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CSC Financial CoSTU:CS0 -3.94%88 ROA % is 2.04% as of Jun. 2026, which is 11% above its 10-year median of 1.84. GuruFocus rates STU:CS0 with a GF Score™ of 88/100 and a GF Value™ of €1.34. The stock has 2 warning signs investors should review. Among 811 Capital Markets companies, CSC Financial Co ranks better than 53.02% on this metric.
ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. CSC Financial Co's annualizedNet Income for the quarter that ended in Jun. 2026 was €1,957 Mil.
CSC Financial Co's average Total Assets over the quarter that ended in Jun. 2026 was €96,146 Mil. Therefore, CSC Financial Co's annualized ROA % for the quarter that ended in Jun. 2026 was 2.04%.
The historical rank and industry rank for CSC Financial Co's ROA % or its related term are showing as below:
STU:CS0'
s ROA % Range Over the Past 10 Years
Min: 1.31 Med: 1.84 Max: 2.97
Current: 1.78
During the past 13 years, CSC Financial Co's highest ROA % was 2.97%. The lowest was 1.31%. And the median was 1.84%.
STU:CS0's ROA % is ranked better than 53.02% of 811
companies
in the Capital Markets industry
Industry Median: 1.54
vs STU:CS0: 1.78
ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A banks ROA % is typically well under 2%.
Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:
Note:
The Net Income data used here is two times the semi-annual (Jun. 2026) net income data. The Revenue data used here is two times the semi-annual (Jun. 2026) revenue data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.
E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.
CSC Financial Co ROA % Related Terms
CSC Financial Co ROA % Historical Data
* Premium members only.
The historical data trend for CSC Financial Co's ROA % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, CSC Financial Co's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CSC Financial Co ROA % vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, CSC Financial Co's ROA % distribution charts can be found below:
* The bar in red indicates where CSC Financial Co's ROA % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is two times the semi-annual (Jun. 2026) net income data.
ROA % is displayed in the 30-year financial page.
CSC Financial Co (STU:CS0) has a ROA % of 2.04% as of Jun. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CSC Financial Co and its competitors. This is 11% above median its historical median of 1.84. Over the past decade, CSC Financial Co's ROA % has ranged from 1.31 to 2.97. According to the industry distribution chart, CSC Financial Co ranks #381 out of 811 companies in the Capital Markets industry, placing it in the top 47%.
Is CSC Financial Co's ROA % too high?
CSC Financial Co's current ROA % of 2.04% is 11% above median its 10-year median of 1.84. Over the past 10 years, this metric has ranged from a low of 1.31 to a high of 2.97. The Capital Markets industry median ROA % is 1.54. CSC Financial Co's value of 2.04% is 32.5% above this industry median. Based on the distribution chart, CSC Financial Co ranks #381 out of 811 companies in the Capital Markets industry, which is above the industry midpoint. Overall, CSC Financial Co has a GF Score™ of 88/100, reflecting its overall financial health beyond just this single metric.
How does CSC Financial Co's ROA % compare to MS and GS?
According to the Capital Markets industry distribution chart, CSC Financial Co ranks #381 out of 811 companies for ROA %. This puts CSC Financial Co in the upper half of its industry. The industry median ROA % is 1.54. CSC Financial Co's value of 2.04% is 32.5% above this benchmark. Historically, CSC Financial Co's own ROA % has ranged from 1.31 to 2.97 over the past decade. While the company's 10-year median is 1.84 vs. the industry median of 1.54, CSC Financial Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Capital Markets company?
The median ROA % among Capital Markets companies is 1.54, based on 811 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CSC Financial Co's current ROA % of 2.04% is 32.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on CSC Financial Co and its competitors. For the Capital Markets industry, the median ROA % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CSC Financial Co's current ROA % is 2.04%, which is 11% above median its own 10-year median of 1.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSC Financial Co stock overvalued right now?
CSC Financial Co (STU:CS0) has a current ROA % of 2.04%. The stock's GF Value™ is €1.34, compared to a current price of €1.22 — trading 9% below its estimated fair value. The current ROA % is 2.04%, which is 11% above median its 10-year median of 1.84 and 32.5% above the Capital Markets industry median of 1.54. CSC Financial Co's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For CSC Financial Co (STU:CS0), the current ROA % is 2.04% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CSC Financial Co (STU:CS0) Overvalued in 2026?
Based on GuruFocus' analysis, CSC Financial Co stock appears to be undervalued.
The current stock price of €1.22 is trading 9% below its estimated GF Value™ of €1.34.
Key valuation signals for STU:CS0:
ROA %: 2.04% (11% above median its 10-year median of 1.84)
GF Value™: €1.34 vs. price of €1.22 (9% below fair value)
Industry Position: 32.5% above the Capital Markets median (#381 of 811)
No single metric tells the full story. See the STU:CS0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CSC Financial Co Ltd is engaged in providing capital markets services. The operating segments of the company include investment banking business which includes equity financing business, debt financing business, and financial advisory business; wealth management business which includes brokerage and wealth management business, margin financing, security lending business, and repurchase business; trading and institutional client services business which include equity sales, fixed income sales, and prime brokerage business, and asset management business which include asset management business and fund management business. The company derives the majority of its revenue from the Investment Banking segment.
88GF Score
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