PZCUY (PZ Cussons) Interest Coverage: 4.68 (As of Nov. 2025) — 67% Below Median


PZCUY PZ Cussons PLC PZCUY
53 GF Score
Price $1.51
GF Value $1.40
! 7 Warning Signs
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What is PZ Cussons Interest Coverage?

PZ Cussons PZCUY 53 Interest Coverage is 4.68 as of Nov. 2025, which is 67% below its 10-year median of 14.34. GuruFocus rates PZCUY with a GF Score™ of 53/100 and a GF Value™ of $1.40. The stock has 7 warning signs investors should review. Among 1,508 Consumer Packaged Goods companies, PZ Cussons ranks worse than 67.04% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. PZ Cussons's Operating Income for the six months ended in Nov. 2025 was $46.8 Mil. PZ Cussons's Interest Expense for the six months ended in Nov. 2025 was $-10.0 Mil. PZ Cussons's interest coverage for the quarter that ended in Nov. 2025 was 4.68. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for PZ Cussons's Interest Coverage or its related term are showing as below:

PZCUY' s Interest Coverage Range Over the Past 10 Years
Min: 2.86   Med: 14.34   Max: 19.82
Current: 4.13


PZCUY's Interest Coverage is ranked worse than
67.04% of 1508 companies
in the Consumer Packaged Goods industry
Industry Median: 8.6 vs PZCUY: 4.13

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PZ Cussons  (OTCPK:PZCUY) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


PZ Cussons Interest Coverage Related Terms


PZ Cussons Interest Coverage Historical Data

* Premium members only.

The historical data trend for PZ Cussons's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

PZ Cussons Interest Coverage Chart

PZ Cussons Annual Data
Trend May16 May17 May18 May19 May20 May21 May22 May23 May24 May25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.82 16.80 4.85 0.00 2.86

PZ Cussons Semi-Annual Data
May16 Nov16 May17 Nov17 May18 Nov18 May19 Nov19 May20 Nov20 May21 Nov21 May22 Nov22 May23 Nov23 May24 Nov24 May25 Nov25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.71 2.35 3.54 4.68

PZCUY vs PG, CL, KVUE: Interest Coverage Comparison

For the Household & Personal Products subindustry, PZ Cussons's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PZ Cussons Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, PZ Cussons's Interest Coverage distribution charts can be found below:

* The bar in red indicates where PZ Cussons's Interest Coverage falls into.


PZCUY
53GF Score
PZ Cussons PLC PZCUY
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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PZ Cussons Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PZ Cussons's Interest Coverage for the fiscal year that ended in May. 2025 is calculated as

Here, for the fiscal year that ended in May. 2025, PZ Cussons's Interest Expense was $-22.3 Mil. Its Operating Income was $63.8 Mil. And its Long-Term Debt & Capital Lease Obligation was $153.5 Mil.

Interest Coverage=-1* Operating Income (A: May. 2025 )/Interest Expense (A: May. 2025 )
=-1*63.818/-22.296
=2.86

PZ Cussons's Interest Coverage for the quarter that ended in Nov. 2025 is calculated as

Here, for the six months ended in Nov. 2025, PZ Cussons's Interest Expense was $-10.0 Mil. Its Operating Income was $46.8 Mil. And its Long-Term Debt & Capital Lease Obligation was $99.9 Mil.

Interest Coverage=-1* Operating Income (Q: Nov. 2025 )/Interest Expense (Q: Nov. 2025 )
=-1*46.781/-9.987
=4.68

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.68 mean?
PZ Cussons (PZCUY) has a Interest Coverage of 4.68 as of Nov. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PZ Cussons and its competitors. This is 67% below median its historical median of 14.34. Over the past decade, PZ Cussons' Interest Coverage has ranged from 2.86 to 19.82. According to the industry distribution chart, PZ Cussons ranks #1011 out of 1508 companies in the Consumer Packaged Goods industry, placing it in the top 67%.
Is PZ Cussons' Interest Coverage too high?
PZ Cussons' current Interest Coverage of 4.68 is 67% below median its 10-year median of 14.34. Over the past 10 years, this metric has ranged from a low of 2.86 to a high of 19.82. The Consumer Packaged Goods industry median Interest Coverage is 8.60. PZ Cussons' value of 4.68 is 45.6% below this industry median. Based on the distribution chart, PZ Cussons ranks #1011 out of 1508 companies in the Consumer Packaged Goods industry, which is below the industry midpoint. Overall, PZ Cussons has a GF Score™ of 53/100, reflecting its overall financial health beyond just this single metric.
How does PZ Cussons' Interest Coverage compare to PG and CL?
According to the Consumer Packaged Goods industry distribution chart, PZ Cussons ranks #1011 out of 1508 companies for Interest Coverage. This places PZ Cussons in the lower half of its industry. The industry median Interest Coverage is 8.60. PZ Cussons' value of 4.68 is 45.6% below this benchmark. Historically, PZ Cussons' own Interest Coverage has ranged from 2.86 to 19.82 over the past decade. While the company's 10-year median is 14.34 vs. the industry median of 8.60, PZ Cussons has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.60, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PZ Cussons's current Interest Coverage of 4.68 is 45.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PZ Cussons and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PZ Cussons's current Interest Coverage is 4.68, which is 67% below median its own 10-year median of 14.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PZ Cussons stock overvalued right now?
PZ Cussons (PZCUY) has a current Interest Coverage of 4.68. The stock's GF Value™ is $1.40, compared to a current price of $1.51 — trading 7.9% above its estimated fair value. The current Interest Coverage is 4.68, which is 67% below median its 10-year median of 14.34 and 45.6% below the Consumer Packaged Goods industry median of 8.60. PZ Cussons' overall GF Score™ is 53/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PZ Cussons (PZCUY), the current Interest Coverage is 4.68 as of Nov. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PZ Cussons (PZCUY) Overvalued in 2026?

Based on GuruFocus' analysis, PZ Cussons stock appears to be overvalued. The current stock price of $1.51 is trading 7.9% above its estimated GF Value™ of $1.40.

Key valuation signals for PZCUY:

  • Interest Coverage: 4.68 (67% below median its 10-year median of 14.34)
  • GF Value™: $1.40 vs. price of $1.51 (7.9% above fair value)
  • GF Score™: 53/100 with 7 warning signs
  • Industry Position: 45.6% below the Consumer Packaged Goods median (#1011 of 1508)

No single metric tells the full story. See the PZCUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PZ Cussons Business Description

Other Exchanges PZCl:UKPZC:UK1ZQ:Germany
Address 3500 Aviator Way, Manchester Business Park, Manchester, GBR, M22 5TG
PZ Cussons PLC is a household and personal-care company. Its main business categories are personal care and beauty, home care, food and nutrition, and electricals. The principal activities of the Group are the manufacture and distribution of soaps, detergents, toiletries, beauty products, pharmaceuticals, electrical goods, edible oils, fats and spreads, and nutritional products. The geographical segments of the company are Europe and the Americas, Asia Pacific, Africa, and the Central regions. The company derives its maximum revenue from Europe and the Americas.
53GF Score

Get the complete analysis for PZCUY

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.51
Price
$1.40
GF Value