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Zoy Home Furnishing CoSHSE:603709 +2.48%78 Interest Coverage is 0.91 as of Mar. 2026, which is 98% below its 10-year median of 47.43. GuruFocus rates SHSE:603709 with a GF Score™ of 78/100 and a GF Value™ of ¥13.90 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 291 Furnishings, Fixtures & Appliances companies, Zoy Home Furnishing Co ranks worse than 343642.27% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Zoy Home Furnishing Co's
Operating Income
for the
three
months ended in Mar. 2026 was ¥8 Mil. Zoy Home Furnishing Co's Interest Expense for the
three
months ended in Mar. 2026 was ¥-9 Mil.
Zoy Home Furnishing Co's interest coverage for the quarter that ended in Mar. 2026 was 0.91.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Zoy Home Furnishing Co's Interest Coverage or its related term are showing as below:
SHSE:603709's Interest Coverage is not ranked *
in the Furnishings, Fixtures & Appliances industry.
Industry Median: 11.05 * Ranked among companies with meaningful Interest Coverage only.
Zoy Home Furnishing Co (SHSE:603709) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Zoy Home Furnishing Co Interest Coverage Related Terms
Zoy Home Furnishing Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Zoy Home Furnishing Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
SHSE:603709 vs SN, SGI, MHK: Interest Coverage Comparison
For the Furnishings, Fixtures & Appliances subindustry, Zoy Home Furnishing Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zoy Home Furnishing Co Interest Coverage vs Furnishings, Fixtures & Appliances Industry
For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Zoy Home Furnishing Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Zoy Home Furnishing Co's Interest Coverage falls into.
Zoy Home Furnishing Co Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zoy Home Furnishing Co (SHSE:603709) has a Interest Coverage of 0.91 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Zoy Home Furnishing Co and its competitors. This is 98% below median its historical median of 47.43. According to the industry distribution chart, Zoy Home Furnishing Co ranks #999999 out of 291 companies in the Furnishings, Fixtures & Appliances industry.
Is Zoy Home Furnishing Co's Interest Coverage too high?
Zoy Home Furnishing Co's current Interest Coverage of 0.91 is 98% below median its 10-year median of 47.43. The Furnishings, Fixtures & Appliances industry median Interest Coverage is 11.05. Zoy Home Furnishing Co's value of 0.91 is 91.8% below this industry median. Based on the distribution chart, Zoy Home Furnishing Co ranks #999999 out of 291 companies in the Furnishings, Fixtures & Appliances industry, which is in the bottom quartile relative to peers. Overall, Zoy Home Furnishing Co has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zoy Home Furnishing Co's Interest Coverage compare to SN and SGI?
According to the Furnishings, Fixtures & Appliances industry distribution chart, Zoy Home Furnishing Co ranks #999999 out of 291 companies for Interest Coverage. This places Zoy Home Furnishing Co in the lower half of its industry. The industry median Interest Coverage is 11.05. Zoy Home Furnishing Co's value of 0.91 is 91.8% below this benchmark. While the company's 10-year median is 47.43 vs. the industry median of 11.05, Zoy Home Furnishing Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Furnishings, Fixtures & Appliances company?
The median Interest Coverage among Furnishings, Fixtures & Appliances companies is 11.05, based on 291 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zoy Home Furnishing Co's current Interest Coverage of 0.91 is 91.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Zoy Home Furnishing Co and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Interest Coverage is 11.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zoy Home Furnishing Co's current Interest Coverage is 0.91, which is 98% below median its own 10-year median of 47.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zoy Home Furnishing Co stock overvalued right now?
Based on GuruFocus' analysis, Zoy Home Furnishing Co (SHSE:603709) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥13.90, compared to a current price of ¥10.76 — trading 22.6% below its estimated fair value. The current Interest Coverage is 0.91, which is 98% below median its 10-year median of 47.43 and 91.8% below the Furnishings, Fixtures & Appliances industry median of 11.05. Zoy Home Furnishing Co's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Zoy Home Furnishing Co (SHSE:603709), the current Interest Coverage is 0.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zoy Home Furnishing Co (SHSE:603709) Overvalued in 2026?
Based on GuruFocus' analysis, Zoy Home Furnishing Co stock appears to be undervalued.
The current stock price of ¥10.76 is trading 22.6% below its estimated GF Value™ of ¥13.90.
GuruFocus considers Zoy Home Furnishing Co to be Modestly Undervalued.
Key valuation signals for SHSE:603709:
Interest Coverage: 0.91 (98% below median its 10-year median of 47.43)
GF Value™: ¥13.90 vs. price of ¥10.76 (22.6% below fair value)
Industry Position: 91.8% below the Furnishings, Fixtures & Appliances median (#999999 of 291)
No single metric tells the full story. See the SHSE:603709 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zoy Home Furnishing Co Ltd manufactures and markets furniture. The Company designs, produces, and sells ordinary and ergonomic sofas, and other related products. The company's products mainly include functional sofas, fixed sofas and single lounge chairs and others, such as manual function sofa, electric function sofa, armrest push back sofas, elderly chairs, household and commercial sofas and household and commercial single leisure chairs.
78GF Score
Get the complete analysis for SHSE:603709
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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