Rushil Decor (NSE:RUSHIL) Interest Coverage: 2.32 (As of Mar. 2026) — 17% Below Median


NSE:RUSHIL Rushil Decor Ltd NSE:RUSHIL
65 GF Score
Price ₹16.69
GF Value ₹25.14
Valuation Possible Value Trap
! 6 Warning Signs
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What is Rushil Decor Interest Coverage?

Rushil Decor NSE:RUSHIL -1.18% 65 Interest Coverage is 2.32 as of Mar. 2026, which is 17% below its 10-year median of 2.81. GuruFocus rates NSE:RUSHIL with a GF Score™ of 65/100 and a GF Value™ of ₹25.14 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 293 Furnishings, Fixtures & Appliances companies, Rushil Decor ranks worse than 92.49% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Rushil Decor's Operating Income for the three months ended in Mar. 2026 was ₹178 Mil. Rushil Decor's Interest Expense for the three months ended in Mar. 2026 was ₹-77 Mil. Rushil Decor's interest coverage for the quarter that ended in Mar. 2026 was 2.32. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Rushil Decor's Interest Coverage or its related term are showing as below:

NSE:RUSHIL' s Interest Coverage Range Over the Past 10 Years
Min: 1.14   Med: 2.81   Max: 6.86
Current: 1.14


NSE:RUSHIL's Interest Coverage is ranked worse than
92.49% of 293 companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 11.05 vs NSE:RUSHIL: 1.14

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Rushil Decor  (NSE:RUSHIL) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Rushil Decor Interest Coverage Related Terms


Rushil Decor Interest Coverage Historical Data

* Premium members only.

The historical data trend for Rushil Decor's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Rushil Decor Interest Coverage Chart

Rushil Decor Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.70 6.20 3.08 2.74 1.14

Rushil Decor Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.15 0.00 1.98 1.79 2.32

NSE:RUSHIL vs SN, SGI, MHK: Interest Coverage Comparison

For the Furnishings, Fixtures & Appliances subindustry, Rushil Decor's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Rushil Decor Interest Coverage vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Rushil Decor's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Rushil Decor's Interest Coverage falls into.


NSE:RUSHIL
65GF Score
Rushil Decor Ltd NSE:RUSHIL
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Rushil Decor Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Rushil Decor's Interest Coverage for the fiscal year that ended in Mar. 2026 is calculated as

Here, for the fiscal year that ended in Mar. 2026, Rushil Decor's Interest Expense was ₹-312 Mil. Its Operating Income was ₹356 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹971 Mil.

Interest Coverage=-1* Operating Income (A: Mar. 2026 )/Interest Expense (A: Mar. 2026 )
=-1*356.19/-312.12
=1.14

Rushil Decor's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Rushil Decor's Interest Expense was ₹-77 Mil. Its Operating Income was ₹178 Mil. And its Long-Term Debt & Capital Lease Obligation was ₹971 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*177.72/-76.5
=2.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.32 mean?
Rushil Decor (NSE:RUSHIL) has a Interest Coverage of 2.32 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Rushil Decor and its competitors. This is 17% below median its historical median of 2.81. Over the past decade, Rushil Decor's Interest Coverage has ranged from 1.14 to 6.86. According to the industry distribution chart, Rushil Decor ranks #271 out of 293 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 92.5%.
Is Rushil Decor's Interest Coverage too high?
Rushil Decor's current Interest Coverage of 2.32 is 17% below median its 10-year median of 2.81. Over the past 10 years, this metric has ranged from a low of 1.14 to a high of 6.86. The Furnishings, Fixtures & Appliances industry median Interest Coverage is 11.05. Rushil Decor's value of 2.32 is 79% below this industry median. Based on the distribution chart, Rushil Decor ranks #271 out of 293 companies in the Furnishings, Fixtures & Appliances industry, which is in the bottom quartile relative to peers. Overall, Rushil Decor has a GF Score™ of 65/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Rushil Decor's Interest Coverage compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Rushil Decor ranks #271 out of 293 companies for Interest Coverage. This places Rushil Decor in the lower half of its industry. The industry median Interest Coverage is 11.05. Rushil Decor's value of 2.32 is 79% below this benchmark. Historically, Rushil Decor's own Interest Coverage has ranged from 1.14 to 6.86 over the past decade. While the company's 10-year median is 2.81 vs. the industry median of 11.05, Rushil Decor has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Furnishings, Fixtures & Appliances company?
The median Interest Coverage among Furnishings, Fixtures & Appliances companies is 11.05, based on 293 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rushil Decor's current Interest Coverage of 2.32 is 79% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Rushil Decor and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Interest Coverage is 11.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rushil Decor's current Interest Coverage is 2.32, which is 17% below median its own 10-year median of 2.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rushil Decor stock overvalued right now?
Based on GuruFocus' analysis, Rushil Decor (NSE:RUSHIL) is currently considered Possible Value Trap. The stock's GF Value™ is ₹25.14, compared to a current price of ₹16.69 — trading 33.6% below its estimated fair value. The current Interest Coverage is 2.32, which is 17% below median its 10-year median of 2.81 and 79% below the Furnishings, Fixtures & Appliances industry median of 11.05. Rushil Decor's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Rushil Decor (NSE:RUSHIL), the current Interest Coverage is 2.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rushil Decor (NSE:RUSHIL) Overvalued in 2026?

Based on GuruFocus' analysis, Rushil Decor stock appears to be undervalued. The current stock price of ₹16.69 is trading 33.6% below its estimated GF Value™ of ₹25.14. GuruFocus considers Rushil Decor to be Possible Value Trap.

Key valuation signals for NSE:RUSHIL:

  • Interest Coverage: 2.32 (17% below median its 10-year median of 2.81)
  • GF Value™: ₹25.14 vs. price of ₹16.69 (33.6% below fair value)
  • GF Score™: 65/100 with 6 warning signs
  • Industry Position: 79% below the Furnishings, Fixtures & Appliances median (#271 of 293)

No single metric tells the full story. See the NSE:RUSHIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Rushil Decor Business Description

Other Exchanges 533470:India
Address Off. Sindhu Bhavan Road, Rushil House, Near Neelkanth Green Bungalow, Shilaj, Ahmedabad, GJ, IND, 380058
Rushil Decor Ltd is an Indian company engaged in the manufacturing of wood-engineered products. The company has four main business segments, i.e. MDF Board, Polyvinyl Chloride Boards, Plywood and Laminates Sheets. It generates maximum revenue from the MDF Boards segment. Geographically, it derives a majority of its revenue from India. It offers products such as single-sided or decorative laminate sheets, double-sided or compact laminate sheets, post-forming laminates, metal bond laminates, digital laminates, color core laminates, and tabletop grade laminates.
65GF Score

Get the complete analysis for NSE:RUSHIL

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹16.69
Price
₹25.14
GF Value