TeleChoice International (SGX:T41) Interest Coverage: 5.44 (As of Dec. 2025) — Near Median


SGX:T41 TeleChoice International Ltd SGX:T41
62 GF Score
Price S$0.24
GF Value S$0.17
Valuation Significantly Overvalued
! 2 Warning Signs
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What is TeleChoice International Interest Coverage?

TeleChoice International SGX:T41 62 Interest Coverage is 5.44 as of Dec. 2025, which is 2% above its 10-year median of 5.33. GuruFocus rates SGX:T41 with a GF Score™ of 62/100 and a GF Value™ of S$0.17 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 283 Telecommunication Services companies, TeleChoice International ranks worse than 54.77% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. TeleChoice International's Operating Income for the six months ended in Dec. 2025 was S$7.3 Mil. TeleChoice International's Interest Expense for the six months ended in Dec. 2025 was S$-1.3 Mil. TeleChoice International's interest coverage for the quarter that ended in Dec. 2025 was 5.44. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for TeleChoice International's Interest Coverage or its related term are showing as below:

SGX:T41' s Interest Coverage Range Over the Past 10 Years
Min: 1.34   Med: 5.33   Max: 9.42
Current: 4.23


SGX:T41's Interest Coverage is ranked worse than
54.77% of 283 companies
in the Telecommunication Services industry
Industry Median: 4.74 vs SGX:T41: 4.23

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


TeleChoice International  (SGX:T41) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


TeleChoice International Interest Coverage Related Terms


TeleChoice International Interest Coverage Historical Data

* Premium members only.

The historical data trend for TeleChoice International's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

TeleChoice International Interest Coverage Chart

TeleChoice International Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 2.94 4.15

TeleChoice International Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.56 4.06 3.20 5.44

SGX:T41 vs TMUS, VZ, T: Interest Coverage Comparison

For the Telecom Services subindustry, TeleChoice International's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TeleChoice International Interest Coverage vs Telecommunication Services Industry

For the Telecommunication Services industry and Communication Services sector, TeleChoice International's Interest Coverage distribution charts can be found below:

* The bar in red indicates where TeleChoice International's Interest Coverage falls into.


SGX:T41
62GF Score
TeleChoice International Ltd SGX:T41
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TeleChoice International Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

TeleChoice International's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, TeleChoice International's Interest Expense was S$-2.9 Mil. Its Operating Income was S$12.1 Mil. And its Long-Term Debt & Capital Lease Obligation was S$1.2 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*12.113/-2.921
=4.15

TeleChoice International's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, TeleChoice International's Interest Expense was S$-1.3 Mil. Its Operating Income was S$7.3 Mil. And its Long-Term Debt & Capital Lease Obligation was S$1.2 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*7.305/-1.344
=5.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 5.44 mean?
TeleChoice International (SGX:T41) has a Interest Coverage of 5.44 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on TeleChoice International and its competitors. This is near median its historical median of 5.33. Over the past decade, TeleChoice International's Interest Coverage has ranged from 1.34 to 9.42. According to the industry distribution chart, TeleChoice International ranks #155 out of 283 companies in the Telecommunication Services industry, placing it in the top 54.8%.
Is TeleChoice International's Interest Coverage too high?
TeleChoice International's current Interest Coverage of 5.44 is near median its 10-year median of 5.33. Over the past 10 years, this metric has ranged from a low of 1.34 to a high of 9.42. The Telecommunication Services industry median Interest Coverage is 4.74. TeleChoice International's value of 5.44 is 14.8% above this industry median. Based on the distribution chart, TeleChoice International ranks #155 out of 283 companies in the Telecommunication Services industry, which is below the industry midpoint. Overall, TeleChoice International has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TeleChoice International's Interest Coverage compare to TMUS and VZ?
According to the Telecommunication Services industry distribution chart, TeleChoice International ranks #155 out of 283 companies for Interest Coverage. This places TeleChoice International in the lower half of its industry. The industry median Interest Coverage is 4.74. TeleChoice International's value of 5.44 is 14.8% above this benchmark. Historically, TeleChoice International's own Interest Coverage has ranged from 1.34 to 9.42 over the past decade. While the company's 10-year median is 5.33 vs. the industry median of 4.74, TeleChoice International has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Telecommunication Services company?
The median Interest Coverage among Telecommunication Services companies is 4.74, based on 283 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TeleChoice International's current Interest Coverage of 5.44 is 14.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on TeleChoice International and its competitors. For the Telecommunication Services industry, the median Interest Coverage is 4.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TeleChoice International's current Interest Coverage is 5.44, which is near median its own 10-year median of 5.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TeleChoice International stock overvalued right now?
Based on GuruFocus' analysis, TeleChoice International (SGX:T41) is currently considered Significantly Overvalued. The stock's GF Value™ is S$0.17, compared to a current price of S$0.24 — trading 38.2% above its estimated fair value. The current Interest Coverage is 5.44, which is near median its 10-year median of 5.33 and 14.8% above the Telecommunication Services industry median of 4.74. TeleChoice International's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For TeleChoice International (SGX:T41), the current Interest Coverage is 5.44 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TeleChoice International (SGX:T41) Overvalued in 2026?

Based on GuruFocus' analysis, TeleChoice International stock appears to be overvalued. The current stock price of S$0.24 is trading 38.2% above its estimated GF Value™ of S$0.17. GuruFocus considers TeleChoice International to be Significantly Overvalued.

Key valuation signals for SGX:T41:

  • Interest Coverage: 5.44 (near median its 10-year median of 5.33)
  • GF Value™: S$0.17 vs. price of S$0.24 (38.2% above fair value)
  • GF Score™: 62/100 with 2 warning signs
  • Industry Position: 14.8% above the Telecommunication Services median (#155 of 283)

No single metric tells the full story. See the SGX:T41 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TeleChoice International Business Description

Address 15 Pandan Crescent, Level M3 Unit B, Tiong Woon Building, Singapore, SGP, 128470
TeleChoice International Ltd is a regional provider and enabler of info-communications products and services. It is also a wholesaler, retailer, supplier, importer, exporter, distributor, and dealer of mobile phones, prepaid cards, radio and telecommunication equipment and accessories, and the provision of related services. The company operates under three business segments that are Personal Communications Solutions Services (PCS), Info-Communications Technology Services (ICT), and Network Engineering Services(NES). The firm conducts operations in Singapore, Indonesia, Hong Kong, Malaysia, and Other Counties. It generates maximum revenue from Singapore.
62GF Score

Get the complete analysis for SGX:T41

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$0.24
Price
S$0.17
GF Value