Pepkor HoldingsPPKRF 82 Interest Coverage is 3.35 as of Mar. 2026, which is 5% below its 10-year median of 3.54. GuruFocus rates PPKRF with a GF Score™ of 82/100 and a GF Value™ of $1.58. The stock has 2 warning signs investors should review. Among 824 Retail - Cyclical companies, Pepkor Holdings ranks worse than 67.35% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Pepkor Holdings's
Operating Income
for the
six
months ended in Mar. 2026 was $350 Mil. Pepkor Holdings's Interest Expense for the
six
months ended in Mar. 2026 was $-104 Mil.
Pepkor Holdings's interest coverage for the quarter that ended in Mar. 2026 was 3.35.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Pepkor Holdings's Interest Coverage or its related term are showing as below:
PPKRF'
s Interest Coverage Range Over the Past 10 Years
Min: 1.81 Med: 3.54 Max: 9.84
Current: 4.02
PPKRF's Interest Coverage is ranked worse than 67.35% of 824
companies
in the Retail - Cyclical industry
Industry Median: 7.94
vs PPKRF: 4.02
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Pepkor Holdings Interest Coverage Related Terms
Pepkor Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Pepkor Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Department Stores subindustry, Pepkor Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pepkor Holdings Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Pepkor Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Pepkor Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pepkor Holdings (PPKRF) has a Interest Coverage of 3.35 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pepkor Holdings and its competitors. This is near median its historical median of 3.54. Over the past decade, Pepkor Holdings' Interest Coverage has ranged from 1.81 to 9.84. According to the industry distribution chart, Pepkor Holdings ranks #555 out of 824 companies in the Retail - Cyclical industry, placing it in the top 67.4%.
Is Pepkor Holdings' Interest Coverage too high?
Pepkor Holdings' current Interest Coverage of 3.35 is near median its 10-year median of 3.54. Over the past 10 years, this metric has ranged from a low of 1.81 to a high of 9.84. The Retail - Cyclical industry median Interest Coverage is 7.94. Pepkor Holdings' value of 3.35 is 57.8% below this industry median. Based on the distribution chart, Pepkor Holdings ranks #555 out of 824 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Pepkor Holdings has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does Pepkor Holdings' Interest Coverage compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Pepkor Holdings ranks #555 out of 824 companies for Interest Coverage. This places Pepkor Holdings in the lower half of its industry. The industry median Interest Coverage is 7.94. Pepkor Holdings' value of 3.35 is 57.8% below this benchmark. Historically, Pepkor Holdings' own Interest Coverage has ranged from 1.81 to 9.84 over the past decade. While the company's 10-year median is 3.54 vs. the industry median of 7.94, Pepkor Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pepkor Holdings's current Interest Coverage of 3.35 is 57.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pepkor Holdings and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pepkor Holdings's current Interest Coverage is 3.35, which is near median its own 10-year median of 3.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pepkor Holdings stock overvalued right now?
Pepkor Holdings (PPKRF) has a current Interest Coverage of 3.35. The stock's GF Value™ is $1.58, compared to a current price of $1.30 — trading 17.7% below its estimated fair value. The current Interest Coverage is 3.35, which is near median its 10-year median of 3.54 and 57.8% below the Retail - Cyclical industry median of 7.94. Pepkor Holdings' overall GF Score™ is 82/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pepkor Holdings (PPKRF), the current Interest Coverage is 3.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pepkor Holdings (PPKRF) Overvalued in 2026?
Based on GuruFocus' analysis, Pepkor Holdings stock appears to be undervalued.
The current stock price of $1.30 is trading 17.7% below its estimated GF Value™ of $1.58.
Key valuation signals for PPKRF:
Interest Coverage: 3.35 (near median its 10-year median of 3.54)
GF Value™: $1.58 vs. price of $1.30 (17.7% below fair value)
Industry Position: 57.8% below the Retail - Cyclical median (#555 of 824)
No single metric tells the full story. See the PPKRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pepkor Holdings Ltd is a South African retail investment company specializing in discount and value consumer goods. The company operates across three segments: i) Clothing and general merchandise: This segment includes all clothing, footwear and homeware (CFH) retail brands. ii) Furniture, appliances and electronics: This segment includes the Pepkor Lifestyle retail business. iii) FinTech: This segment provides Financial services including Lending, Insurance, etc. The company derives the majority of its revenue from the Clothing and general merchandise segment. Geographically, it generates the maximum revenue from South Africa.
82GF Score
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