Ha Do Group JSCSTC:HDG 83 Interest Coverage is 2.46 as of Mar. 2026, which is 45% below its 10-year median of 4.45. GuruFocus rates STC:HDG with a GF Score™ of 83/100 and a GF Value™ of ₫20,243.46 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,299 Real Estate companies, Ha Do Group JSC ranks better than 50.96% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Ha Do Group JSC's
Operating Income
for the
three
months ended in Mar. 2026 was ₫181,820 Mil. Ha Do Group JSC's Interest Expense for the
three
months ended in Mar. 2026 was ₫-73,896 Mil.
Ha Do Group JSC's interest coverage for the quarter that ended in Mar. 2026 was 2.46.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Ha Do Group JSC's Interest Coverage or its related term are showing as below:
STC:HDG'
s Interest Coverage Range Over the Past 10 Years
Min: 2.75 Med: 4.45 Max: 9.45
Current: 4.44
STC:HDG's Interest Coverage is ranked better than 50.96% of 1299
companies
in the Real Estate industry
Industry Median: 4.25
vs STC:HDG: 4.44
Ha Do Group JSC (STC:HDG) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ha Do Group JSC Interest Coverage Related Terms
Ha Do Group JSC Interest Coverage Historical Data
* Premium members only.
The historical data trend for Ha Do Group JSC's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Ha Do Group JSC Interest Coverage Competitor Comparison
For the Real Estate - Development subindustry, Ha Do Group JSC's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ha Do Group JSC Interest Coverage vs Real Estate Industry
For the Real Estate industry and Real Estate sector, Ha Do Group JSC's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Ha Do Group JSC's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ha Do Group JSC (STC:HDG) has a Interest Coverage of 2.46 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ha Do Group JSC and its competitors. This is 45% below median its historical median of 4.45. Over the past decade, Ha Do Group JSC's Interest Coverage has ranged from 2.75 to 9.45. According to the industry distribution chart, Ha Do Group JSC ranks #637 out of 1299 companies in the Real Estate industry, placing it in the top 49%.
Is Ha Do Group JSC's Interest Coverage too high?
Ha Do Group JSC's current Interest Coverage of 2.46 is 45% below median its 10-year median of 4.45. Over the past 10 years, this metric has ranged from a low of 2.75 to a high of 9.45. The Real Estate industry median Interest Coverage is 4.25. Ha Do Group JSC's value of 2.46 is 42.1% below this industry median. Based on the distribution chart, Ha Do Group JSC ranks #637 out of 1299 companies in the Real Estate industry, which is above the industry midpoint. Overall, Ha Do Group JSC has a GF Score™ of 83/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ha Do Group JSC's Interest Coverage compare to competitors?
According to the Real Estate industry distribution chart, Ha Do Group JSC ranks #637 out of 1299 companies for Interest Coverage. This puts Ha Do Group JSC in the upper half of its industry. The industry median Interest Coverage is 4.25. Ha Do Group JSC's value of 2.46 is 42.1% below this benchmark. Historically, Ha Do Group JSC's own Interest Coverage has ranged from 2.75 to 9.45 over the past decade. While the company's 10-year median is 4.45 vs. the industry median of 4.25, Ha Do Group JSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ha Do Group JSC's current Interest Coverage of 2.46 is 42.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ha Do Group JSC and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ha Do Group JSC's current Interest Coverage is 2.46, which is 45% below median its own 10-year median of 4.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ha Do Group JSC stock overvalued right now?
Based on GuruFocus' analysis, Ha Do Group JSC (STC:HDG) is currently considered Fairly Valued. The stock's GF Value™ is ₫20,243.46, compared to a current price of ₫20,800.00 — trading 2.7% above its estimated fair value. The current Interest Coverage is 2.46, which is 45% below median its 10-year median of 4.45 and 42.1% below the Real Estate industry median of 4.25. Ha Do Group JSC's overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ha Do Group JSC (STC:HDG), the current Interest Coverage is 2.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ha Do Group JSC (STC:HDG) Overvalued in 2026?
Based on GuruFocus' analysis, Ha Do Group JSC stock appears to be overvalued.
The current stock price of ₫20,800.00 is trading 2.7% above its estimated GF Value™ of ₫20,243.46.
GuruFocus considers Ha Do Group JSC to be Fairly Valued.
Key valuation signals for STC:HDG:
Interest Coverage: 2.46 (45% below median its 10-year median of 4.45)
GF Value™: ₫20,243.46 vs. price of ₫20,800.00 (2.7% above fair value)
Industry Position: 42.1% below the Real Estate median (#637 of 1299)
No single metric tells the full story. See the STC:HDG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ha Do Group JSC is a Vietnam-based company engaged in the investment, construction, and trading of real estate; investment, construction, production and trading of electricity; provision of hotel services; management; office leasing, and other services. The company generates the majority of its revenue from electricity production and business activities.
83GF Score
Get the complete analysis for STC:HDG
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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