CSC Financial Co (STU:CS0) Interest Coverage: 4.17 (As of Jun. 2026) — 90% Above Median

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STU:CS0 CSC Financial Co Ltd STU:CS0
88 GF Score
Price €1.22
GF Value €1.34
! 2 Warning Signs
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What is CSC Financial Co Interest Coverage?

CSC Financial Co STU:CS0 -3.94% 88 Interest Coverage is 4.17 as of Jun. 2026, which is 90% above its 10-year median of 2.20. GuruFocus rates STU:CS0 with a GF Score™ of 88/100 and a GF Value™ of €1.34. The stock has 2 warning signs investors should review. Among 427 Capital Markets companies, CSC Financial Co ranks worse than 70.49% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. CSC Financial Co's Operating Income for the six months ended in Jun. 2026 was €2,250 Mil. CSC Financial Co's Interest Expense for the six months ended in Jun. 2026 was €-540 Mil. CSC Financial Co's interest coverage for the quarter that ended in Jun. 2026 was 4.17. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for CSC Financial Co's Interest Coverage or its related term are showing as below:

STU:CS0' s Interest Coverage Range Over the Past 10 Years
Min: 1.04   Med: 2.2   Max: 4.12
Current: 4.12


STU:CS0's Interest Coverage is ranked worse than
70.49% of 427 companies
in the Capital Markets industry
Industry Median: 18.44 vs STU:CS0: 4.12

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


CSC Financial Co  (STU:CS0) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


CSC Financial Co Interest Coverage Related Terms


CSC Financial Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for CSC Financial Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

CSC Financial Co Interest Coverage Chart

CSC Financial Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.56 1.04 1.45 1.99 3.42

CSC Financial Co Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.64 3.36 2.78 4.07 4.17

STU:CS0 vs MS, GS, SCHW: Interest Coverage Comparison

For the Capital Markets subindustry, CSC Financial Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CSC Financial Co Interest Coverage vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, CSC Financial Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where CSC Financial Co's Interest Coverage falls into.


STU:CS0
88GF Score
CSC Financial Co Ltd STU:CS0
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CSC Financial Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

CSC Financial Co's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, CSC Financial Co's Interest Expense was €-941 Mil. Its Operating Income was €3,223 Mil. And its Long-Term Debt & Capital Lease Obligation was €11,456 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*3223.022/-941.04
=3.42

CSC Financial Co's Interest Coverage for the quarter that ended in Jun. 2026 is calculated as

Here, for the six months ended in Jun. 2026, CSC Financial Co's Interest Expense was €-540 Mil. Its Operating Income was €2,250 Mil. And its Long-Term Debt & Capital Lease Obligation was €13,682 Mil.

Interest Coverage=-1* Operating Income (Q: Jun. 2026 )/Interest Expense (Q: Jun. 2026 )
=-1*2249.695/-540.083
=4.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 4.17 mean?
CSC Financial Co (STU:CS0) has a Interest Coverage of 4.17 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CSC Financial Co and its competitors. This is 90% above median its historical median of 2.20. Over the past decade, CSC Financial Co's Interest Coverage has ranged from 1.04 to 4.12. According to the industry distribution chart, CSC Financial Co ranks #301 out of 427 companies in the Capital Markets industry, placing it in the top 70.5%.
Is CSC Financial Co's Interest Coverage too high?
CSC Financial Co's current Interest Coverage of 4.17 is 90% above median its 10-year median of 2.20. Over the past 10 years, this metric has ranged from a low of 1.04 to a high of 4.12. The Capital Markets industry median Interest Coverage is 18.44. CSC Financial Co's value of 4.17 is 77.4% below this industry median. Based on the distribution chart, CSC Financial Co ranks #301 out of 427 companies in the Capital Markets industry, which is below the industry midpoint. Overall, CSC Financial Co has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does CSC Financial Co's Interest Coverage compare to MS and GS?
According to the Capital Markets industry distribution chart, CSC Financial Co ranks #301 out of 427 companies for Interest Coverage. This places CSC Financial Co in the lower half of its industry. The industry median Interest Coverage is 18.44. CSC Financial Co's value of 4.17 is 77.4% below this benchmark. Historically, CSC Financial Co's own Interest Coverage has ranged from 1.04 to 4.12 over the past decade. While the company's 10-year median is 2.20 vs. the industry median of 18.44, CSC Financial Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Capital Markets company?
The median Interest Coverage among Capital Markets companies is 18.44, based on 427 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSC Financial Co's current Interest Coverage of 4.17 is 77.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on CSC Financial Co and its competitors. For the Capital Markets industry, the median Interest Coverage is 18.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSC Financial Co's current Interest Coverage is 4.17, which is 90% above median its own 10-year median of 2.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSC Financial Co stock overvalued right now?
CSC Financial Co (STU:CS0) has a current Interest Coverage of 4.17. The stock's GF Value™ is €1.34, compared to a current price of €1.22 — trading 9% below its estimated fair value. The current Interest Coverage is 4.17, which is 90% above median its 10-year median of 2.20 and 77.4% below the Capital Markets industry median of 18.44. CSC Financial Co's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For CSC Financial Co (STU:CS0), the current Interest Coverage is 4.17 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSC Financial Co (STU:CS0) Overvalued in 2026?

Based on GuruFocus' analysis, CSC Financial Co stock appears to be undervalued. The current stock price of €1.22 is trading 9% below its estimated GF Value™ of €1.34.

Key valuation signals for STU:CS0:

  • Interest Coverage: 4.17 (90% above median its 10-year median of 2.20)
  • GF Value™: €1.34 vs. price of €1.22 (9% below fair value)
  • GF Score™: 88/100 with 2 warning signs
  • Industry Position: 77.4% below the Capital Markets median (#301 of 427)

No single metric tells the full story. See the STU:CS0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CSC Financial Co Business Description

Other Exchanges 06066:Hong Kong
Address No. 10 Guanghua Road, Chaoyang District, Beijing, CHN, 100020
CSC Financial Co Ltd is engaged in providing capital markets services. The operating segments of the company include investment banking business which includes equity financing business, debt financing business, and financial advisory business; wealth management business which includes brokerage and wealth management business, margin financing, security lending business, and repurchase business; trading and institutional client services business which include equity sales, fixed income sales, and prime brokerage business, and asset management business which include asset management business and fund management business. The company derives the majority of its revenue from the Investment Banking segment.
88GF Score

Get the complete analysis for STU:CS0

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.22
Price
€1.34
GF Value