91APPROCO:6741 +0.66%86 Interest Coverage is 559.15 as of Dec. 2025, which is 31% below its 10-year median of 809.48. GuruFocus rates ROCO:6741 with a GF Score™ of 86/100 and a GF Value™ of NT$133.88 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,704 Software companies, 91APP ranks better than 80.34% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. 91APP's
Operating Income
for the
three
months ended in Dec. 2025 was NT$193 Mil. 91APP's Interest Expense for the
three
months ended in Dec. 2025 was NT$-0 Mil.
91APP's interest coverage for the quarter that ended in Dec. 2025 was 559.15.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ben Graham prefers companies' interest coverage to be at least 5. 91APP Inc has enough cash to cover all of its debt. Its financial situation is stable.
The historical rank and industry rank for 91APP's Interest Coverage or its related term are showing as below:
ROCO:6741'
s Interest Coverage Range Over the Past 10 Years
Min: 300.36 Med: 809.48 Max: 55486
Current: 421.89
ROCO:6741's Interest Coverage is ranked better than 80.34% of 1704
companies
in the Software industry
Industry Median: 24.75
vs ROCO:6741: 421.89
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
91APP Interest Coverage Related Terms
91APP Interest Coverage Historical Data
* Premium members only.
The historical data trend for 91APP's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ROCO:6741 vs MSFT, ORCL, PLTR: Interest Coverage Comparison
For the Software - Infrastructure subindustry, 91APP's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
91APP Interest Coverage vs Software Industry
For the Software industry and Technology sector, 91APP's Interest Coverage distribution charts can be found below:
* The bar in red indicates where 91APP's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
91APP (ROCO:6741) has a Interest Coverage of 559.15 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on 91APP and its competitors. This is 31% below median its historical median of 809.48. Over the past decade, 91APP's Interest Coverage has ranged from 300.36 to 55,486.00. According to the industry distribution chart, 91APP ranks #335 out of 1704 companies in the Software industry, placing it in the top 19.7%.
Is 91APP's Interest Coverage too high?
91APP's current Interest Coverage of 559.15 is 31% below median its 10-year median of 809.48. Over the past 10 years, this metric has ranged from a low of 300.36 to a high of 55,486.00. The Software industry median Interest Coverage is 24.75. 91APP's value of 559.15 is 2159.2% above this industry median. Based on the distribution chart, 91APP ranks #335 out of 1704 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, 91APP has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does 91APP's Interest Coverage compare to MSFT and ORCL?
According to the Software industry distribution chart, 91APP ranks #335 out of 1704 companies for Interest Coverage. This places 91APP in the top 20% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 24.75. 91APP's value of 559.15 is 2159.2% above this benchmark. Historically, 91APP's own Interest Coverage has ranged from 300.36 to 55,486.00 over the past decade. While the company's 10-year median is 809.48 vs. the industry median of 24.75, 91APP has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,704 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. 91APP's current Interest Coverage of 559.15 is 2159.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on 91APP and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. 91APP's current Interest Coverage is 559.15, which is 31% below median its own 10-year median of 809.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 91APP stock overvalued right now?
Based on GuruFocus' analysis, 91APP (ROCO:6741) is currently considered Significantly Undervalued. The stock's GF Value™ is NT$133.88, compared to a current price of NT$60.90 — trading 54.5% below its estimated fair value. The current Interest Coverage is 559.15, which is 31% below median its 10-year median of 809.48 and 2159.2% above the Software industry median of 24.75. 91APP's overall GF Score™ is 86/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For 91APP (ROCO:6741), the current Interest Coverage is 559.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is 91APP (ROCO:6741) Overvalued in 2026?
Based on GuruFocus' analysis, 91APP stock appears to be undervalued.
The current stock price of NT$60.90 is trading 54.5% below its estimated GF Value™ of NT$133.88.
GuruFocus considers 91APP to be Significantly Undervalued.
Key valuation signals for ROCO:6741:
Interest Coverage: 559.15 (31% below median its 10-year median of 809.48)
GF Value™: NT$133.88 vs. price of NT$60.90 (54.5% below fair value)
Industry Position: 2159.2% above the Software median (#335 of 1704)
No single metric tells the full story. See the ROCO:6741 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
91APP Inc is mainly engaged in the general investment business, software design services and software retail, data processing services, information technology consultancy services, product design, wholesale of computer and business machinery equipment, and other related information technology businesses. It operates through the E-commerce software and marketing services segment, which generates maximum revenue, and the Restaurant software and consulting services segment, which provide e-commerce and digital marketing solutions and smart restaurant technology services. Its products include Commerce Cloud, Marketing Cloud, and 91APP Payments, and solutions include OMO (Online-Merge-Offline), retail digital transformation, and Retail AI jooii. It generates maximum revenue from Taiwan.
86GF Score
Get the complete analysis for ROCO:6741
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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