Interlife Holdings Co (TSE:1418) Altman Z-Score: 4.06 (As of Aug. 21, 2026) — 56% Above Median

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TSE:1418 Interlife Holdings Co Ltd TSE:1418
71 GF Score
Price 円600.00
GF Value 円356.29
Valuation Significantly Overvalued
! 2 Warning Signs
View Full Analysis

What is Interlife Holdings Co Altman Z-Score?

Interlife Holdings Co TSE:1418 +0.67% 71 Altman Z-Score is 4.06 as of Aug. 21, 2026, which is 56% above its 10-year median of 2.61. GuruFocus rates TSE:1418 with a GF Score™ of 71/100 and a GF Value™ of 円356.29 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,059 Business Services companies, Interlife Holdings Co ranks better than 63.27% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 4.01 is strong.

Interlife Holdings Co has a Altman Z-Score of 4.06, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Interlife Holdings Co's Altman Z-Score or its related term are showing as below:

TSE:1418' s Altman Z-Score Range Over the Past 10 Years
Min: 2.4   Med: 2.61   Max: 4.01
Current: 4.01

During the past 13 years, Interlife Holdings Co's highest Altman Z-Score was 4.01. The lowest was 2.40. And the median was 2.61.


Interlife Holdings Co  (TSE:1418) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Interlife Holdings Co Altman Z-Score Related Terms


Interlife Holdings Co Altman Z-Score Historical Data

* Premium members only.

The historical data trend for Interlife Holdings Co's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Interlife Holdings Co Altman Z-Score Chart

Interlife Holdings Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.62 2.51 2.71 2.59 3.92

Interlife Holdings Co Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Feb25 May25 Aug25 Nov25 Feb26 May26
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.94 3.17 3.35 3.92 0.00

TSE:1418 vs CTAS, CPRT, GPN: Altman Z-Score Comparison

For the Specialty Business Services subindustry, Interlife Holdings Co's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Interlife Holdings Co Altman Z-Score vs Business Services Industry

For the Business Services industry and Industrials sector, Interlife Holdings Co's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Interlife Holdings Co's Altman Z-Score falls into.


TSE:1418
71GF Score
Interlife Holdings Co Ltd TSE:1418
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Interlife Holdings Co Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Interlife Holdings Co's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.3533+1.4*0.155+3.3*0.1627+0.6*1.8696+1.0*1.7651
=4.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Feb. 2026:
Total Assets was 円9,702 Mil.
Total Current Assets was 円7,144 Mil.
Total Current Liabilities was 円3,716 Mil.
Retained Earnings was 円1,504 Mil.
Pre-Tax Income was 925.127 + 96.198 + 146.469 + 384.534 = 円1,552 Mil.
Interest Expense was -6.957 + -6.244 + -6.353 + -7.039 = 円-27 Mil.
Revenue was 5764.171 + 3938.383 + 3480.37 + 3941.063 = 円17,124 Mil.
Market Cap (Today) was 円9,152 Mil.
Total Liabilities was 円4,895 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(7143.685 - 3716.47)/9701.692
=0.3533

X2=Retained Earnings/Total Assets
=1504.21/9701.692
=0.155

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(1552.328 - -26.593)/9701.692
=0.1627

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=9152.369/4895.333
=1.8696

X5=Revenue/Total Assets
=17123.987/9701.692
=1.7651

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Interlife Holdings Co has a Altman Z-Score of 4.06 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 4.06 mean?
Interlife Holdings Co (TSE:1418) has a Altman Z-Score of 4.06 as of Aug. 21, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Interlife Holdings Co and its competitors. This is 56% above median its historical median of 2.61. Over the past decade, Interlife Holdings Co's Altman Z-Score has ranged from 2.40 to 4.01. According to the industry distribution chart, Interlife Holdings Co ranks #389 out of 1059 companies in the Business Services industry, placing it in the top 36.7%.
Is Interlife Holdings Co's Altman Z-Score too high?
Interlife Holdings Co's current Altman Z-Score of 4.06 is 56% above median its 10-year median of 2.61. Over the past 10 years, this metric has ranged from a low of 2.40 to a high of 4.01. The Business Services industry median Altman Z-Score is 2.93. Interlife Holdings Co's value of 4.06 is 38.6% above this industry median. Based on the distribution chart, Interlife Holdings Co ranks #389 out of 1059 companies in the Business Services industry, which is above the industry midpoint. Overall, Interlife Holdings Co has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Interlife Holdings Co's Altman Z-Score compare to CTAS and CPRT?
According to the Business Services industry distribution chart, Interlife Holdings Co ranks #389 out of 1059 companies for Altman Z-Score. This puts Interlife Holdings Co in the upper half of its industry. The industry median Altman Z-Score is 2.93. Interlife Holdings Co's value of 4.06 is 38.6% above this benchmark. Historically, Interlife Holdings Co's own Altman Z-Score has ranged from 2.40 to 4.01 over the past decade. While the company's 10-year median is 2.61 vs. the industry median of 2.93, Interlife Holdings Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Business Services company?
The median Altman Z-Score among Business Services companies is 2.93, based on 1,059 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Interlife Holdings Co's current Altman Z-Score of 4.06 is 38.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Interlife Holdings Co and its competitors. For the Business Services industry, the median Altman Z-Score is 2.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Interlife Holdings Co's current Altman Z-Score is 4.06, which is 56% above median its own 10-year median of 2.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Interlife Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Interlife Holdings Co (TSE:1418) is currently considered Significantly Overvalued. The stock's GF Value™ is 円356.29, compared to a current price of 円600.00 — trading 68.4% above its estimated fair value. The current Altman Z-Score is 4.06, which is 56% above median its 10-year median of 2.61 and 38.6% above the Business Services industry median of 2.93. Interlife Holdings Co's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Interlife Holdings Co (TSE:1418), the current Altman Z-Score is 4.06 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Interlife Holdings Co (TSE:1418) Overvalued in 2026?

Based on GuruFocus' analysis, Interlife Holdings Co stock appears to be overvalued. The current stock price of 円600.00 is trading 68.4% above its estimated GF Value™ of 円356.29. GuruFocus considers Interlife Holdings Co to be Significantly Overvalued.

Key valuation signals for TSE:1418:

  • Altman Z-Score: 4.06 (56% above median its 10-year median of 2.61)
  • GF Value™: 円356.29 vs. price of 円600.00 (68.4% above fair value)
  • GF Score™: 71/100 with 2 warning signs
  • Industry Position: 38.6% above the Business Services median (#389 of 1059)

No single metric tells the full story. See the TSE:1418 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Interlife Holdings Co Business Description

Address 13-16, Ginza 6-chome, 11th Floor, Ginza Wall Building, Chuo-ku, Tokyo, JPN, 104-0061
Interlife Holdings Co Ltd through its subsidiaries, is engaged in operating multiple businesses in Japan. Its core business segments include interior construction, audio and lighting equipment, and facilities and maintenance. The interior construction segment handles the design and planning of offices and amusement facilities. The audio and lighting equipment segment focuses on the planning, design, installation, and maintenance of audiovisual and lighting systems for various facilities. The facilities and maintenance segment provides services such as building cleaning, management, repair work, and air-conditioning maintenance. It generates the majority of its revenue from the interior construction segment.
71GF Score

Get the complete analysis for TSE:1418

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円600.00
Price
円356.29
GF Value