Vicom (SGX:WJP) Interest Coverage: 71.57 (As of Dec. 2025) — 96% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SGX:WJP Vicom Ltd SGX:WJP
97 GF Score
Price S$1.81
GF Value S$1.70
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Vicom Interest Coverage?

Vicom SGX:WJP -1.09% 97 Interest Coverage is 71.57 as of Dec. 2025, which is 96% above its 10-year median of 36.57. GuruFocus rates SGX:WJP with a GF Score™ of 97/100 and a GF Value™ of S$1.70 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,059 Vehicles & Parts companies, Vicom ranks better than 82.25% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Vicom's Operating Income for the six months ended in Dec. 2025 was S$33.9 Mil. Vicom's Interest Expense for the six months ended in Dec. 2025 was S$-0.5 Mil. Vicom's interest coverage for the quarter that ended in Dec. 2025 was 71.57. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Vicom's Interest Coverage or its related term are showing as below:

SGX:WJP' s Interest Coverage Range Over the Past 10 Years
Min: 29.79   Med: 36.57   Max: No Debt
Current: 55.87


SGX:WJP's Interest Coverage is ranked better than
82.25% of 1059 companies
in the Vehicles & Parts industry
Industry Median: 8.39 vs SGX:WJP: 55.87

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Vicom  (SGX:WJP) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Vicom Interest Coverage Related Terms


Vicom Interest Coverage Historical Data

* Premium members only.

The historical data trend for Vicom's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Vicom Interest Coverage Chart

Vicom Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 33.02 35.84 35.44 37.30 55.87

Vicom Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.10 36.01 38.59 39.41 71.57

SGX:WJP vs CVNA, PAG, KMX: Interest Coverage Comparison

For the Auto & Truck Dealerships subindustry, Vicom's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Vicom Interest Coverage vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Vicom's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Vicom's Interest Coverage falls into.


SGX:WJP
97GF Score
Vicom Ltd SGX:WJP
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Vicom Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Vicom's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Vicom's Interest Expense was S$-0.9 Mil. Its Operating Income was S$51.6 Mil. And its Long-Term Debt & Capital Lease Obligation was S$32.6 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*51.627/-0.924
=55.87

Vicom's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Vicom's Interest Expense was S$-0.5 Mil. Its Operating Income was S$33.9 Mil. And its Long-Term Debt & Capital Lease Obligation was S$32.6 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*33.851/-0.473
=71.57

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 71.57 mean?
Vicom (SGX:WJP) has a Interest Coverage of 71.57 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vicom and its competitors. This is 96% above median its historical median of 36.57. Over the past decade, Vicom's Interest Coverage has ranged from 29.79 to 10,000.00. According to the industry distribution chart, Vicom ranks #188 out of 1059 companies in the Vehicles & Parts industry, placing it in the top 17.8%.
Is Vicom's Interest Coverage too high?
Vicom's current Interest Coverage of 71.57 is 96% above median its 10-year median of 36.57. Over the past 10 years, this metric has ranged from a low of 29.79 to a high of 10,000.00. The Vehicles & Parts industry median Interest Coverage is 8.39. Vicom's value of 71.57 is 753% above this industry median. Based on the distribution chart, Vicom ranks #188 out of 1059 companies in the Vehicles & Parts industry, which is in the top quartile — a strong position relative to peers. Overall, Vicom has a GF Score™ of 97/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Vicom's Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Vicom ranks #188 out of 1059 companies for Interest Coverage. This places Vicom in the top 18% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 8.39. Vicom's value of 71.57 is 753% above this benchmark. Historically, Vicom's own Interest Coverage has ranged from 29.79 to 10,000.00 over the past decade. While the company's 10-year median is 36.57 vs. the industry median of 8.39, Vicom has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.39, based on 1,059 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Vicom's current Interest Coverage of 71.57 is 753% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Vicom and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Vicom's current Interest Coverage is 71.57, which is 96% above median its own 10-year median of 36.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Vicom stock overvalued right now?
Based on GuruFocus' analysis, Vicom (SGX:WJP) is currently considered Fairly Valued. The stock's GF Value™ is S$1.70, compared to a current price of S$1.81 — trading 6.5% above its estimated fair value. The current Interest Coverage is 71.57, which is 96% above median its 10-year median of 36.57 and 753% above the Vehicles & Parts industry median of 8.39. Vicom's overall GF Score™ is 97/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Vicom (SGX:WJP), the current Interest Coverage is 71.57 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Vicom (SGX:WJP) Overvalued in 2026?

Based on GuruFocus' analysis, Vicom stock appears to be overvalued. The current stock price of S$1.81 is trading 6.5% above its estimated GF Value™ of S$1.70. GuruFocus considers Vicom to be Fairly Valued.

Key valuation signals for SGX:WJP:

  • Interest Coverage: 71.57 (96% above median its 10-year median of 36.57)
  • GF Value™: S$1.70 vs. price of S$1.81 (6.5% above fair value)
  • GF Score™: 97/100 with 2 warning signs
  • Industry Position: 753% above the Vehicles & Parts median (#188 of 1059)

No single metric tells the full story. See the SGX:WJP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Vicom Business Description

Address 385 Sin Ming Drive, Singapore, SGP, 575718
Vicom Ltd is an investment holding company engaged in the provision of motor vehicle evaluation and other related services. The company provides technical testing and inspection services to mechanical, biochemical, civil engineering, and non-destructive testing fields. Its services include vehicle inspection, assessment, evaluation, emission test laboratory, motor insurance, road tax renewal, car evaluation, vehicle inspection, and others. The company mainly operates in Singapore and derives prime revenue from inspection and testing services.
97GF Score

Get the complete analysis for SGX:WJP

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

S$1.81
Price
S$1.70
GF Value