Courage Investment Group (SGX:CIN) Interest Coverage: 273.50 (As of Jun. 2026) — 14684% Above Median

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SGX:CIN Courage Investment Group Ltd SGX:CIN
48 GF Score
Price S$0.02
GF Value S$0.04
Valuation Possible Value Trap
! 2 Warning Signs
View Full Analysis

What is Courage Investment Group Interest Coverage?

Courage Investment Group SGX:CIN 48 Interest Coverage is 273.50 as of Jun. 2026, which is 14684% above its 10-year median of 1.85. GuruFocus rates SGX:CIN with a GF Score™ of 48/100 and a GF Value™ of S$0.04 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 856 Transportation companies, Courage Investment Group ranks better than 96.03% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Courage Investment Group's Operating Income for the six months ended in Jun. 2026 was S$2.10 Mil. Courage Investment Group's Interest Expense for the six months ended in Jun. 2026 was S$-0.01 Mil. Courage Investment Group's interest coverage for the quarter that ended in Jun. 2026 was 273.50. The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Courage Investment Group Ltd has enough cash to cover all of its debt. Its financial situation is stable.

The historical rank and industry rank for Courage Investment Group's Interest Coverage or its related term are showing as below:

SGX:CIN' s Interest Coverage Range Over the Past 10 Years
Min: 0.91   Med: 1.85   Max: 288.69
Current: 288.69


SGX:CIN's Interest Coverage is ranked better than
96.03% of 856 companies
in the Transportation industry
Industry Median: 5.635 vs SGX:CIN: 288.69

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Courage Investment Group  (SGX:CIN) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Courage Investment Group Interest Coverage Related Terms


Courage Investment Group Interest Coverage Historical Data

* Premium members only.

The historical data trend for Courage Investment Group's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Courage Investment Group Interest Coverage Chart

Courage Investment Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.36 11.41 3.35 40.35 14.12

Courage Investment Group Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 57.58 0.00 0.00 249.56 273.50

Courage Investment Group Interest Coverage Competitor Comparison

For the Marine Shipping subindustry, Courage Investment Group's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Courage Investment Group Interest Coverage vs Transportation Industry

For the Transportation industry and Industrials sector, Courage Investment Group's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Courage Investment Group's Interest Coverage falls into.


SGX:CIN
48GF Score
Courage Investment Group Ltd SGX:CIN
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Courage Investment Group Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Courage Investment Group's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Courage Investment Group's Interest Expense was S$-0.02 Mil. Its Operating Income was S$0.31 Mil. And its Long-Term Debt & Capital Lease Obligation was S$0.00 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*0.31358260465121/-0.022
=14.25

Courage Investment Group's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the six months ended in Jun. 2026, Courage Investment Group's Interest Expense was S$-0.01 Mil. Its Operating Income was S$2.10 Mil. And its Long-Term Debt & Capital Lease Obligation was S$0.00 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*2.09689305827/-0.008
=262.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 273.50 mean?
Courage Investment Group (SGX:CIN) has a Interest Coverage of 273.50 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Courage Investment Group and its competitors. This is 14684% above median its historical median of 1.85. Over the past decade, Courage Investment Group's Interest Coverage has ranged from 0.91 to 288.69. According to the industry distribution chart, Courage Investment Group ranks #34 out of 856 companies in the Transportation industry, placing it in the top 4%.
Is Courage Investment Group's Interest Coverage too high?
Courage Investment Group's current Interest Coverage of 273.50 is 14684% above median its 10-year median of 1.85. Over the past 10 years, this metric has ranged from a low of 0.91 to a high of 288.69. The Transportation industry median Interest Coverage is 5.64. Courage Investment Group's value of 273.50 is 4753.6% above this industry median. Based on the distribution chart, Courage Investment Group ranks #34 out of 856 companies in the Transportation industry, which is in the top quartile — a strong position relative to peers. Overall, Courage Investment Group has a GF Score™ of 48/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Courage Investment Group's Interest Coverage compare to competitors?
According to the Transportation industry distribution chart, Courage Investment Group ranks #34 out of 856 companies for Interest Coverage. This places Courage Investment Group in the top 4% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 5.64. Courage Investment Group's value of 273.50 is 4753.6% above this benchmark. Historically, Courage Investment Group's own Interest Coverage has ranged from 0.91 to 288.69 over the past decade. While the company's 10-year median is 1.85 vs. the industry median of 5.64, Courage Investment Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Transportation company?
The median Interest Coverage among Transportation companies is 5.64, based on 856 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Courage Investment Group's current Interest Coverage of 273.50 is 4753.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Courage Investment Group and its competitors. For the Transportation industry, the median Interest Coverage is 5.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Courage Investment Group's current Interest Coverage is 273.50, which is 14684% above median its own 10-year median of 1.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Courage Investment Group stock overvalued right now?
Based on GuruFocus' analysis, Courage Investment Group (SGX:CIN) is currently considered Possible Value Trap. The stock's GF Value™ is S$0.04, compared to a current price of S$0.02 — trading 55% below its estimated fair value. The current Interest Coverage is 273.50, which is 14684% above median its 10-year median of 1.85 and 4753.6% above the Transportation industry median of 5.64. Courage Investment Group's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Courage Investment Group (SGX:CIN), the current Interest Coverage is 273.50 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Courage Investment Group (SGX:CIN) Overvalued in 2026?

Based on GuruFocus' analysis, Courage Investment Group stock appears to be undervalued. The current stock price of S$0.02 is trading 55% below its estimated GF Value™ of S$0.04. GuruFocus considers Courage Investment Group to be Possible Value Trap.

Key valuation signals for SGX:CIN:

  • Interest Coverage: 273.50 (14684% above median its 10-year median of 1.85)
  • GF Value™: S$0.04 vs. price of S$0.02 (55% below fair value)
  • GF Score™: 48/100 with 2 warning signs
  • Industry Position: 4753.6% above the Transportation median (#34 of 856)

No single metric tells the full story. See the SGX:CIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Courage Investment Group Business Description

Other Exchanges 01145:Hong Kong
Address 23 Harbour Road, Rooms 1405-1412, 14th Floor, Sun Hung Kai Centre, Wanchai, Hong Kong, HKG
Courage Investment Group Ltd is an investment holding company. The company's reportable segments include Marine transportation, Merchandise trading, Property holding and investment, and Investment holding. It generates maximum revenue from the Marine transportation segment, which comprises mainly the vessel chartering business. Geographically, it derives a majority of its revenue from Hong Kong.
48GF Score

Get the complete analysis for SGX:CIN

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.02
Price
S$0.04
GF Value