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Vins HoldingsSGX:VIN +26.83%8 Interest Coverage is 2.87 as of Dec. 2025, which is 0% above its 10-year median of 2.86. GuruFocus rates SGX:VIN with a GF Score™ of 8/100. The stock has 5 warning signs investors should review. Among 1,066 Vehicles & Parts companies, Vins Holdings ranks worse than 94% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Vins Holdings's
Operating Income
for the
six
months ended in Dec. 2025 was S$2.4 Mil. Vins Holdings's Interest Expense for the
six
months ended in Dec. 2025 was S$-0.8 Mil.
Vins Holdings's interest coverage for the quarter that ended in Dec. 2025 was 2.87.
The higher the ratio, the stronger the company's financial strength is.
Warning Sign:
Ben Graham prefers companies' interest coverage to be at least 5. Vins Holdings Ltds earnings cannot cover its interest expense. If the situation continues, the company may have to issue more debt.
The historical rank and industry rank for Vins Holdings's Interest Coverage or its related term are showing as below:
SGX:VIN'
s Interest Coverage Range Over the Past 10 Years
Min: 0.95 Med: 2.86 Max: 6.82
Current: 0.95
SGX:VIN's Interest Coverage is ranked worse than 94% of 1066
companies
in the Vehicles & Parts industry
Industry Median: 8.54
vs SGX:VIN: 0.95
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Vins Holdings Interest Coverage Related Terms
Vins Holdings Interest Coverage Historical Data
* Premium members only.
The historical data trend for Vins Holdings's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SGX:VIN vs CVNA, PAG, KMX: Interest Coverage Comparison
For the Auto & Truck Dealerships subindustry, Vins Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Vins Holdings Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Vins Holdings's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Vins Holdings's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Vins Holdings (SGX:VIN) has a Interest Coverage of 2.87 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vins Holdings and its competitors. This is near median its historical median of 2.86. Over the past decade, Vins Holdings' Interest Coverage has ranged from 0.95 to 6.82. According to the industry distribution chart, Vins Holdings ranks #1002 out of 1066 companies in the Vehicles & Parts industry, placing it in the top 94%.
Is Vins Holdings' Interest Coverage too high?
Vins Holdings' current Interest Coverage of 2.87 is near median its 10-year median of 2.86. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 6.82. The Vehicles & Parts industry median Interest Coverage is 8.54. Vins Holdings' value of 2.87 is 66.4% below this industry median. Based on the distribution chart, Vins Holdings ranks #1002 out of 1066 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Vins Holdings has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Vins Holdings' Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Vins Holdings ranks #1002 out of 1066 companies for Interest Coverage. This places Vins Holdings in the lower half of its industry. The industry median Interest Coverage is 8.54. Vins Holdings' value of 2.87 is 66.4% below this benchmark. Historically, Vins Holdings' own Interest Coverage has ranged from 0.95 to 6.82 over the past decade. While the company's 10-year median is 2.86 vs. the industry median of 8.54, Vins Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.54, based on 1,066 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vins Holdings's current Interest Coverage of 2.87 is 66.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vins Holdings and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vins Holdings's current Interest Coverage is 2.87, which is near median its own 10-year median of 2.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vins Holdings stock overvalued right now?
Vins Holdings (SGX:VIN) has a current Interest Coverage of 2.87. The current Interest Coverage is 2.87, which is near median its 10-year median of 2.86 and 66.4% below the Vehicles & Parts industry median of 8.54. Vins Holdings' overall GF Score™ is 8/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vins Holdings (SGX:VIN), the current Interest Coverage is 2.87 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Vins Holdings Ltd is an integrated automotive solutions provider in Singapore. Along with its subsidiaries, the company operates in the following business segments: Automobile Sales and Related Services, Automobile After-Sales Services, Automobile Financing and Related Services, and Automobile Rental and Leasing Services. The majority of its revenue is generated from the Automobile Sales and Related Services segment, which focuses on retailing a wide variety of new parallel-import Japanese and European vehicles. Additionally, it also deals in pre-owned and scrap cars, and serves motor vehicle dealers who purchase new motor vehicles for resale. To complement the motor vehicle sales business, Vins also assists customers in procuring suitable insurance policies.
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