Jing-Jan Retail Business Co (ROCO:2942) Debt-to-EBITDA : 2.69 (As of Jun. 2026) — 31% Below Median

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ROCO:2942 Jing-Jan Retail Business Co Ltd ROCO:2942
82 GF Score
Price NT$38.50
GF Value NT$44.80
Valuation Modestly Undervalued
! 7 Warning Signs
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What is Jing-Jan Retail Business Co Debt-to-EBITDA?

Jing-Jan Retail Business Co ROCO:2942 -0.39% 82 Debt-to-EBITDA is 2.69 as of Jun. 2026, which is 31% below its 10-year median of 3.92. GuruFocus rates ROCO:2942 with a GF Score™ of 82/100 and a GF Value™ of NT$44.80 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 910 Retail - Cyclical companies, Jing-Jan Retail Business Co ranks worse than 58.79% on this metric.

Debt-to-EBITDA measures a company's ability to pay off its debt.

Jing-Jan Retail Business Co's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was NT$1,298 Mil. Jing-Jan Retail Business Co's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was NT$1,267 Mil. Jing-Jan Retail Business Co's annualized EBITDA for the quarter that ended in Jun. 2026 was NT$954 Mil. Jing-Jan Retail Business Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 was 2.69.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Jing-Jan Retail Business Co's Debt-to-EBITDA or its related term are showing as below:

ROCO:2942' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0.28   Med: 3.92   Max: 7.26
Current: 2.82

During the past 12 years, the highest Debt-to-EBITDA Ratio of Jing-Jan Retail Business Co was 7.26. The lowest was 0.28. And the median was 3.92.

ROCO:2942's Debt-to-EBITDA is ranked worse than
58.79% of 910 companies
in the Retail - Cyclical industry
Industry Median: 2.265 vs ROCO:2942: 2.82

Jing-Jan Retail Business Co  (ROCO:2942) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Jing-Jan Retail Business Co Debt-to-EBITDA Related Terms


Jing-Jan Retail Business Co Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Jing-Jan Retail Business Co's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jing-Jan Retail Business Co Debt-to-EBITDA Chart

Jing-Jan Retail Business Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.26 5.86 4.33 3.52 3.01

Jing-Jan Retail Business Co Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.90 3.52 3.23 3.00 2.69

ROCO:2942 vs DDS, M: Debt-to-EBITDA Comparison

For the Department Stores subindustry, Jing-Jan Retail Business Co's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jing-Jan Retail Business Co Debt-to-EBITDA vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Jing-Jan Retail Business Co's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Jing-Jan Retail Business Co's Debt-to-EBITDA falls into.


ROCO:2942
82GF Score
Jing-Jan Retail Business Co Ltd ROCO:2942
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jing-Jan Retail Business Co Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Jing-Jan Retail Business Co's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1260.779 + 1331.193) / 861.911
=3.01

Jing-Jan Retail Business Co's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

Debt-to-EBITDA=Total Debt / EBITDA
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / EBITDA
=(1298.173 + 1266.573) / 953.836
=2.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is two times the quarterly (Jun. 2026) EBITDA data.

Frequently Asked Questions Learn more about Debt-to-EBITDA →
What does a Debt-to-EBITDA of 2.69 mean?
Jing-Jan Retail Business Co (ROCO:2942) has a Debt-to-EBITDA of 2.69 as of Jun. 2026. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Jing-Jan Retail Business Co. This is 31% below median its historical median of 3.92. Over the past decade, Jing-Jan Retail Business Co's Debt-to-EBITDA has ranged from 0.28 to 7.26. According to the industry distribution chart, Jing-Jan Retail Business Co ranks #535 out of 910 companies in the Retail - Cyclical industry, placing it in the top 58.8%.
Is Jing-Jan Retail Business Co's Debt-to-EBITDA too high?
Jing-Jan Retail Business Co's current Debt-to-EBITDA of 2.69 is 31% below median its 10-year median of 3.92. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 7.26. The Retail - Cyclical industry median Debt-to-EBITDA is 2.27. Jing-Jan Retail Business Co's value of 2.69 is 18.8% above this industry median. Based on the distribution chart, Jing-Jan Retail Business Co ranks #535 out of 910 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Jing-Jan Retail Business Co has a GF Score™ of 82/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jing-Jan Retail Business Co's Debt-to-EBITDA compare to DDS and M?
According to the Retail - Cyclical industry distribution chart, Jing-Jan Retail Business Co ranks #535 out of 910 companies for Debt-to-EBITDA. This places Jing-Jan Retail Business Co in the lower half of its industry. The industry median Debt-to-EBITDA is 2.27. Jing-Jan Retail Business Co's value of 2.69 is 18.8% above this benchmark. Historically, Jing-Jan Retail Business Co's own Debt-to-EBITDA has ranged from 0.28 to 7.26 over the past decade. While the company's 10-year median is 3.92 vs. the industry median of 2.27, Jing-Jan Retail Business Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-EBITDA for a Retail - Cyclical company?
The median Debt-to-EBITDA among Retail - Cyclical companies is 2.27, based on 910 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jing-Jan Retail Business Co's current Debt-to-EBITDA of 2.69 is 18.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-EBITDA mean?
A high Debt-to-EBITDA can signal that a stock is expensive relative to its fundamentals. Debt-to-EBITDA ratio represents the ratio of total debt to total earnings before interest, taxes, depreciation and amortization. View historical data on Jing-Jan Retail Business Co. For the Retail - Cyclical industry, the median Debt-to-EBITDA is 2.27 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jing-Jan Retail Business Co's current Debt-to-EBITDA is 2.69, which is 31% below median its own 10-year median of 3.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jing-Jan Retail Business Co stock overvalued right now?
Based on GuruFocus' analysis, Jing-Jan Retail Business Co (ROCO:2942) is currently considered Modestly Undervalued. The stock's GF Value™ is NT$44.80, compared to a current price of NT$38.50 — trading 14.1% below its estimated fair value. The current Debt-to-EBITDA is 2.69, which is 31% below median its 10-year median of 3.92 and 18.8% above the Retail - Cyclical industry median of 2.27. Jing-Jan Retail Business Co's overall GF Score™ is 82/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-EBITDA calculated?
Debt-to-EBITDA is calculated from a company's financial statements. For Jing-Jan Retail Business Co (ROCO:2942), the current Debt-to-EBITDA is 2.69 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jing-Jan Retail Business Co (ROCO:2942) Overvalued in 2026?

Based on GuruFocus' analysis, Jing-Jan Retail Business Co stock appears to be undervalued. The current stock price of NT$38.50 is trading 14.1% below its estimated GF Value™ of NT$44.80. GuruFocus considers Jing-Jan Retail Business Co to be Modestly Undervalued.

Key valuation signals for ROCO:2942:

  • Debt-to-EBITDA: 2.69 (31% below median its 10-year median of 3.92)
  • GF Value™: NT$44.80 vs. price of NT$38.50 (14.1% below fair value)
  • GF Score™: 82/100 with 7 warning signs
  • Industry Position: 18.8% above the Retail - Cyclical median (#535 of 910)

No single metric tells the full story. See the ROCO:2942 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jing-Jan Retail Business Co Business Description

Address No.1, Section 1, Chengde Road, Datong District, Taipei, TWN
Jing-Jan Retail Business Co Ltd is engaged as department stores and related ancillary business. The company offers product types like floor tour which include fashion avenue, youth avenue, and food avenue, a food list which includes themes restaurant, food court, and light cafe, and shopping list.
82GF Score

Get the complete analysis for ROCO:2942

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$38.50
Price
NT$44.80
GF Value