Nakamichi leasing Co (SSE:8594) Interest Coverage: 0.43 (As of Dec. 2025) — 98% Below Median

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SSE:8594 Nakamichi leasing Co Ltd SSE:8594
66 GF Score
Price 円676.00
GF Value 円675.82
Valuation Fairly Valued
! 2 Warning Signs
View Full Analysis

What is Nakamichi leasing Co Interest Coverage?

Nakamichi leasing Co SSE:8594 -0.44% 66 Interest Coverage is 0.43 as of Dec. 2025, which is 98% below its 10-year median of 25.61. GuruFocus rates SSE:8594 with a GF Score™ of 66/100 and a GF Value™ of 円675.82 (Fairly Valued). The stock has 2 warning signs investors should review. Among 164 Credit Services companies, Nakamichi leasing Co ranks worse than 59.15% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Nakamichi leasing Co's Operating Income for the three months ended in Dec. 2025 was 円9 Mil. Nakamichi leasing Co's Interest Expense for the three months ended in Dec. 2025 was 円-20 Mil. Nakamichi leasing Co's interest coverage for the quarter that ended in Dec. 2025 was 0.43. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Nakamichi leasing Co's Interest Coverage or its related term are showing as below:

SSE:8594' s Interest Coverage Range Over the Past 10 Years
Min: 17.81   Med: 25.61   Max: 74.95
Current: 21.82


SSE:8594's Interest Coverage is ranked worse than
59.15% of 164 companies
in the Credit Services industry
Industry Median: 51.6 vs SSE:8594: 21.82

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Nakamichi leasing Co  (SSE:8594) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Nakamichi leasing Co Interest Coverage Related Terms


Nakamichi leasing Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Nakamichi leasing Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Nakamichi leasing Co Interest Coverage Chart

Nakamichi leasing Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.96 17.81 20.00 24.07 21.12

Nakamichi leasing Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.70 46.08 19.12 0.43 21.66

SSE:8594 vs V, MA, AXP: Interest Coverage Comparison

For the Credit Services subindustry, Nakamichi leasing Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nakamichi leasing Co Interest Coverage vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Nakamichi leasing Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Nakamichi leasing Co's Interest Coverage falls into.


SSE:8594
66GF Score
Nakamichi leasing Co Ltd SSE:8594
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nakamichi leasing Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Nakamichi leasing Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Nakamichi leasing Co's Interest Expense was 円-79 Mil. Its Operating Income was 円1,670 Mil. And its Long-Term Debt & Capital Lease Obligation was 円70,623 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1670.498/-79.108
=21.12

Nakamichi leasing Co's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Nakamichi leasing Co's Interest Expense was 円-20 Mil. Its Operating Income was 円9 Mil. And its Long-Term Debt & Capital Lease Obligation was 円70,623 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*8.629/-20.001
=0.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0.43 mean?
Nakamichi leasing Co (SSE:8594) has a Interest Coverage of 0.43 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nakamichi leasing Co and its competitors. This is 98% below median its historical median of 25.61. Over the past decade, Nakamichi leasing Co's Interest Coverage has ranged from 17.81 to 74.95. According to the industry distribution chart, Nakamichi leasing Co ranks #97 out of 164 companies in the Credit Services industry, placing it in the top 59.1%.
Is Nakamichi leasing Co's Interest Coverage too high?
Nakamichi leasing Co's current Interest Coverage of 0.43 is 98% below median its 10-year median of 25.61. Over the past 10 years, this metric has ranged from a low of 17.81 to a high of 74.95. The Credit Services industry median Interest Coverage is 51.60. Nakamichi leasing Co's value of 0.43 is 99.2% below this industry median. Based on the distribution chart, Nakamichi leasing Co ranks #97 out of 164 companies in the Credit Services industry, which is below the industry midpoint. Overall, Nakamichi leasing Co has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Nakamichi leasing Co's Interest Coverage compare to V and MA?
According to the Credit Services industry distribution chart, Nakamichi leasing Co ranks #97 out of 164 companies for Interest Coverage. This places Nakamichi leasing Co in the lower half of its industry. The industry median Interest Coverage is 51.60. Nakamichi leasing Co's value of 0.43 is 99.2% below this benchmark. Historically, Nakamichi leasing Co's own Interest Coverage has ranged from 17.81 to 74.95 over the past decade. While the company's 10-year median is 25.61 vs. the industry median of 51.60, Nakamichi leasing Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Credit Services company?
The median Interest Coverage among Credit Services companies is 51.60, based on 164 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nakamichi leasing Co's current Interest Coverage of 0.43 is 99.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Nakamichi leasing Co and its competitors. For the Credit Services industry, the median Interest Coverage is 51.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nakamichi leasing Co's current Interest Coverage is 0.43, which is 98% below median its own 10-year median of 25.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nakamichi leasing Co stock overvalued right now?
Based on GuruFocus' analysis, Nakamichi leasing Co (SSE:8594) is currently considered Fairly Valued. The stock's GF Value™ is 円675.82, compared to a current price of 円676.00 — trading 0% above its estimated fair value. The current Interest Coverage is 0.43, which is 98% below median its 10-year median of 25.61 and 99.2% below the Credit Services industry median of 51.60. Nakamichi leasing Co's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Nakamichi leasing Co (SSE:8594), the current Interest Coverage is 0.43 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nakamichi leasing Co (SSE:8594) Overvalued in 2026?

Based on GuruFocus' analysis, Nakamichi leasing Co stock appears to be overvalued. The current stock price of 円676.00 is trading 0% above its estimated GF Value™ of 円675.82. GuruFocus considers Nakamichi leasing Co to be Fairly Valued.

Key valuation signals for SSE:8594:

  • Interest Coverage: 0.43 (98% below median its 10-year median of 25.61)
  • GF Value™: 円675.82 vs. price of 円676.00 (0% above fair value)
  • GF Score™: 66/100 with 2 warning signs
  • Industry Position: 99.2% below the Credit Services median (#97 of 164)

No single metric tells the full story. See the SSE:8594 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nakamichi leasing Co Business Description

Address 1-3-3 Higashi Kita-Ichijo, Chuo-ku, Sapporo, JPN, 060-8539
Nakamichi leasing Co Ltd is a Japanese firm which provides general leasing services. It offers finance lease, deferred payment sale (installment) transaction, car and automobile leasing, and financing activities. It has a space system which provides rental service and it also provides comprehensive energy conservation service.
66GF Score

Get the complete analysis for SSE:8594

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円676.00
Price
円675.82
GF Value