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Jing-Jan Retail Business CoROCO:2942 79 Interest Coverage is 3.62 as of Dec. 2025, which is 15% above its 10-year median of 3.14. GuruFocus rates ROCO:2942 with a GF Score™ of 79/100 and a GF Value™ of NT$39.96 (Fairly Valued). The stock has 9 warning signs investors should review. Among 830 Retail - Cyclical companies, Jing-Jan Retail Business Co ranks worse than 69.16% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Jing-Jan Retail Business Co's
Operating Income
for the
six
months ended in Dec. 2025 was NT$147 Mil. Jing-Jan Retail Business Co's Interest Expense for the
six
months ended in Dec. 2025 was NT$-41 Mil.
Jing-Jan Retail Business Co's interest coverage for the quarter that ended in Dec. 2025 was 3.62.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Jing-Jan Retail Business Co Ltd interest coverage is 3.73, which is low.
The historical rank and industry rank for Jing-Jan Retail Business Co's Interest Coverage or its related term are showing as below:
ROCO:2942'
s Interest Coverage Range Over the Past 10 Years
Min: 1.09 Med: 3.14 Max: 13.25
Current: 3.73
ROCO:2942's Interest Coverage is ranked worse than 69.16% of 830
companies
in the Retail - Cyclical industry
Industry Median: 7.45
vs ROCO:2942: 3.73
Jing-Jan Retail Business Co (ROCO:2942) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Jing-Jan Retail Business Co Interest Coverage Related Terms
Jing-Jan Retail Business Co Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Jing-Jan Retail Business Co Interest Coverage Chart
For the Department Stores subindustry, Jing-Jan Retail Business Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jing-Jan Retail Business Co Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Jing-Jan Retail Business Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Jing-Jan Retail Business Co's Interest Coverage falls into.
Jing-Jan Retail Business Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jing-Jan Retail Business Co (ROCO:2942) has a Interest Coverage of 3.62 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jing-Jan Retail Business Co and its competitors. This is 15% above median its historical median of 3.14. Over the past decade, Jing-Jan Retail Business Co's Interest Coverage has ranged from 1.09 to 13.25. According to the industry distribution chart, Jing-Jan Retail Business Co ranks #574 out of 830 companies in the Retail - Cyclical industry, placing it in the top 69.2%.
Is Jing-Jan Retail Business Co's Interest Coverage too high?
Jing-Jan Retail Business Co's current Interest Coverage of 3.62 is 15% above median its 10-year median of 3.14. Over the past 10 years, this metric has ranged from a low of 1.09 to a high of 13.25. The Retail - Cyclical industry median Interest Coverage is 7.45. Jing-Jan Retail Business Co's value of 3.62 is 51.4% below this industry median. Based on the distribution chart, Jing-Jan Retail Business Co ranks #574 out of 830 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Jing-Jan Retail Business Co has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jing-Jan Retail Business Co's Interest Coverage compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Jing-Jan Retail Business Co ranks #574 out of 830 companies for Interest Coverage. This places Jing-Jan Retail Business Co in the lower half of its industry. The industry median Interest Coverage is 7.45. Jing-Jan Retail Business Co's value of 3.62 is 51.4% below this benchmark. Historically, Jing-Jan Retail Business Co's own Interest Coverage has ranged from 1.09 to 13.25 over the past decade. While the company's 10-year median is 3.14 vs. the industry median of 7.45, Jing-Jan Retail Business Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.45, based on 830 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jing-Jan Retail Business Co's current Interest Coverage of 3.62 is 51.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Jing-Jan Retail Business Co and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jing-Jan Retail Business Co's current Interest Coverage is 3.62, which is 15% above median its own 10-year median of 3.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jing-Jan Retail Business Co stock overvalued right now?
Based on GuruFocus' analysis, Jing-Jan Retail Business Co (ROCO:2942) is currently considered Fairly Valued. The stock's GF Value™ is NT$39.96, compared to a current price of NT$39.40 — trading 1.4% below its estimated fair value. The current Interest Coverage is 3.62, which is 15% above median its 10-year median of 3.14 and 51.4% below the Retail - Cyclical industry median of 7.45. Jing-Jan Retail Business Co's overall GF Score™ is 79/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Jing-Jan Retail Business Co (ROCO:2942), the current Interest Coverage is 3.62 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jing-Jan Retail Business Co (ROCO:2942) Overvalued in 2026?
Based on GuruFocus' analysis, Jing-Jan Retail Business Co stock appears to be undervalued.
The current stock price of NT$39.40 is trading 1.4% below its estimated GF Value™ of NT$39.96.
GuruFocus considers Jing-Jan Retail Business Co to be Fairly Valued.
Key valuation signals for ROCO:2942:
Interest Coverage: 3.62 (15% above median its 10-year median of 3.14)
GF Value™: NT$39.96 vs. price of NT$39.40 (1.4% below fair value)
Industry Position: 51.4% below the Retail - Cyclical median (#574 of 830)
No single metric tells the full story. See the ROCO:2942 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jing-Jan Retail Business Co Ltd is engaged as department stores and related ancillary business. The company offers product types like floor tour which include fashion avenue, youth avenue, and food avenue, a food list which includes themes restaurant, food court, and light cafe, and shopping list.
79GF Score
Get the complete analysis for ROCO:2942
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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