SDIPF (Frasers Group) Interest Coverage: 3.34 (As of Oct. 2025) — 57% Below Median


SDIPF Frasers Group PLC SDIPF
89 GF Score
Price $9.08
GF Value $10.60
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Frasers Group Interest Coverage?

Frasers Group SDIPF -4.82% 89 Interest Coverage is 3.34 as of Oct. 2025, which is 57% below its 10-year median of 7.74. GuruFocus rates SDIPF with a GF Score™ of 89/100 and a GF Value™ of $10.60 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 826 Retail - Cyclical companies, Frasers Group ranks worse than 68.89% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Frasers Group's Operating Income for the six months ended in Oct. 2025 was $321 Mil. Frasers Group's Interest Expense for the six months ended in Oct. 2025 was $-96 Mil. Frasers Group's interest coverage for the quarter that ended in Oct. 2025 was 3.34. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Frasers Group's Interest Coverage or its related term are showing as below:

SDIPF' s Interest Coverage Range Over the Past 10 Years
Min: 3.77   Med: 7.74   Max: 31.79
Current: 3.77


SDIPF's Interest Coverage is ranked worse than
68.89% of 826 companies
in the Retail - Cyclical industry
Industry Median: 7.85 vs SDIPF: 3.77

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Frasers Group  (OTCPK:SDIPF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Frasers Group Interest Coverage Related Terms


Frasers Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Frasers Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Frasers Group Interest Coverage Chart

Frasers Group Annual Data
Trend Apr16 Apr17 Apr18 Apr19 Apr20 Apr21 Apr22 Apr23 Apr24 Apr25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.16 15.81 6.49 5.62 4.31

Frasers Group Semi-Annual Data
Apr16 Oct16 Apr17 Oct17 Apr18 Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.98 5.21 4.39 4.23 3.34

SDIPF vs CASY, WSM, ULTA: Interest Coverage Comparison

For the Specialty Retail subindustry, Frasers Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Frasers Group Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Frasers Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Frasers Group's Interest Coverage falls into.


SDIPF
89GF Score
Frasers Group PLC SDIPF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Frasers Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Frasers Group's Interest Coverage for the fiscal year that ended in Apr. 2025 is calculated as

Here, for the fiscal year that ended in Apr. 2025, Frasers Group's Interest Expense was $-163 Mil. Its Operating Income was $701 Mil. And its Long-Term Debt & Capital Lease Obligation was $2,203 Mil.

Interest Coverage=-1* Operating Income (A: Apr. 2025 )/Interest Expense (A: Apr. 2025 )
=-1*701.314/-162.812
=4.31

Frasers Group's Interest Coverage for the quarter that ended in Oct. 2025 is calculated as

Here, for the six months ended in Oct. 2025, Frasers Group's Interest Expense was $-96 Mil. Its Operating Income was $321 Mil. And its Long-Term Debt & Capital Lease Obligation was $2,903 Mil.

Interest Coverage=-1* Operating Income (Q: Oct. 2025 )/Interest Expense (Q: Oct. 2025 )
=-1*320.561/-95.861
=3.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.34 mean?
Frasers Group (SDIPF) has a Interest Coverage of 3.34 as of Oct. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Frasers Group and its competitors. This is 57% below median its historical median of 7.74. Over the past decade, Frasers Group's Interest Coverage has ranged from 3.77 to 31.79. According to the industry distribution chart, Frasers Group ranks #569 out of 826 companies in the Retail - Cyclical industry, placing it in the top 68.9%.
Is Frasers Group's Interest Coverage too high?
Frasers Group's current Interest Coverage of 3.34 is 57% below median its 10-year median of 7.74. Over the past 10 years, this metric has ranged from a low of 3.77 to a high of 31.79. The Retail - Cyclical industry median Interest Coverage is 7.85. Frasers Group's value of 3.34 is 57.5% below this industry median. Based on the distribution chart, Frasers Group ranks #569 out of 826 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Frasers Group has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Frasers Group's Interest Coverage compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Frasers Group ranks #569 out of 826 companies for Interest Coverage. This places Frasers Group in the lower half of its industry. The industry median Interest Coverage is 7.85. Frasers Group's value of 3.34 is 57.5% below this benchmark. Historically, Frasers Group's own Interest Coverage has ranged from 3.77 to 31.79 over the past decade. While the company's 10-year median is 7.74 vs. the industry median of 7.85, Frasers Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.85, based on 826 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Frasers Group's current Interest Coverage of 3.34 is 57.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Frasers Group and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Frasers Group's current Interest Coverage is 3.34, which is 57% below median its own 10-year median of 7.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Frasers Group stock overvalued right now?
Based on GuruFocus' analysis, Frasers Group (SDIPF) is currently considered Modestly Undervalued. The stock's GF Value™ is $10.60, compared to a current price of $9.08 — trading 14.3% below its estimated fair value. The current Interest Coverage is 3.34, which is 57% below median its 10-year median of 7.74 and 57.5% below the Retail - Cyclical industry median of 7.85. Frasers Group's overall GF Score™ is 89/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Frasers Group (SDIPF), the current Interest Coverage is 3.34 as of Oct. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Frasers Group (SDIPF) Overvalued in 2026?

Based on GuruFocus' analysis, Frasers Group stock appears to be undervalued. The current stock price of $9.08 is trading 14.3% below its estimated GF Value™ of $10.60. GuruFocus considers Frasers Group to be Modestly Undervalued.

Key valuation signals for SDIPF:

  • Interest Coverage: 3.34 (57% below median its 10-year median of 7.74)
  • GF Value™: $10.60 vs. price of $9.08 (14.3% below fair value)
  • GF Score™: 89/100 with 3 warning signs
  • Industry Position: 57.5% below the Retail - Cyclical median (#569 of 826)

No single metric tells the full story. See the SDIPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Frasers Group Business Description

Other Exchanges FRASl:UKFRAS:UKZVX:Germany
Address Unit A, Brook Park East, Shirebrook, GBR, NG20 8RY
Frasers Group PLC is a U.K. sports goods retailer. The diversified portfolio of Sports, Fitness, Premium Lifestyle and Luxury Store Fascias. Its brands are Sports Direct, House of Fraser, Flannels, Amara Living, Evans Cycles, Game, Jack Wills, and Others. The company has five segments five operating segments: UK Sports, Premium Lifestyle, International, Property and Financial Services. It operates stores in the United Kingdom, Europe, Asia, Oceania and USA. It generates the majority of the revenue from UK Sports includes the results of the Group's core sports retail store operations in the UK, plus all the Group's sports retail online business, other UK-based sports retail and wholesale operations, GAME UK stores and online operations, retail store operations.
89GF Score

Get the complete analysis for SDIPF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.08
Price
$10.60
GF Value