 10 Years
Min: 3.65 Med: 6.97 Max: 24.54
Current: 4.16
During the past 6 years, RNFI Services's highest PB Ratio was 24.54. The lowest was 3.65. And the median was 6.97.
NSE:RNFI's PB Ratio is ranked worse than 84.52% of 775
companies
in the Capital Markets industry
Industry Median: 1.32
vs NSE:RNFI: 4.16
During the past 12 months, RNFI Services's average Book Value Per Share Growth Rate was 51.00% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 102.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 88.40% per year.
During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of RNFI Services was 102.90% per year. The lowest was 59.30% per year. And the median was 102.00% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
RNFI Services PB Ratio Related Terms
RNFI Services PB Ratio Historical Data
* Premium members only.
The historical data trend for RNFI Services's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, RNFI Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
RNFI Services PB Ratio vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, RNFI Services's PB Ratio distribution charts can be found below:
* The bar in red indicates where RNFI Services's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
RNFI Services's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
RNFI Services (NSE:RNFI) has a PB Ratio of 4.20 as of Aug. 04, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on RNFI Services and its competitors. This is 40% below median its historical median of 6.97. Over the past decade, RNFI Services' PB Ratio has ranged from 3.65 to 24.54. According to the industry distribution chart, RNFI Services ranks #655 out of 775 companies in the Capital Markets industry, placing it in the top 84.5%.
Is RNFI Services' PB Ratio too high?
RNFI Services' current PB Ratio of 4.20 is 40% below median its 10-year median of 6.97. Over the past 10 years, this metric has ranged from a low of 3.65 to a high of 24.54. The Capital Markets industry median PB Ratio is 1.32. RNFI Services' value of 4.20 is 218.2% above this industry median. Based on the distribution chart, RNFI Services ranks #655 out of 775 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, RNFI Services has a GF Score™ of 42/100, reflecting its overall financial health beyond just this single metric.
How does RNFI Services' PB Ratio compare to MS and GS?
According to the Capital Markets industry distribution chart, RNFI Services ranks #655 out of 775 companies for PB Ratio. This places RNFI Services in the lower half of its industry. The industry median PB Ratio is 1.32. RNFI Services' value of 4.20 is 218.2% above this benchmark. Historically, RNFI Services' own PB Ratio has ranged from 3.65 to 24.54 over the past decade. While the company's 10-year median is 6.97 vs. the industry median of 1.32, RNFI Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Capital Markets company?
The median PB Ratio among Capital Markets companies is 1.32, based on 775 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. RNFI Services's current PB Ratio of 4.20 is 218.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on RNFI Services and its competitors. For the Capital Markets industry, the median PB Ratio is 1.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. RNFI Services's current PB Ratio is 4.20, which is 40% below median its own 10-year median of 6.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is RNFI Services stock overvalued right now?
RNFI Services (NSE:RNFI) has a current PB Ratio of 4.20. The current PB Ratio is 4.20, which is 40% below median its 10-year median of 6.97 and 218.2% above the Capital Markets industry median of 1.32. RNFI Services' overall GF Score™ is 42/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For RNFI Services (NSE:RNFI), the current PB Ratio is 4.20 as of Aug. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
RNFI Services Ltd is a business correspondent of various banks and payment banks and engaged in the business of Domestic Money Transfer (DMT), IMPS, Aadhar Enabled Payment System (AEPS), Mobile Recharges, Railway and Air Tickets, Cash Management Services, EMI Collection Services, Delinquent Loan Collection and other incidental business through its merchants (namely Retailers, Distributors, Partners and Super Distributors) network across India. The group's reportable segments are: Business Correspondent, Non-Business Correspondent, Full Fledge Money Changer, and Direct Insurance Broking. Maximum revenue is generated from its Full Fledge Money Changer segment, which comprises all sales and purchases of foreign currency and services belonging to FFMC (Full Fledge Money Changer).
42GF Score
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