InsperitySTU:ASF 61 Interest Coverage is 10.33 as of Mar. 2026, which is 57% below its 10-year median of 24.29. GuruFocus rates STU:ASF with a GF Score™ of 61/100 and a GF Value™ of €79.10 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 812 Business Services companies, Insperity ranks worse than 123152.59% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Insperity's
Operating Income
for the
three
months ended in Mar. 2026 was €54 Mil. Insperity's Interest Expense for the
three
months ended in Mar. 2026 was €-5 Mil.
Insperity's interest coverage for the quarter that ended in Mar. 2026 was 10.33.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Insperity's Interest Coverage or its related term are showing as below:
STU:ASF's Interest Coverage is not ranked *
in the Business Services industry.
Industry Median: 12.98 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Insperity Interest Coverage Related Terms
Insperity Interest Coverage Historical Data
* Premium members only.
The historical data trend for Insperity's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
STU:ASF vs MAN, KFRC, BBSI: Interest Coverage Comparison
For the Staffing & Employment Services subindustry, Insperity's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Insperity Interest Coverage vs Business Services Industry
For the Business Services industry and Industrials sector, Insperity's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Insperity's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Insperity (STU:ASF) has a Interest Coverage of 10.33 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Insperity and its competitors. This is 57% below median its historical median of 24.29. According to the industry distribution chart, Insperity ranks #999999 out of 812 companies in the Business Services industry.
Is Insperity's Interest Coverage too high?
Insperity's current Interest Coverage of 10.33 is 57% below median its 10-year median of 24.29. The Business Services industry median Interest Coverage is 12.98. Insperity's value of 10.33 is 20.4% below this industry median. Based on the distribution chart, Insperity ranks #999999 out of 812 companies in the Business Services industry, which is in the bottom quartile relative to peers. Overall, Insperity has a GF Score™ of 61/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insperity's Interest Coverage compare to MAN and KFRC?
According to the Business Services industry distribution chart, Insperity ranks #999999 out of 812 companies for Interest Coverage. This places Insperity in the lower half of its industry. The industry median Interest Coverage is 12.98. Insperity's value of 10.33 is 20.4% below this benchmark. While the company's 10-year median is 24.29 vs. the industry median of 12.98, Insperity has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 812 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Insperity's current Interest Coverage of 10.33 is 20.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Insperity and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Insperity's current Interest Coverage is 10.33, which is 57% below median its own 10-year median of 24.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insperity stock overvalued right now?
Based on GuruFocus' analysis, Insperity (STU:ASF) is currently considered Significantly Undervalued. The stock's GF Value™ is €79.10, compared to a current price of €33.40 — trading 57.8% below its estimated fair value. The current Interest Coverage is 10.33, which is 57% below median its 10-year median of 24.29 and 20.4% below the Business Services industry median of 12.98. Insperity's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Insperity (STU:ASF), the current Interest Coverage is 10.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Insperity (STU:ASF) Overvalued in 2026?
Based on GuruFocus' analysis, Insperity stock appears to be undervalued.
The current stock price of €33.40 is trading 57.8% below its estimated GF Value™ of €79.10.
GuruFocus considers Insperity to be Significantly Undervalued.
Key valuation signals for STU:ASF:
Interest Coverage: 10.33 (57% below median its 10-year median of 24.29)
GF Value™: €79.10 vs. price of €33.40 (57.8% below fair value)
Industry Position: 20.4% below the Business Services median (#999999 of 812)
No single metric tells the full story. See the STU:ASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Insperity Inc is a company that provides a wide range of human resources and business solutions designed to help businesses improve their performance. Small and midsize enterprises are the company's primary target customers. Majority of the company's products are offered through the company's Workforce Optimization and Workforce Synchronization solutions, which comprise various human resource functions, such as payroll and employment administration, employee benefits and compensation, government compliance, performance management, training and development services, and human capital management. The company generates all of its revenue in the United States.
61GF Score
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