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Banners CoTSE:3011 72 Interest Coverage is 7.17 as of Mar. 2026, which is 0% above its 10-year median of 7.15. GuruFocus rates TSE:3011 with a GF Score™ of 72/100 and a GF Value™ of 円163.28 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,069 Vehicles & Parts companies, Banners Co ranks worse than 50.51% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Banners Co's
Operating Income
for the
six
months ended in Mar. 2026 was 円133 Mil. Banners Co's Interest Expense for the
six
months ended in Mar. 2026 was 円-19 Mil.
Banners Co's interest coverage for the quarter that ended in Mar. 2026 was 7.17.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Banners Co's Interest Coverage or its related term are showing as below:
TSE:3011'
s Interest Coverage Range Over the Past 10 Years
Min: 1.27 Med: 7.15 Max: 11.02
Current: 8.27
TSE:3011's Interest Coverage is ranked worse than 50.51% of 1069
companies
in the Vehicles & Parts industry
Industry Median: 8.36
vs TSE:3011: 8.27
Banners Co (TSE:3011) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Banners Co Interest Coverage Related Terms
Banners Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Banners Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:3011 vs CVNA, PAG, ALTB: Interest Coverage Comparison
For the Auto & Truck Dealerships subindustry, Banners Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banners Co Interest Coverage vs Vehicles & Parts Industry
For the Vehicles & Parts industry and Consumer Cyclical sector, Banners Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Banners Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banners Co (TSE:3011) has a Interest Coverage of 7.17 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Banners Co and its competitors. This is near median its historical median of 7.15. Over the past decade, Banners Co's Interest Coverage has ranged from 1.27 to 11.02. According to the industry distribution chart, Banners Co ranks #540 out of 1069 companies in the Vehicles & Parts industry, placing it in the top 50.5%.
Is Banners Co's Interest Coverage too high?
Banners Co's current Interest Coverage of 7.17 is near median its 10-year median of 7.15. Over the past 10 years, this metric has ranged from a low of 1.27 to a high of 11.02. The Vehicles & Parts industry median Interest Coverage is 8.36. Banners Co's value of 7.17 is 14.2% below this industry median. Based on the distribution chart, Banners Co ranks #540 out of 1069 companies in the Vehicles & Parts industry, which is below the industry midpoint. Overall, Banners Co has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banners Co's Interest Coverage compare to CVNA and PAG?
According to the Vehicles & Parts industry distribution chart, Banners Co ranks #540 out of 1069 companies for Interest Coverage. This places Banners Co in the lower half of its industry. The industry median Interest Coverage is 8.36. Banners Co's value of 7.17 is 14.2% below this benchmark. Historically, Banners Co's own Interest Coverage has ranged from 1.27 to 11.02 over the past decade. While the company's 10-year median is 7.15 vs. the industry median of 8.36, Banners Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Vehicles & Parts company?
The median Interest Coverage among Vehicles & Parts companies is 8.36, based on 1,069 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banners Co's current Interest Coverage of 7.17 is 14.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Banners Co and its competitors. For the Vehicles & Parts industry, the median Interest Coverage is 8.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banners Co's current Interest Coverage is 7.17, which is near median its own 10-year median of 7.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banners Co stock overvalued right now?
Based on GuruFocus' analysis, Banners Co (TSE:3011) is currently considered Modestly Undervalued. The stock's GF Value™ is 円163.28, compared to a current price of 円146.00 — trading 10.6% below its estimated fair value. The current Interest Coverage is 7.17, which is near median its 10-year median of 7.15 and 14.2% below the Vehicles & Parts industry median of 8.36. Banners Co's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Banners Co (TSE:3011), the current Interest Coverage is 7.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banners Co (TSE:3011) Overvalued in 2026?
Based on GuruFocus' analysis, Banners Co stock appears to be undervalued.
The current stock price of 円146.00 is trading 10.6% below its estimated GF Value™ of 円163.28.
GuruFocus considers Banners Co to be Modestly Undervalued.
Key valuation signals for TSE:3011:
Interest Coverage: 7.17 (near median its 10-year median of 7.15)
GF Value™: 円163.28 vs. price of 円146.00 (10.6% below fair value)
Industry Position: 14.2% below the Vehicles & Parts median (#540 of 1069)
No single metric tells the full story. See the TSE:3011 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banners Co Ltd is a Japan-based company. The company operates its business activities in three divisions including real estate utilization business, automobile sales business and musical instrument sales business. In the real estate utilization business, the company mainly rent tenants. In the automobile sales business, it sells Honda Vehicles and non-life insurance. In the musical instrument sales business, it imports and sells oboe and bathoons as a specialty store of double reed musical instruments. It also provides maintenance and after-sales services.
72GF Score
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