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HNISTU:HO9 -0.47%84 Interest Coverage is 4.82 as of Jun. 2026, which is 64% below its 10-year median of 13.53. GuruFocus rates STU:HO9 with a GF Score™ of 84/100 and a GF Value™ of €51.89 (Modestly Undervalued). The stock has 10 warning signs investors should review. Among 288 Furnishings, Fixtures & Appliances companies, HNI ranks worse than 72.57% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. HNI's
Operating Income
for the
three
months ended in Jun. 2026 was €99 Mil. HNI's Interest Expense for the
three
months ended in Jun. 2026 was €-21 Mil.
HNI's interest coverage for the quarter that ended in Jun. 2026 was 4.82.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for HNI's Interest Coverage or its related term are showing as below:
STU:HO9'
s Interest Coverage Range Over the Past 10 Years
Min: 3.47 Med: 13.53 Max: 32.89
Current: 3.47
STU:HO9's Interest Coverage is ranked worse than 72.57% of 288
companies
in the Furnishings, Fixtures & Appliances industry
Industry Median: 11.245
vs STU:HO9: 3.47
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
HNI Interest Coverage Related Terms
HNI Interest Coverage Historical Data
* Premium members only.
The historical data trend for HNI's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
STU:HO9 vs WHR, TILE, LZB: Interest Coverage Comparison
For the Furnishings, Fixtures & Appliances subindustry, HNI's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HNI Interest Coverage vs Furnishings, Fixtures & Appliances Industry
For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, HNI's Interest Coverage distribution charts can be found below:
* The bar in red indicates where HNI's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HNI (STU:HO9) has a Interest Coverage of 4.82 as of Jun. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on HNI and its competitors. This is 64% below median its historical median of 13.53. Over the past decade, HNI's Interest Coverage has ranged from 3.47 to 32.89. According to the industry distribution chart, HNI ranks #209 out of 288 companies in the Furnishings, Fixtures & Appliances industry, placing it in the top 72.6%.
Is HNI's Interest Coverage too high?
HNI's current Interest Coverage of 4.82 is 64% below median its 10-year median of 13.53. Over the past 10 years, this metric has ranged from a low of 3.47 to a high of 32.89. The Furnishings, Fixtures & Appliances industry median Interest Coverage is 11.25. HNI's value of 4.82 is 57.1% below this industry median. Based on the distribution chart, HNI ranks #209 out of 288 companies in the Furnishings, Fixtures & Appliances industry, which is below the industry midpoint. Overall, HNI has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HNI's Interest Coverage compare to WHR and TILE?
According to the Furnishings, Fixtures & Appliances industry distribution chart, HNI ranks #209 out of 288 companies for Interest Coverage. This places HNI in the lower half of its industry. The industry median Interest Coverage is 11.25. HNI's value of 4.82 is 57.1% below this benchmark. Historically, HNI's own Interest Coverage has ranged from 3.47 to 32.89 over the past decade. While the company's 10-year median is 13.53 vs. the industry median of 11.25, HNI has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Furnishings, Fixtures & Appliances company?
The median Interest Coverage among Furnishings, Fixtures & Appliances companies is 11.25, based on 288 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HNI's current Interest Coverage of 4.82 is 57.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on HNI and its competitors. For the Furnishings, Fixtures & Appliances industry, the median Interest Coverage is 11.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HNI's current Interest Coverage is 4.82, which is 64% below median its own 10-year median of 13.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HNI stock overvalued right now?
Based on GuruFocus' analysis, HNI (STU:HO9) is currently considered Modestly Undervalued. The stock's GF Value™ is €51.89, compared to a current price of €42.60 — trading 17.9% below its estimated fair value. The current Interest Coverage is 4.82, which is 64% below median its 10-year median of 13.53 and 57.1% below the Furnishings, Fixtures & Appliances industry median of 11.25. HNI's overall GF Score™ is 84/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For HNI (STU:HO9), the current Interest Coverage is 4.82 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HNI (STU:HO9) Overvalued in 2026?
Based on GuruFocus' analysis, HNI stock appears to be undervalued.
The current stock price of €42.60 is trading 17.9% below its estimated GF Value™ of €51.89.
GuruFocus considers HNI to be Modestly Undervalued.
Key valuation signals for STU:HO9:
Interest Coverage: 4.82 (64% below median its 10-year median of 13.53)
GF Value™: €51.89 vs. price of €42.60 (17.9% below fair value)
Industry Position: 57.1% below the Furnishings, Fixtures & Appliances median (#209 of 288)
No single metric tells the full story. See the STU:HO9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HNI Corp is a provider of commercial furnishings and hearth products. Its two reportable segments are workplace furnishings and residential building products. The workplace furnishings segment includes furniture systems, seating, storage, tables, architectural products, ancillary products, and hospitality products. The residential building products segment includes various gas, wood, electric, and pellet-fueled fireplaces, inserts, stoves, facings, outdoor fire pits and fire tables, and accessories. The company's products are sold through independent dealers, distributors, eCommerce retailers, wholesalers, and retail outlets. A majority of the firm's revenue is generated from the Workplace furnishings segment. Geographically, it operates in the United States.
84GF Score
Get the complete analysis for STU:HO9
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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