Pan-International Industrial (TPE:2328) Interest Coverage: 29.37 (As of Dec. 2025) — Near Median


TPE:2328 Pan-International Industrial Corp TPE:2328
78 GF Score
Price NT$49.00
GF Value NT$33.07
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Pan-International Industrial Interest Coverage?

Pan-International Industrial TPE:2328 -3.92% 78 Interest Coverage is 29.37 as of Dec. 2025, which is 0% above its 10-year median of 29.29. GuruFocus rates TPE:2328 with a GF Score™ of 78/100 and a GF Value™ of NT$33.07 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,672 Hardware companies, Pan-International Industrial ranks better than 65.43% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Pan-International Industrial's Operating Income for the three months ended in Dec. 2025 was NT$201 Mil. Pan-International Industrial's Interest Expense for the three months ended in Dec. 2025 was NT$-7 Mil. Pan-International Industrial's interest coverage for the quarter that ended in Dec. 2025 was 29.37. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Pan-International Industrial's Interest Coverage or its related term are showing as below:

TPE:2328' s Interest Coverage Range Over the Past 10 Years
Min: 8.07   Med: 29.29   Max: 107.5
Current: 31.79


TPE:2328's Interest Coverage is ranked better than
65.43% of 1672 companies
in the Hardware industry
Industry Median: 13.675 vs TPE:2328: 31.79

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Pan-International Industrial  (TPE:2328) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Pan-International Industrial Interest Coverage Related Terms


Pan-International Industrial Interest Coverage Historical Data

* Premium members only.

The historical data trend for Pan-International Industrial's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Pan-International Industrial Interest Coverage Chart

Pan-International Industrial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 107.50 44.16 26.49 19.55 31.79

Pan-International Industrial Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.47 28.78 52.05 24.29 29.37

TPE:2328 vs APH, GLW: Interest Coverage Comparison

For the Electronic Components subindustry, Pan-International Industrial's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pan-International Industrial Interest Coverage vs Hardware Industry

For the Hardware industry and Technology sector, Pan-International Industrial's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Pan-International Industrial's Interest Coverage falls into.


TPE:2328
78GF Score
Pan-International Industrial Corp TPE:2328
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Pan-International Industrial Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Pan-International Industrial's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Pan-International Industrial's Interest Expense was NT$-36 Mil. Its Operating Income was NT$1,141 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$95 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*1141.387/-35.905
=31.79

Pan-International Industrial's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the three months ended in Dec. 2025, Pan-International Industrial's Interest Expense was NT$-7 Mil. Its Operating Income was NT$201 Mil. And its Long-Term Debt & Capital Lease Obligation was NT$95 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*200.939/-6.842
=29.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 29.37 mean?
Pan-International Industrial (TPE:2328) has a Interest Coverage of 29.37 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pan-International Industrial and its competitors. This is near median its historical median of 29.29. Over the past decade, Pan-International Industrial's Interest Coverage has ranged from 8.07 to 107.50. According to the industry distribution chart, Pan-International Industrial ranks #578 out of 1672 companies in the Hardware industry, placing it in the top 34.6%.
Is Pan-International Industrial's Interest Coverage too high?
Pan-International Industrial's current Interest Coverage of 29.37 is near median its 10-year median of 29.29. Over the past 10 years, this metric has ranged from a low of 8.07 to a high of 107.50. The Hardware industry median Interest Coverage is 13.68. Pan-International Industrial's value of 29.37 is 114.8% above this industry median. Based on the distribution chart, Pan-International Industrial ranks #578 out of 1672 companies in the Hardware industry, which is above the industry midpoint. Overall, Pan-International Industrial has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pan-International Industrial's Interest Coverage compare to APH and GLW?
According to the Hardware industry distribution chart, Pan-International Industrial ranks #578 out of 1672 companies for Interest Coverage. This puts Pan-International Industrial in the upper half of its industry. The industry median Interest Coverage is 13.68. Pan-International Industrial's value of 29.37 is 114.8% above this benchmark. Historically, Pan-International Industrial's own Interest Coverage has ranged from 8.07 to 107.50 over the past decade. While the company's 10-year median is 29.29 vs. the industry median of 13.68, Pan-International Industrial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Hardware company?
The median Interest Coverage among Hardware companies is 13.68, based on 1,672 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pan-International Industrial's current Interest Coverage of 29.37 is 114.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Pan-International Industrial and its competitors. For the Hardware industry, the median Interest Coverage is 13.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pan-International Industrial's current Interest Coverage is 29.37, which is near median its own 10-year median of 29.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pan-International Industrial stock overvalued right now?
Based on GuruFocus' analysis, Pan-International Industrial (TPE:2328) is currently considered Significantly Overvalued. The stock's GF Value™ is NT$33.07, compared to a current price of NT$49.00 — trading 48.2% above its estimated fair value. The current Interest Coverage is 29.37, which is near median its 10-year median of 29.29 and 114.8% above the Hardware industry median of 13.68. Pan-International Industrial's overall GF Score™ is 78/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Pan-International Industrial (TPE:2328), the current Interest Coverage is 29.37 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pan-International Industrial (TPE:2328) Overvalued in 2026?

Based on GuruFocus' analysis, Pan-International Industrial stock appears to be overvalued. The current stock price of NT$49.00 is trading 48.2% above its estimated GF Value™ of NT$33.07. GuruFocus considers Pan-International Industrial to be Significantly Overvalued.

Key valuation signals for TPE:2328:

  • Interest Coverage: 29.37 (near median its 10-year median of 29.29)
  • GF Value™: NT$33.07 vs. price of NT$49.00 (48.2% above fair value)
  • GF Score™: 78/100 with 5 warning signs
  • Industry Position: 114.8% above the Hardware median (#578 of 1672)

No single metric tells the full story. See the TPE:2328 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pan-International Industrial Business Description

Address No. 200, Jian 8th Road, 6th Floor, Bihe Village, Zhonghe District, New Taipei, TWN
Pan-International Industrial Corp is engaged in the development, manufacturing, and sales of electronic signal cables, connectors, connection wires, precision molds, various plugs and sockets, telecommunication devices, wireless Bluetooth devices, printed circuit boards and other computer peripherals, medical device-related products, industrial control products, as well as automotive wire harnesses, automotive parts and accessories, and intelligent in-vehicle equipment.
78GF Score

Get the complete analysis for TPE:2328

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$49.00
Price
NT$33.07
GF Value