Insperity (STU:ASF) Long-Term Debt: €319 Mil (As of Mar. 2026)


STU:ASF Insperity Inc STU:ASF
62 GF Score
Price €39.60
GF Value €79.42
Valuation Significantly Undervalued
! 3 Warning Signs
View Full Analysis

What is Insperity Long-Term Debt?

Insperity STU:ASF 62 Long-Term Debt is €319 Mil as of Mar. 2026. GuruFocus rates STU:ASF with a GF Score™ of 62/100 and a GF Value™ of €79.42 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Insperity's Long-Term Debt for the quarter that ended in Mar. 2026 was €319 Mil.

Insperity's quarterly Long-Term Debt increased from Sep. 2025 (€314 Mil) to Dec. 2025 (€315 Mil) and increased from Dec. 2025 (€315 Mil) to Mar. 2026 (€319 Mil).

Insperity's annual Long-Term Debt increased from Dec. 2023 (€338 Mil) to Dec. 2024 (€352 Mil) but then declined from Dec. 2024 (€352 Mil) to Dec. 2025 (€315 Mil).

Insperity  (STU:ASF) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Insperity Long-Term Debt Related Terms

Insperity Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Insperity's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insperity Long-Term Debt Chart

Insperity Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 326.92 348.71 338.37 352.40 315.13

Insperity Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 341.33 319.92 314.39 315.13 319.19
STU:ASF
62GF Score
Insperity Inc STU:ASF
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €319 Mil mean?
Insperity (STU:ASF) has a Long-Term Debt of €319 Mil as of Mar. 2026.
Is Insperity's Long-Term Debt too high?
Insperity's current Long-Term Debt is €319 Mil. Overall, Insperity has a GF Score™ of 62/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Insperity's Long-Term Debt compare to MAN and BBSI?
Insperity's Long-Term Debt of €319 Mil can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Business Services company?
A good Long-Term Debt depends on the Business Services industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Insperity's current Long-Term Debt is €319 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insperity stock overvalued right now?
Based on GuruFocus' analysis, Insperity (STU:ASF) is currently considered Significantly Undervalued. The stock's GF Value™ is €79.42, compared to a current price of €39.60 — trading 50.1% below its estimated fair value. The current Long-Term Debt is €319 Mil. Insperity's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Insperity (STU:ASF), the current Long-Term Debt is €319 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insperity (STU:ASF) Overvalued in 2026?

Based on GuruFocus' analysis, Insperity stock appears to be undervalued. The current stock price of €39.60 is trading 50.1% below its estimated GF Value™ of €79.42. GuruFocus considers Insperity to be Significantly Undervalued.

Key valuation signals for STU:ASF:

  • Long-Term Debt: €319 Mil
  • GF Value™: €79.42 vs. price of €39.60 (50.1% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the STU:ASF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Insperity Business Description

Other Exchanges NSP:USA
Address 19001 Crescent Springs Drive, Kingwood, TX, USA, 77339
Insperity Inc is a company that provides a wide range of human resources and business solutions designed to help businesses improve their performance. Small and midsize enterprises are the company's primary target customers. Majority of the company's products are offered through the company's Workforce Optimization and Workforce Synchronization solutions, which comprise various human resource functions, such as payroll and employment administration, employee benefits and compensation, government compliance, performance management, training and development services, and human capital management. The company generates all of its revenue in the United States.
62GF Score

Get the complete analysis for STU:ASF

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.60
Price
€79.42
GF Value