Interlife Holdings Co (TSE:1418) Interest Coverage: 20.03 (As of Feb. 2026) — 133% Above Median


TSE:1418 Interlife Holdings Co Ltd TSE:1418
71 GF Score
Price 円529.00
GF Value 円360.22
Valuation Significantly Overvalued
! 3 Warning Signs
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What is Interlife Holdings Co Interest Coverage?

Interlife Holdings Co TSE:1418 +0.19% 71 Interest Coverage is 20.03 as of Feb. 2026, which is 133% above its 10-year median of 8.60. GuruFocus rates TSE:1418 with a GF Score™ of 71/100 and a GF Value™ of 円360.22 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 814 Business Services companies, Interlife Holdings Co ranks better than 69.16% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Interlife Holdings Co's Operating Income for the six months ended in Feb. 2026 was 円252 Mil. Interlife Holdings Co's Interest Expense for the six months ended in Feb. 2026 was 円-13 Mil. Interlife Holdings Co's interest coverage for the quarter that ended in Feb. 2026 was 20.03. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Interlife Holdings Co's Interest Coverage or its related term are showing as below:

TSE:1418' s Interest Coverage Range Over the Past 10 Years
Min: 2.42   Med: 8.6   Max: 42.96
Current: 42.96


TSE:1418's Interest Coverage is ranked better than
69.16% of 814 companies
in the Business Services industry
Industry Median: 12.98 vs TSE:1418: 42.96

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Interlife Holdings Co  (TSE:1418) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Interlife Holdings Co Interest Coverage Related Terms


Interlife Holdings Co Interest Coverage Historical Data

* Premium members only.

The historical data trend for Interlife Holdings Co's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Interlife Holdings Co Interest Coverage Chart

Interlife Holdings Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.48 9.74 15.53 37.57 42.96

Interlife Holdings Co Semi-Annual Data
Aug16 Feb17 Aug17 Feb18 Aug18 Feb19 Aug19 Feb20 Aug20 Feb21 Aug21 Feb22 Aug22 Feb23 Aug23 Feb24 Aug24 Feb25 Aug25 Feb26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.15 40.00 35.33 62.80 20.03

TSE:1418 vs CTAS, CPRT, ULS: Interest Coverage Comparison

For the Specialty Business Services subindustry, Interlife Holdings Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Interlife Holdings Co Interest Coverage vs Business Services Industry

For the Business Services industry and Industrials sector, Interlife Holdings Co's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Interlife Holdings Co's Interest Coverage falls into.


TSE:1418
71GF Score
Interlife Holdings Co Ltd TSE:1418
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Interlife Holdings Co Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interlife Holdings Co's Interest Coverage for the fiscal year that ended in Feb. 2026 is calculated as

Here, for the fiscal year that ended in Feb. 2026, Interlife Holdings Co's Interest Expense was 円-27 Mil. Its Operating Income was 円1,167 Mil. And its Long-Term Debt & Capital Lease Obligation was 円774 Mil.

Interest Coverage=-1* Operating Income (A: Feb. 2026 )/Interest Expense (A: Feb. 2026 )
=-1*1166.863/-27.161
=42.96

Interlife Holdings Co's Interest Coverage for the quarter that ended in Feb. 2026 is calculated as

Here, for the six months ended in Feb. 2026, Interlife Holdings Co's Interest Expense was 円-13 Mil. Its Operating Income was 円252 Mil. And its Long-Term Debt & Capital Lease Obligation was 円774 Mil.

Interest Coverage=-1* Operating Income (Q: Feb. 2026 )/Interest Expense (Q: Feb. 2026 )
=-1*252.302/-12.597
=20.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 20.03 mean?
Interlife Holdings Co (TSE:1418) has a Interest Coverage of 20.03 as of Feb. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Interlife Holdings Co and its competitors. This is 133% above median its historical median of 8.60. Over the past decade, Interlife Holdings Co's Interest Coverage has ranged from 2.42 to 42.96. According to the industry distribution chart, Interlife Holdings Co ranks #251 out of 814 companies in the Business Services industry, placing it in the top 30.8%.
Is Interlife Holdings Co's Interest Coverage too high?
Interlife Holdings Co's current Interest Coverage of 20.03 is 133% above median its 10-year median of 8.60. Over the past 10 years, this metric has ranged from a low of 2.42 to a high of 42.96. The Business Services industry median Interest Coverage is 12.98. Interlife Holdings Co's value of 20.03 is 54.3% above this industry median. Based on the distribution chart, Interlife Holdings Co ranks #251 out of 814 companies in the Business Services industry, which is above the industry midpoint. Overall, Interlife Holdings Co has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Interlife Holdings Co's Interest Coverage compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Interlife Holdings Co ranks #251 out of 814 companies for Interest Coverage. This puts Interlife Holdings Co in the upper half of its industry. The industry median Interest Coverage is 12.98. Interlife Holdings Co's value of 20.03 is 54.3% above this benchmark. Historically, Interlife Holdings Co's own Interest Coverage has ranged from 2.42 to 42.96 over the past decade. While the company's 10-year median is 8.60 vs. the industry median of 12.98, Interlife Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Business Services company?
The median Interest Coverage among Business Services companies is 12.98, based on 814 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Interlife Holdings Co's current Interest Coverage of 20.03 is 54.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Interlife Holdings Co and its competitors. For the Business Services industry, the median Interest Coverage is 12.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Interlife Holdings Co's current Interest Coverage is 20.03, which is 133% above median its own 10-year median of 8.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Interlife Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Interlife Holdings Co (TSE:1418) is currently considered Significantly Overvalued. The stock's GF Value™ is 円360.22, compared to a current price of 円529.00 — trading 46.9% above its estimated fair value. The current Interest Coverage is 20.03, which is 133% above median its 10-year median of 8.60 and 54.3% above the Business Services industry median of 12.98. Interlife Holdings Co's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Interlife Holdings Co (TSE:1418), the current Interest Coverage is 20.03 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Interlife Holdings Co (TSE:1418) Overvalued in 2026?

Based on GuruFocus' analysis, Interlife Holdings Co stock appears to be overvalued. The current stock price of 円529.00 is trading 46.9% above its estimated GF Value™ of 円360.22. GuruFocus considers Interlife Holdings Co to be Significantly Overvalued.

Key valuation signals for TSE:1418:

  • Interest Coverage: 20.03 (133% above median its 10-year median of 8.60)
  • GF Value™: 円360.22 vs. price of 円529.00 (46.9% above fair value)
  • GF Score™: 71/100 with 3 warning signs
  • Industry Position: 54.3% above the Business Services median (#251 of 814)

No single metric tells the full story. See the TSE:1418 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Interlife Holdings Co Business Description

Address 13-16, Ginza 6-chome, 11th Floor, Ginza Wall Building, Chuo-ku, Tokyo, JPN, 104-0061
Interlife Holdings Co Ltd through its subsidiaries, is engaged in operating multiple businesses in Japan. Its core business segments include interior construction, audio and lighting equipment, and facilities and maintenance. The interior construction segment handles the design and planning of offices and amusement facilities. The audio and lighting equipment segment focuses on the planning, design, installation, and maintenance of audiovisual and lighting systems for various facilities. The facilities and maintenance segment provides services such as building cleaning, management, repair work, and air-conditioning maintenance. It generates the majority of its revenue from the interior construction segment.
71GF Score

Get the complete analysis for TSE:1418

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円529.00
Price
円360.22
GF Value