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Pepkor HoldingsPPKRF 85 Return-on-Tangible-Equity is 48.99% as of Mar. 2026, which is 1% above its 10-year median of 48.44. GuruFocus rates PPKRF with a GF Score™ of 85/100 and a GF Value™ of $1.60. The stock has 2 warning signs investors should review. Among 1,060 Retail - Cyclical companies, Pepkor Holdings ranks better than 88.11% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Pepkor Holdings's annualized net income for the quarter that ended in Mar. 2026 was $401 Mil. Pepkor Holdings's average shareholder tangible equity for the quarter that ended in Mar. 2026 was $818 Mil. Therefore, Pepkor Holdings's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 48.99%.
The historical rank and industry rank for Pepkor Holdings's Return-on-Tangible-Equity or its related term are showing as below:
PPKRF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -22.86 Med: 48.44 Max: 1101.69
Current: 45.2
During the past 11 years, Pepkor Holdings's highest Return-on-Tangible-Equity was 1,101.69%. The lowest was -22.86%. And the median was 48.44%.
PPKRF's Return-on-Tangible-Equity is ranked better than 88.11% of 1060
companies
in the Retail - Cyclical industry
Industry Median: 8.455
vs PPKRF: 45.20
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Pepkor Holdings Return-on-Tangible-Equity Related Terms
Pepkor Holdings Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Pepkor Holdings's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PPKRF vs DDS, M: Return-on-Tangible-Equity Comparison
For the Department Stores subindustry, Pepkor Holdings's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pepkor Holdings Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Pepkor Holdings's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Pepkor Holdings's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 48.99% mean?
Pepkor Holdings (PPKRF) has a Return-on-Tangible-Equity of 48.99% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Pepkor Holdings and its competitors. This is near median its historical median of 48.44. According to the industry distribution chart, Pepkor Holdings ranks #126 out of 1060 companies in the Retail - Cyclical industry, placing it in the top 11.9%.
Is Pepkor Holdings' Return-on-Tangible-Equity too high?
Pepkor Holdings' current Return-on-Tangible-Equity of 48.99% is near median its 10-year median of 48.44. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.46. Pepkor Holdings' value of 48.99% is 479.4% above this industry median. Based on the distribution chart, Pepkor Holdings ranks #126 out of 1060 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Pepkor Holdings has a GF Score™ of 85/100, reflecting its overall financial health beyond just this single metric.
How does Pepkor Holdings' Return-on-Tangible-Equity compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Pepkor Holdings ranks #126 out of 1060 companies for Return-on-Tangible-Equity. This places Pepkor Holdings in the top 12% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 8.46. Pepkor Holdings' value of 48.99% is 479.4% above this benchmark. While the company's 10-year median is 48.44 vs. the industry median of 8.46, Pepkor Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.46, based on 1,060 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pepkor Holdings's current Return-on-Tangible-Equity of 48.99% is 479.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Pepkor Holdings and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pepkor Holdings's current Return-on-Tangible-Equity is 48.99%, which is near median its own 10-year median of 48.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pepkor Holdings stock overvalued right now?
Pepkor Holdings (PPKRF) has a current Return-on-Tangible-Equity of 48.99%. The stock's GF Value™ is $1.60, compared to a current price of $1.30 — trading 18.8% below its estimated fair value. The current Return-on-Tangible-Equity is 48.99%, which is near median its 10-year median of 48.44 and 479.4% above the Retail - Cyclical industry median of 8.46. Pepkor Holdings' overall GF Score™ is 85/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Pepkor Holdings (PPKRF), the current Return-on-Tangible-Equity is 48.99% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pepkor Holdings (PPKRF) Overvalued in 2026?
Based on GuruFocus' analysis, Pepkor Holdings stock appears to be undervalued.
The current stock price of $1.30 is trading 18.8% below its estimated GF Value™ of $1.60.
Key valuation signals for PPKRF:
Return-on-Tangible-Equity: 48.99% (near median its 10-year median of 48.44)
GF Value™: $1.60 vs. price of $1.30 (18.8% below fair value)
Industry Position: 479.4% above the Retail - Cyclical median (#126 of 1060)
No single metric tells the full story. See the PPKRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pepkor Holdings Ltd is a South African retail investment company specializing in discount and value consumer goods. The company operates across three segments: i) Clothing and general merchandise: This segment includes all clothing, footwear and homeware (CFH) retail brands. ii) Furniture, appliances and electronics: This segment includes the Pepkor Lifestyle retail business. iii) FinTech: This segment provides Financial services including Lending, Insurance, etc. The company derives the majority of its revenue from the Clothing and general merchandise segment. Geographically, it generates the maximum revenue from South Africa.
85GF Score
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